The Zandbergen Group

Interested in what interest rates may do next? Carson recently shared this article entitled, “What May Be Next for Interest Rates. As investors look ahead to the post-election rate environment next year, there are a lot of questions, especially with the recent sharp rise in the 10-year Treasury yield. Like 2023, when interest rates started and ended the year in the same place with a whole lot happening in between, interest rates have been on quite a ride this year. Despite the Fed cutting rates, we’ve seen a vicious rise in Treasury yields the last couple of months. As shown below, the 10-year Treasury yield peaked for the year (to date) way back on April 25 at 4.71% as stubborn inflation and strong employment numbers delayed Fed rate cuts. It then bottomed at 3.62% on September 16 as the disinflation narrative took hold again, the unemployment rate started to rise, and markets increasingly anticipated a more aggressive path of rate cuts. (The Fed cut rates 0.5% on September 18.)” Learn more here: https://lnkd.in/gS_5m53r #interestrates #inflation #thezandbergengroup

Kiplinger recently shared an article entitled, “Six Ways to Optimize Your Charitable Giving Before Year-End. As 2024 winds down, right now is the time to look at how you plan to handle your charitable giving. The sooner you start, the more tax-efficient you can be.” Learn more here: https://lnkd.in/gXZE_gQa #charitablegiving #plannedgiving #thezandbergengroup

Kiplinger recently shared this article entitled, “IRS Updates Capital Gains Tax Thresholds for 2025. The IRS recently unveiled the new income tax thresholds for capital gains in 2025, reflecting adjustments for inflation. These changes (which will apply to tax returns you'll normally file in 2026) could have significant implications for taxpayers, particularly those with investment income. So, let's break down the new numbers and compare them to the 2024 thresholds.” Learn more in the article here: https://lnkd.in/giEaHisV #capitalgains #taxnews

Our firm believes in giving back to local nonprofits that are creating real impact. Recently, we had the honor of attending the first annual Scholarship Luncheon for Casa Youth Shelter which honored Dr. Nasir Tejani. Cheers to this organization that is doing great things for our emerging leaders! Photo Credit: Frank Salas

Advisorpedia recently shared an article entitled, “Market Insights: 5 Impacts of the Trump Presidency. The prospect of a Trump presidency has led to much debate and speculation about how markets might react. Depending on what policies are eventually passed, there are potential risks and opportunities in both the stock and bond markets. While the market surged immediately following the election, many potential future headwinds may impact returns from economic growth, monetary and fiscal policy, and geopolitical events.” Learn more here: https://lnkd.in/gJcgi-hm #thezandbergengroup #investingnews #wealthmanagement

Carson recently shared this article entitled, “Here’s What the October Payroll Report Really Tells Us About the Economy. October payrolls were a big disappointment, with job growth clocking in at just 12,000. However, this shouldn’t be a big surprise because we knew Hurricanes Milton and Helene would weigh on the numbers. We just didn’t know how much. The Bureau of Labor Statistics (BLS) said that Hurricane Milton hit right during their data collection week, and the establishment survey responses were well below average (though it’s hard to quantify what the weather impact exactly was). Beyond hurricanes, there were also strikes at Boeing and parts of the auto industry in Michigan/Ohio that negatively hit payrolls, to the tune of about 41,000 jobs. Ultimately, all of these are likely to be temporary and will possibly reverse in November.” Learn more in the article here: https://lnkd.in/dRtucg5A #economynews #inflationnews #jobsreport

The Zandbergen Report Podcast has showcased a multitude of difference makers and game changers in the last few years. From entrepreneurs and C-suite executives to nonprofit and city leaders, the show has been a platform for some of the most inspiring voices of our time. Catch up on all of the episodes here while we have some new episodes in the works! https://lnkd.in/eqtY7MHx #podcast #thezandbergenreport

Kiplinger recently shared an article entitled, “U.S. Treasury's AI is Catching Tax Cheats and Saving Billions. The U.S. Treasury Department is harnessing AI to combat taxpayer fraud, successfully recovering $4 billion in fraudulent and improper payments. This success is primarily due to advanced machine learning (ML) techniques that analyze data to identify tax non-compliance.” Learn more here: https://lnkd.in/gQhrUYP7 #taxnews #irsnews

Carson recently shared this article entitled, “Seven Reasons This Bull Market Is Alive and Well. “Now this is not the end. It is not even the beginning of the end. But it is, perhaps, the end of the beginning.” -Winston Churchill Yes, stocks have had an incredible run this year (and last year), but there are some reasons to expect the good times to continue. No, we aren’t looking for another 20% next year, but better than average returns in 2025 is still quite possible.” Learn more in the article here: https://lnkd.in/e6Fn8UxN

It’s hard to believe we are headed full steam into the holiday season. As the hustle and bustle of the next few weeks takes over, our team is here to serve you as we close in on the end of the year. Seasons come and go, but True Wealth should last a lifetime. Photo Credit: COBA Images