HAUSER

?? As Thanksgiving approaches, it's a perfect time to reflect on financial habits with gratitude. This article shares key tips for navigating the holiday season without financial stress: ? ??Create a Budget: Plan ahead to set boundaries and avoid overspending. ? ??? Practice Mindful Spending: Prioritize disciplined shopping and steer clear of impulse purchases. ? ?? Gratitude in Investing: Appreciate your current assets to foster a rational, long-term investment approach. ? ?? Leverage Seasonal Opportunities: Spot trends in holiday-driven sectors like retail and e-commerce for potential profitable investments. ? These strategies remind us that financial well-being is built on smart decisions and a focus on long-term goals. Let's make this season not just festive but financially wise! ? #FinancialWellness #ThanksgivingTips #MindfulSpending

Rising healthcare costs don’t have to mean rising stress for employers and employees. ?? Discover how innovative health plans are transforming benefits with smarter savings, better engagement, and a brighter future. McKinsey & Company’s recent article highlights how nontraditional plans can drive 10-30% savings, improve engagement, and reshape the benefits landscape. Why It Matters: ·?Savings & Engagement: Innovative plans deliver significant cost benefits and boost employee satisfaction. · Flexibility: Zero deductibles, dynamic copays, and digital strategies lead the shift. · Future Impact: By 2030, 12 million members could adopt these models. Stay ahead of the curve. For guidance, reach out: ·?Message us ·?Email:?[email protected] ·?Call: (513) 745-9200 #EmployerBenefits #HealthcareInnovation #CostSavings #HealthPlanDesign #FutureOfHealthcare Read the full article for deeper insights! https://lnkd.in/gPZzFztT

?? November is here and in full swing! ?? As we approach the close of the year, it's important to stay updated on retirement planning and compliance. This month’s Retirement Times brings valuable insights to help manage your retirement plans effectively. Here’s what you need to know: ?? New and Noteworthy: 2025 Plan Limits Announced: The IRS has released updated COLA-adjusted limits for retirement plans and IRAs. Ensure you’re informed for compliance planning. 401(k) Trends: While balances have hit record highs, hardship withdrawals have doubled since 2020. Support employees with education on sustainable savings strategies and alternatives to withdrawals. ?? Safeguarding Retirement Plans: The DOL’s expanded cybersecurity guidelines emphasize the need for robust protections against both internal and external threats. Review your access policies and collaborate with IT to strengthen your plan's security. ?? Compliance Corner: Stay on track with upcoming deadlines: - Third-quarter participant fee disclosure due by November 14. - Annual plan notices (Safe Harbor, auto-enrollment, QDIA) by December 2. - Summary Annual Report (SAR) deadline (if extension filed) on December 15. - RMD payments by December 31. Dive into the full article for comprehensive strategies and updates! #RetirementPlanning #FinancialWellness #Cybersecurity #Compliance #EmployeeBenefits

Happy Halloween from HAUSER!??? Our team got into the Halloween spirit with a fun costume contest, bringing creativity and camaraderie into the workplace. Wishing everyone a safe and festive day filled with treats and team spirit! #HappyHalloween #HauserTeam #CostumeContest #HalloweenAtWork

Welcome Steve Reyes! In August, Steve joined us as the Managing Director of Hauser's Financial & Professional Risk team. With over 32 years of expertise in complex insurance products like Cyber and D&O Liability, he brings a strong background in private equity and M&A from his time at WTW. Steve is well-equipped to drive innovation and client success, valuing teamwork and curiosity. We are pleased to have him on board. Welcome, Steve! ? What was your previous role before HAUSER? My 32-year career in the insurance industry includes being on the carrier side for 9 years and the brokerage side for 23 years.?I was at WTW for the past 20 years with responsibilities for the Financial & Professional Risk teams in the Midwest and West geographies.?My work with private, not-for-profit and public companies provided me great insight into how these companies operate differently and how their risks need to be mitigated. What was it about the opportunity at HAUSER that interested you the most? The idea of working inside a smaller organization and being a part of the private equity world was very interesting to me.?I am always eager to learn something new and believe HAUSER provides me the opportunity to use my experience to support the successful team here as well as give me a path to learn and develop my own skills. What lessons from your career can you share with our readers that have helped shape your career in the insurance space? Be curious!?I have told this to interns, recent college grads, fellow brokers and my own family when we talk about being success.?If I didn’t ask “why” and seek out my own answers, I may not have found the past 32 years exciting and fulfilling. What core values are most important to you in the workplace? Everyone on the Team is critical. No one person is more important than the others. We all have a part in this process and if one of us contributes less than what is needed, failure is likely.?To be successful, a Team needs to move as one by working toward the same goals and objectives. What do you like to do outside of work? I am lucky to have three children (18, 22, 25 y/o) and three stepchildren. My favorite thing to do outside of work is to travel.?We are always looking for a retirement spot, so we bring as many of our children with us to explore and find an island, a beach and blue water to keep us all happy. Work/Life balance is important for everyone. #EmployeeSpotlight #Welcome #Team #Hauser #BusinessDevelopment #PrivateEquity #EmployeeExperience

Welcome to Michael Burdell! Michael joined us in August as HAUSER's Director of Business Development. He brings extensive sales and marketing experience from a Private Equity-backed risk management firm, where he developed a go-to-market strategy. At Hauser, Michael will focus on new client acquisition through strategic initiatives and enhance HR operations and employee experience. Welcome aboard, Michael! ? 1. What was your previous role before HAUSER?? I owned and operated Arizona Night Golf – a company that worked with Arizona-based executive golf courses to provide LED sports lighting systems so people could play golf at night. Prior to my entrepreneurial venture, I was the VP of Sales for TEAM Risk Management Strategies, a PE-owned company that provides insurance and employment services for clients’ household staff.? ? ?2. What was it about the opportunity at HAUSER that interested you the most?? ?The role itself is very exciting, as it enables me to strategically drive growth and pioneer the business development team, which I’ve loved doing throughout my career. Hauser’s unique private-equity focus is a great differentiator in the market. The positive interactions I had with everyone on the team during the interview process reenforced that Hauser would be a great place to work.? ? ?3. What lessons from your career can you share with our readers that have helped shape your career in the insurance space?? Growth requires a company-wide effort. Without the support of the Corporate Risk, Human Capital, and Retirement Plan Solutions teams, Business Development wouldn’t have such a compelling story to share with prospects and an enthusiastic client base to reference.? ? ?4. What core values are most important to you in the workplace?? ?Integrity, Accountability, and Growth. Always do the right thing, follow through with your commitments, and have a growth mentality.? ? ?5. What do you like to do outside of work?? I have a wonderful wife, Grier, and two young boys, Jack (5), and Clark (2). We love to travel (my five-year-old has already visited 20 states). I coach Jack’s baseball team and play softball, golf, and guitar. #EmployeeSpotlight #Welcome #Team #Hauser #BusinessDevelopment #PrivateEquity #EmployeeExperience

???Welcome to October!??? ? As the fall sets in, it’s a great time to stay on top of your retirement planning and compliance deadlines. This month’s Retirement Times brings vital updates and resources to help you manage your retirement plan effectively. Here are the key highlights: ? ???New and Noteworthy: Form 5500 Deadline:?Don’t forget, October 15 is the deadline for calendar year plans that filed an extension. National TPA Day:?On October 16, take a moment to thank your TPA for their expertise in keeping your plan compliant! Cybersecurity Awareness Month:?Check out the resources provided by CISA and other organizations to keep your data and employees’ information safe. ? ???Avoid Healthcare Sticker Shock in Retirement:?Health expenses can be unpredictable and often underestimated. Leverage strategies like HSAs, Medicare workshops, and Social Security planning to help employees prepare for these costs. ? ???Student Loan Matching Contributions:?The IRS has issued guidance for offering matching contributions on student loan repayments starting in 2025 under SECURE 2.0. Help employees reduce their financial burdens while saving for retirement. ? ???Compliance Corner:?Stay informed on upcoming deadlines like Form 5500 extensions and third-quarter participant fee disclosures. ? Be sure to dive into the full newsletter for more insights and resources! ? #RetirementPlanning #CyberSecurity #FinancialWellness #TPADay #EmployeeBenefits #Compliance

Congratulations, Sandy Anderson! After over a decade of dedicated service as our Human Resources Manager at HAUSER, it’s time to say goodbye as you embark on this exciting new chapter of retirement. Your support and passion for our team have made a lasting impact, and you will truly be missed. Wishing you all the best in your well-deserved retirement—may it be filled with adventure, relaxation, and joy!???

Last month, we welcomed Colleen Sheehan as Hauser’s new HR Director. Colleen joins us from a tech start-up, where she built the HR function from the ground up, and will play a key role in enhancing HR operations and employee experience at Hauser. 1. What was your previous role before HAUSER? Before joining Hauser, I was the HR Director for a small technology start-up company. When I joined, there was no HR functionality and that was an exciting opportunity to build the HR foundation, processes, and policies for the organization. 2. What was it about the opportunity at HAUSER that interested you the most? As an HR leader, I love the employee benefit space. I worked with amazing brokers in my past roles and was eager for the chance to join a brokerage firm to learn more about this industry.? HAUSER is growing and looking to develop a strong HR function, build efficiencies, and drive change which excites me as an HR professional. I believe that these areas enhance the employee experience, and I am thrilled for the opportunity to help deliver those initiatives. 3. What lessons from your career can you share with our readers that have helped shape your career in the insurance space? As an HR leader I have relied on insurance brokers to expertly navigate me when managing my organization’s benefits plans and compliance needs, or when resolving employee insurance issues. The amazing brokers I have worked with in the past have provided me with enhanced learning opportunities and ultimately shown me how we can influence the employee experience and retention through benefits, and I am excited to be part of this industry. 4. What core values are most important to you in the workplace? I believe in leading with empathy and compassion - treating others as I would want to be treated. Respect is crucial, especially in HR where we handle difficult issues. Leading with respect fosters positive resolutions and I advocate for transparent communication, ensuring employees understand what we do and why because I believe that open communication leads to collective success. 5.What do you like to do outside of work?? I love spending time with family especially my niece and nephews whether it’s taking in a soccer game or enjoying a meal. I also relish being outside with my dogs and hiking locally. #EmployeeSpotlight #HumanResources #InsuranceServices #Team #Hauser

?? Welcome to September! ?? As we transition into the fall season, it’s the perfect time to reflect on your financial health and retirement planning. Our latest Retirement Newsletter is packed with important updates, new studies, and helpful resources. Here are some key highlights from September: ?? New and Noteworthy: 401(k) Day was on September 6! Check out this year’s materials with the provided link. Principal’s new study explores why employees may not be participating in their employer’s 401(k) and suggests ways sponsors can improve participation. Recent headlines have raised concerns about a looming retirement crisis. Morningstar’s latest research uses a new tool to evaluate if today’s workers will have sufficient financial resources for retirement. Looking for something new to listen to? Check out “The Retirement Answer Man Show” while you enjoy your favorite fall drink! ?? IRS Guidance on Withdrawals for Domestic Abuse Victims: The IRS has issued new guidance on 401(k) withdrawals for victims of domestic abuse, which are now penalty-free under Secure 2.0. This article covers key details of the new withdrawal option. ?? The High Cost of Financial Stress in the Workplace: Financial anxiety is rising, and workplace financial wellness programs may offer much-needed support. Learn how these programs can help alleviate stress and improve overall well-being. ???? Overcoming Challenges in HR and Benefits Departments: HR and Benefits teams often face overwhelming workloads. Our article shares tips on how to check in with your team and manage the pressure, especially during these times of ‘doing more with less.’ ?? Compliance Corner: Stay on top of important upcoming deadlines and compliance dates with our updated calendar! Be sure to check out the full newsletter for more insights and resources! #RetirementPlanning #FinancialWellness #401k #HR #EmployeeBenefits #Compliance