The Ross Maghan Agency

Insurance is getting more expensive and harder to find, making it more important than ever to protect your assets. One of the best ways to do that is with umbrella insurance. But many people don’t have an umbrella insurance policy—or don’t realize how valuable it is. Read our latest article to learn more about how to protect yourself and your assets. →

?? The Insurance Market is Changing – Are You Prepared? ?? It’s not just about rising premiums. Behind the scenes, insurance companies are tightening inspections, reducing coverage options, and even leaving entire markets. Homeowners are facing challenges they never saw coming—until now. ?? Stricter home inspections ?? Fewer insurance carriers, fewer choices ?? Global disasters impacting local rates These hidden shifts could affect your ability to secure or maintain coverage. In my latest article, I break down what’s happening and what you can do to protect your home and finances. ?? Read the full article here

?? Insurance Renewal Strategy: 10 Critical Considerations for 2025 As your insurance renewal approaches, it's crucial to do more than simply continue with existing coverage. Here's why: - Your risk profile may have changed - New discounts might be available - Coverage gaps could have developed - Better rates may be available from other carriers - Your assets may have increased in value At The Ross Maghan Agency, we believe in a proactive approach to insurance renewals. Our team will: - Review your current coverage - Identify potential gaps - Find new discount opportunities - Compare rates across multiple carriers - Ensure your coverage aligns with your current needs Don't let your insurance renewal be a missed opportunity. Connect with us for a comprehensive review of your insurance portfolio. #InsuranceStrategy #RiskManagement #BusinessProtection #InsuranceRenewal #CoverageOptimization

?? Understanding Contents Insurance: Protecting What Matters Most Many homeowners are unaware that their standard policy may have significant coverage gaps when it comes to protecting valuable personal property. Key items often requiring additional coverage include: - Fine art and antiques - Jewelry and watches - High-end electronics - Valuable collections - Designer furnishings At The Ross Maghan Agency, we specialize in identifying potential coverage gaps and creating comprehensive protection plans for your valued possessions. Our team will help you understand: - Current policy limitations - Additional coverage options - Cost-effective solutions - Documentation requirements Don't leave your valuable possessions underprotected. Connect with us today for a thorough review of your contents coverage. #InsuranceProtection #RiskManagement #PersonalProperty #ValueProtection #InsuranceConsulting

?? 2025 Homeowners Insurance Market Update Homeowners across the U.S. are experiencing significant rate increases, averaging 21% over last year. This trend is driven by several key factors: - Inflation's impact on rebuilding costs - Increased frequency of severe weather events - Ongoing construction labor shortages - Rising material costs At The Ross Maghan Agency, we understand these challenges and are committed to helping homeowners find the most competitive rates while maintaining comprehensive coverage. Our team will shop multiple carriers and identify all available discounts to optimize your insurance investment. Let's connect to review your coverage options and ensure you're getting the best value for your insurance dollar. #Insurance #RealEstate #RiskManagement #HomeownersInsurance

We’re Featured in Asbury Park City Lifestyle Magazine! ???? Big news! The Ross Maghan Agency has been featured in Asbury Park City Lifestyle Magazine, and we couldn’t be more excited to share our story with you! From our deep local roots dating back to 1936 to our commitment to providing truly personalized insurance solutions, this feature dives into how we’ve adapted and grown as a family business—without losing sight of what matters most: our clients. Want to know why bundling your insurance might not actually save you money? Or how we offer unique policies that big-name carriers can’t? Pick up a copy of Asbury Park City Lifestyle Magazine wherever you can find it, and get the full story! We’d love to hear your thoughts—drop a comment if you check it out! ???? #MaghanInsurance #LocalExperts #AsburyPark #InsuranceDoneRight

Life insurance is a promise to protect the ones you love. Our trusted insurance partners can help you explore options that fit your budget and provide lasting peace of mind for generations to come.

Private equity firms are transforming the insurance industry - but at what cost to customers? Our latest article examines why local, independent agencies matter more than ever. ?? Read the article here: https://lnkd.in/e-k9AZhH

?? Home insurance premiums up 20%? Your roof over 15 years old? Here's what's really driving the 2024 insurance crisis and what homeowners need to know. Get the inside scoop on why rates are soaring and what you can do about it. ?? Read the article here: https://lnkd.in/eeyDpm5s

Forecasters predict an extremely active 2024 Atlantic hurricane season. Colorado State University’s hurricane forecasting team is calling for a near-record active season with 23 named storms, 11 hurricanes, and five major hurricanes. https://lnkd.in/eZHm9mXZ