The Money Seed Podcast

"I'm too old to start a company." If Morris Chang had believed that at 55, we wouldn't have TSMC - the $700B company whose chips are the invisible foundation of our entire digital world. He'd already been passed over for promotion. Failed at another company. In Silicon Valley terms, his career was supposed to be over. Instead, he moved to Taiwan and created not just a company but an entirely new business model that revolutionized how technology is built. The youth-obsessed tech narrative tells us innovation belongs to 20-somethings in hoodies: Gates (19). Jobs (21). Zuckerberg (19). In reality, the data shows a different story: - The average successful founder is 42 - A 50-year-old is nearly twice as likely to build a high-growth company as a 30-year-old - The least successful founders? Those we glorify most? Early 20-somethings Chang's genius wasn't technical brilliance, either. It was seeing what everyone else missed after 30 years in semiconductors—that companies designing chips and companies manufacturing them could be separate entities. "I could not have done it sooner," Chang said. "I don't think anybody could have done it sooner. Because I was the first one." This insight (which transformed the entire industry) wasn't born from “youthful ambition,” but from decades of understanding problems deeply enough to see their solutions. Because experience isn't baggage: It's context. It's pattern recognition. It's knowing which risks are actually worth taking. Today, every iPhone, every AI server, every Tesla runs on chips manufactured by the company Chang built after most would have settled into retirement. So the next time you think your moment has passed - remember that your greatest contribution might still be ahead, built on the foundation of everything you've learned so far. What could you build with all your hard-earned wisdom?

20 Lessons from 3 Years Running a Land Business ???? Building a business is the greatest self-development book in the world. Forget Tony Robbins. Your business will only grow as fast as you do. Read more, learn faster, execute smarter. It takes 3-5 years of backbreaking work to get off the ground. Most entrepreneurs trade a 40-hour job for an 80-hour grind to build their dream. If you don’t want that, don’t leap. Revenue is vanity. Profit is sanity. Cash flow is freedom. Deals don’t equal money. Profit is what matters. Your first 10 hires will make or break you. Hire slow, fire fast. Don’t just hire because you’re overwhelmed. Obsession wins. The best founders don’t just work on their business—they live it. The most powerful word in business? No. Success is defined by how many good opportunities you say no to. People build businesses, not founders. Pay 20-30% more for A-players. It’s always worth it. Great people don’t work for bad leaders. If your team isn’t where you want it to be, look in the mirror first. Simple scales, fancy fails. The more complex the system, the harder it is to maintain and grow. A business fails at its greatest constraint, not everywhere at once. Find it. Fix it. That’s how you grow. Your job in the early days isn’t CEO—it’s Chief Revenue Officer. You’re the one driving deals and keeping the lights on. The quality of your business comes down to the quality of your questions. What am I willing to say no to in order to achieve [X]? Who do I need to hire to make this happen? What’s my biggest constraint to growth? For most people, getting really good at sales and marketing is all they need to achieve their wildest financial dreams. I spent 99% of my time improving these skills and hiring the best people for these roles. Business happens when we interact with clients. The more time we spend talking to them, the more money we make.

I work, a lot. Prefer professional and personal growth to stagnation. But today I’m taking it easy by choice. One coaching session and a flight to my son. Earned the right via financial self education in my 20s. It's not that I sit around. It's that I have an option to. Have fundamental belief we deserve such options (time freedom), but must make hard lifestyle & financial choices early and throughout our lives. ..... Methodlogy described is not "easy", but it's executable. A blueprint to break the rat race. Explained in words... 1. Give yourself a why…. (i.e. family, lifestyle, purpose) 2. Stop buying unneeded stuff forcing you to work. 3. Pay yourself first. The “Future You” is the #1 bill. 4. Store vs. save money. Stay broke (not poor). 5. Build enough in storage to buy an asset 6. Buy/create assets that pay (stocks, real estate). 7. When pays, store that income + add your paycheck. 8. Buy another asset. 9. Press repeat. 10. Press repeat again. Buying commercial crap steals ability to store. My ‘asset’ was condos. Doesn't matter. Just pick one. Bought 35 in 12 years on average salary of $80k. Sold some, kept others. By 2014, 18 paid off generating $160k+ a year. Still live off it to this day. Age 26, 2002, started with condos for $90K. Age 47, 2023, closed 4th $25M complex in 12 months. Consistently used pay + self-education over time. Just boringly consistent. Nothing special. ….. Took 7 years for more than monthly expenses (2008). Took 14 years for more income than work (2014). It’s year 28. My assets buy assets. Modest pay is enough. I re-post this a lot. I'm glad I do. I know many making new choices as a result. You can too.

Someone else's purpose doesn't have to match yours for their success to teach you something. Study the ingredients, refine your own path. ?? Get a free copy of my book at: https://jerryfetta.com #SuccessMindset #GrowthThinking #BuildingWealth #FinancialFreedom #FinancialJourney #FinancialLiteracy #FinancialGoals

The Day I Realized I Was a CEO in My Career. But an Intern in my personal finances... I spent years scaling companies. Hiring talent. Optimizing operations. Owning my function. I made great money. But when it came to managing my own wealth? ?? ?????? ?????????????? ????. I thought making money was the hard part. But keeping and growing it? That was a whole different game. I tried reading books. I talked to advisors. I even built a dozen spreadsheets. Still—no real system. One day, it hit me. ?? ?????????? ?????????? ?????? ?? ?????????????? ???????? ??????. So why was I treating my personal wealth like a side project? That’s when I made the shift. I started treating my portfolio like a business. I built systems. I tracked performance. I optimized just like I would with any product or company. And over time? Managing my wealth became predictable. Scalable. Automatic. That’s the CEO mindset. It’s not just about making money. ????’?? ?????????? ?????????????? ???????? ???????????? ???????? ?? ????????????????—???? ?????? ?????? ???????????? ?????? ?????????????????? ?????? ???????????????? ????????. Want to learn how to do the same? Start with my 2-Day Masterclass: The WealthOps Way. ?? https://www.wealthops.io/

The Rockefeller Waterfall method. Do you know it? ?? DM me "Rockefeller" or "hey guy" or whatever the heck you want! I'll send you my Masterclass on this.

This is an important idea to understand... The 5 Levels of Financial Wealth: In the Financial Wealth section of my book, I propose the following simple model for thinking about your money journey. There are five clear and distinct levels of Financial Wealth: Level 1: Baseline needs are met, including food and shelter. Level 2: All baseline needs are exceeded, and modest pleasures become accessible. This includes meals at restaurants, simple vacations, and spending on education. Level 3: Baseline needs are no longer top of mind, and the focus is on saving, investing, and compounding wealth. More significant pleasures, such as multiple vacations, are readily available. More aggressive asset compounding generally begins at this level. Level 4: Most reasonable pleasures are readily available. Asset accumulation accelerates, and assets begin to generate passive income to cover some lifestyle expenses. This is the level of moderate financial independence, as you can reduce your active income and continue to live the same lifestyle. Level 5: All pleasures are available. Asset accumulation reaches escape velocity, and assets generate passive income in excess of all lifestyle expenses. This is the level of complete financial independence, as you can remove all active income and continue to live the same lifestyle. Any path upward through the levels requires a disciplined focus on the three pillars of Financial Wealth, which I identify as: 1. Income Generation: Create stable, growing income through primary employment, secondary employment, and passive streams. 2. Expense Management: Manage expenses so that they are reliably below your income level and grow at a slower rate. 3. Long--Term Investment: Invest the difference between your income and expenses in long--term, efficient, low--cost assets that compound effectively. It's important to remember that each level has its own stresses, problems, and headaches. While the traditional money problems you feel at the lower levels dissipate as you climb the ladder, new problems arise and replace them. Money solves money problems, but it will not, in a vacuum, solve anything else—it simply changes the types of problems you face. This model should allow you to (a) identify your starting point, (b) map out the vision for the life you are trying to build, and (c) start to plan the actions necessary to create that life. Understanding where you are on these 5 levels (and the actual life you are trying to build towards) is essential. Remember: Thriving is a continuous journey, not an end state. This framework is distilled from a deeper exploration in the Financial Wealth section of my book, The 5 Types of Wealth. Order the book and email me [email protected] with your receipt and I'll send you the 50+ page companion workbook, along with a few other special bonuses! Order here: https://lnkd.in/eTi7b-RN

ZERO to ONE MILLION in 10 years... ...On two $50,000 salaries. It’s not magic—it’s math. Here’s how you can become a millionaire, step by step: 1?? Live on one salary. 2?? Invest the other in real estate deals that return 15%. 3?? Do one $50,000 investment each year. In 10 years--if your deals perform--you’re a millionaire! What’s even better? You don’t need to be hands-on. You can invest passively in real estate deals—ones that generate steady cash flow and long-term appreciation. The key is knowing where to look and sticking with a plan. This simple approach changed my life. It can change yours, too. Does this blow your mind as much as it does mine? Comment "ONE MILLION" if this has you excited! ?? #realestate #investing #money

Most people believe making more money will solve all their problems, but here’s the truth: It’s not about how much you earn—it’s about how you manage it. Let’s talk about why earning more isn’t enough…?? ???????????? ?????????????? ???????????????? ?????????? ???? ???????????? - No plan = paycheck to paycheck. - More income worsens bad habits without a strategy. ???????????? ?????????? ???????? ??????????????????????, ?????? ???????? ???????????????? -Turn income into assets (like real estate), not liabilities. -Investments build long-term wealth. ?????????????? ???????? ?????????????????? ?????????????????? - Avoid unnecessary luxuries as income grows. - Prioritize financial freedom. ?????????????? ???? ???????????? - A professional invested surplus income into real estate. - Now earns passive income covering living expenses. ???????????? ???????? ?????????? ??????’?? ?????? ????????—???????????????? ???????????? ?????? ?????????????? ????. The real question is: What are you doing with the money you already have to create the life you want?