Thimbleberry Financial

?? How to Create Retirement Income & Leave a Lasting Legacy ?? Are you prepared to replace your paycheck in retirement? In this episode of ThimbleberryU, we break down how to create a sustainable income strategy, simplify your accounts, and build a meaningful legacy. Tune in as Amy Walls shares insights on balancing stability, flexibility, and tax efficiency—so you can retire with confidence. ?? Listen now! https://lnkd.in/gGpMYAmi #RetirementPlanning #FinancialFreedom #LegacyPlanning #ThimbleberryU

?? ICYMI: Navigating Incentive Stock Options (ISOs) the Right Way! ISOs can be a great opportunity for startup and tech employees, but without the right strategy, you could face unexpected tax consequences. On this episode of ThimbleberryU, Amy Walls explains: ? How ISOs are taxed (and how to maximize tax advantages) ? The impact of the Alternative Minimum Tax (AMT) ? Vesting, expiration, and post-termination rules ? Why you should be cautious about holding too much company stock ?? Missed it? Catch up now!https://lnkd.in/gK-sjtGu #ISOs #TaxPlanning #WealthBuilding #ThimbleberryU

??? Navigating NIH Funding Cuts & Job Security for Researchers ?? With recent NIH funding changes, many researchers are facing financial uncertainty and job security concerns. What steps could you take to protect your finances and plan for the future? In this episode, we break down: ? How to assess your financial foundation ? Key strategies to strengthen financial stability ? What to do if you’re impacted by funding cuts ?? Don’t wait until it’s too late—prepare now! Listen to the full episode: https://lnkd.in/d-n-yg5J ?? Tag a fellow researcher who needs this! #NIHFunding #JobSecurity #FinancialPlanning #ResearchCareers

?? Market dips have you worried? Stay calm and focused on the long-term. Watch this video for insights on why staying invested matters and how to make the most of market fluctuations. ???? And if you or someone you know is concerned, connect with us in the link in the comments. #MarketVolatility #InvestmentStrategy #FinancialPlanning

??? ThimbleberryU: Discovering Your "Why" with Amy Walls In this heartfelt episode, we dive into the passion and purpose behind Amy Walls' work. From her early experiences in nonprofits to empowering people to retire with confidence, Amy opens up about what drives her to help others succeed. We explore the unique financial challenges faced by tech and healthcare professionals. For those in tech, it’s all about navigating taxes, equity compensation, and cutting through the noise of “what you should be doing.” For healthcare heroes, delayed wealth accumulation, complex tax scenarios, and underutilized benefits can make planning overwhelming. Join us as Amy shares her insights, her “why,” and actionable advice to help you achieve financial clarity and confidence. ?? https://lnkd.in/gQgyjHxa #PurposeDrivenPlanning #FinancialWellness #ThimbleberryU #RetireConfidently

???Did you catch ThimbleberryU: Inheritance—Keep It or Change It? Inheriting investments can feel overwhelming. Should you hold onto them for sentimental reasons or adjust them to fit your goals? ?? Taxes Made Simple: What is a stepped-up cost basis, and how does it impact you? ?? Portfolio Check: Does your inheritance fit your strategy, or is it time to diversify? ?? Smart Decisions: Honor your loved one and do what’s right for your financial future. Get the tools you need to make the best choices for your legacy. Tune in now! ?? ?? https://lnkd.in/d7ibCbZh #InheritanceWisdom #InvestSmart #FinancialTips #ThimbleberryU

?? Is Your Emergency Fund at Risk? ?? A HELOC might sound like a quick fix for financial emergencies, but relying on it as your cash reserve could leave you in a bind. ?? In this episode of ThimbleberryU, Amy Walls breaks down why a HELOC isn’t the same as cash in the bank and the risks you face when using it as your safety net. From lender control to financial curveballs, we’re exposing the hidden pitfalls of this common misconception. ?? What You’ll Learn: - The critical differences between a HELOC and liquid cash. - Why economic downturns can freeze your access to funds. - Real-life scenarios that highlight the dangers of depending on borrowed money. ?? Don’t miss this essential conversation! Tune in now and safeguard your financial future. ?? https://lnkd.in/g66SQAwi #EmergencyFund #HELOC #FinancialFreedom #Podcast #MoneyTips

Think estate planning is too complex? It’s simpler than you might think! Check out this video to see how easy it can be to get everything in order and the tremendous relief if can bring you and your family. Let’s make sure your plans are set and your mind is at ease. ????? #EstatePlanning #Simplify #FinancialPlanning

Hefty financial goals can feel overwhelming as the new year begins. If you’re ready to go beyond the basics of planning for 2025, this episode of Thimbleberry U is for you! We’re sharing practical tips and tricks to help you set yourself up for financial success this year. ?? Listen now: https://lnkd.in/d3rcQwBp

There’s no denying the power of a Roth IRA. With its ability to grow tax-free and offer tax-free distributions, it’s a benefit like no other. In this episode of Thimbleberry U, Jag and Amy Walls from Thimbleberry Financial dive into the intricacies of Roth accounts for high-income earners. Tune in as we explore strategies to maximize Roth contributions, including backdoor Roth conversions and after-tax contributions to employer plans. ?? Listen here: https://lnkd.in/gvu2ZCrw