Tomlin Insurance Brokers

Who runs the Tomlin Offices? ?? Happy International Women's Day from all of us at #TomlinBrokers. #AccelerateAction? ? #TeamTomlin #IWD2025 #InternationalWomensDay #IWD #WomeninInsurance

We had the absolute honour of joining @red.terracaribbean for an episode of #TerraTalks all about Home Insurance.? ? Michael sat with Brian Puckerin, Senior Valuer of Terra Caribbean's Advisory Team, to explore all things home insurance in Barbados, including the importance and benefits of these policies and having a trusted insurance broker.? ? Watch the full episode at https://lnkd.in/e9hAAZFG ? #TeamTomlin #TomlinBrokers #TerraRed #TerraCaribbean #Barbados #HomeInsurance

Homeowners insurance isn’t just about protecting against losses; it’s about tailoring your policy to meet your unique needs. By addressing potential gaps in coverage and planning for deductibles, you can ensure your property is fully protected against unforeseen events.? ? Learn more in our Tomlin Guide to Homeowners Insurance ? https://lnkd.in/eNsHaq_D

As a condominium owner, having a clear grasp of your contents insurance policy is essential. Contents insurance focuses solely on the items you own, as the Body Corporate/PUP does not cover these personal assets.? ? Picture holding your apartment upside down and shaking it. Anything that falls out is considered "contents" under this policy.? ? This policy protects the personal belongings within your unit and extends beyond to include liability and additional coverage at no extra cost.? ? Ensure your belongings are insured at their full replacement value to avoid penalties for underinsurance.?

Strong in soul, and strong in arm ???? Happy Independence Day, St Lucia!

If you’ve renovated your condo with custom upgrades - like swapping standard tiles for marble, or adding built-in cabinetry - it’s time to review your Contents Insurance.? ? ?? Here’s Why:? What your condo's PUP (Proprietors Unit Plan) typically covers can vary from condo to condo, but if you're upgrading the flooring and countertops, it might be your responsibility as the owner to insure these improvements.? ? #TomlinTip - List all upgrades and their replacement value in your policy, including flooring, countertops, or custom closets.? ? tomlinbrokers.com? ? #TomlinBrokers #ContentsInsurance #CaribbeanCondos #CondoRenovations

Jetties, sea walls, and other in-water structures are vital parts of the guest experience at your hotel property, but standard Commercial Property Insurance may not automatically cover them.? ? #TomlinTip Special consideration should be made to declare these assets separately to avoid these items not being covered.? ? #CommercialPropertyInsurance #HotelInsurance #TomlinBrokers ? #CaribbeanResorts

Renovating your condo? Protect your investment and make sure all upgrades and modifications are covered in your Contents Insurance Policy. ? Swipe for our summary of what you need to know, and what you need to do. ? ? #TomlinTips #ContentsInsurance #CaribbeanCondo

Caribbean hotels often represent significant investments in prime real estate and luxury furnishings. Commercial Property Insurance safeguards against property loss due to fire, theft, hurricanes, earthquakes and more. ? ? Quick #TomlinTip: Hotel owners and operators should be sure to declare all jetties, sea walls, and other in-water items to avoid these items not being covered.? ? #CommericalInsurance #PropertyInsurance #TomlinBrokers #Tourism?

?? New Year to-do: Add new jewelry and gifts to your Contents Insurance policy.? ? Contact your insurance broker as soon as possible to ensure your precious gifts are protected. ? ? ? #TomlinTips #TomlinBrokers #ContentsInsurance #ProtectYourValuables