?? Welcome to 2025! ?? A new year brings new opportunities—and updated financial benchmarks to guide your decisions. The "Important Numbers 2025" guide is here to simplify complex changes and empower you to take control of your financial future. Here’s a snapshot of what’s inside: ?? Tax Planning Simplified Understand updated federal income tax brackets, long-term capital gains rates, and alternative minimum tax thresholds to optimize your tax strategy. ?? Maximizing Retirement Savings With increased contribution limits for 401(k)s, IRAs, and more, 2025 is the perfect time to strengthen your retirement plan. ?? Estate and Gift Tax Updates Plan your legacy with confidence, using higher lifetime exemptions and annual gift exclusions. ?? Medicare Premium Adjustments Stay ahead of IRMAA surcharges and other changes that could impact your healthcare budget in retirement. Whether you’re fine-tuning your personal finances or advising clients, this guide offers clarity and actionable insights to make 2025 your most financially successful year yet. ?? Let’s connect to discuss how these updates can align with your goals and help you thrive in the year ahead! #tenuredadvisors #gwallaert
Tenured Advisors
金融服务
Portsmouth，New Hampshire 533 位关注者
Tenured Advisors is a boutique, full-service wealth management firm.
关于我们
Extensive Experience Meets White Glove Service Tenured Advisors is a boutique, full-service wealth management firm that provides personalized, in-depth financial planning and exceptional client service. With offices in Portsmouth, NH, and Reading, MA, our team specializes in serving Northern New England and the Greater Boston area and has supported these communities for more than a decade. We build lifelong relationships with our clients and their loved ones and care for them as we would our own families. www.tenuredadvisors.com
- 网站
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https://tenuredadvisors.com/
Tenured Advisors的外部链接
- 所属行业
- 金融服务
- 规模
- 2-10 人
- 总部
- Portsmouth，New Hampshire
- 类型
- 个体经营
- 创立
- 2023
- 领域
- Financial planning、Retirement Planning、CFP、Insurance Planning、Investment Management、Estate Planning、TIAA、403b和Physicians Financial Planning
地点
Tenured Advisors员工
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Kevin Flaherty, CFP?
Senior Wealth Management Advisor/Founder at Tenured Advisors
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Gautier Wallaert, CFP?, MBA
Senior Wealth Management Advisor/Founder | Portfolio Management, Retirement Planning, Estate Planning
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Chad Fitzpatrick
Senior Wealth Advisor at Tenured Advisors
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Stefan DiGangi
Student at University of Vermont Grossman School of Business
动态
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A good read on some of the updated 529 plan rule changes. #gwallaert
Senior Wealth Management Advisor/Founder | Portfolio Management, Retirement Planning, Estate Planning
Some exciting news for 529 plans enthusiasts! Some changes to 529 plans have sparked increased motivation for individuals to invest in them. In the past year alone, over $100 million has been rolled out of 529 plans into ROTH IRAs. Learn more about this trend: https://lnkd.in/eNsG9xym #tenuredadvisors
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Senior Wealth Management Advisor/Founder | Portfolio Management, Retirement Planning, Estate Planning
As I assist clients and even my own family, I've observed a rise in fraudsters targeting individuals. It's crucial to remain vigilant, cautious, and adhere to the principle of "buyer beware" when engaging with unfamiliar individuals, particularly on digital platforms. #Tenuredadvisors #CyberSecurity #FraudPrevention
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The SECURE 2.0 Act created a new option for surviving spouses (effective starting in 2024) that changes the calculus for deciding which option to choose from. The new rule allows spousal beneficiaries who leave the account in the decedent's name to elect to use the Uniform Lifetime Table to calculate their RMDs rather than the Single Life Table as was required under the existing rules. Which means that spouses who choose to keep the account in the decedent's name for any reason will no longer be forced to take higher RMDs for doing so. Kitces Senior Financial Planning Nerd Ben Henry-Moreland breaks down: -Calculating RMDs Under The Spousal Election -Distributions After The Surviving Spouse's Death -Spousal Election Vs No Spousal Election Vs Rollover https://bit.ly/4dVuopa hashtag #advicers
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The SECURE 2.0 Act provides vital financial relief for individuals affected by federally declared disasters. With IRS guidelines now in place, qualified individuals can withdraw up to $22,000 from their retirement accounts without incurring the 10% penalty, spread the tax burden over three years, and even recontribute the funds to reduce taxable income. Additionally, loan limits have been increased to $100,000 with extended repayment terms. Learn how these provisions can help ease the financial strain of disaster recovery. Download the whitepaper here: https://lnkd.in/e66qHhsJ #NewEdgeWealth #Tenuredadvisors #gwallaert #DisasterRelief