Taurus Flood

We are grateful for partners like you who are committed to rising above challenges and supporting their communities with much-needed flood insurance. We wish you and your family all the best this Thanksgiving and holiday season!

Our offices will be closed on Thursday, November 28th, and Friday, November 29th. We are incredibly thankful for our clients, industry partners, and team members. Wishing you and yours a joyful Thanksgiving filled with warmth and gratitude!

As the 2024 Atlantic hurricane season comes to a close, Colorado State University (CSU) has released its final verification report. This report evaluates the accuracy of their seasonal forecasts and offers insights into how the season unfolded compared to initial predictions. The CSU team, renowned for their long-range tropical forecasting expertise, analyzed factors such as storm frequency, intensity, and landfall events. This year's season was marked by unusually warm sea surface temperatures and favorable conditions that contributed to high storm activity. To dive deeper into the data and the full analysis, visit their official forecasting page. https://hubs.la/Q02Wldvh0

Your clients rely on you to provide accurate guidance and the right coverage to protect their homes. However, flood risk is often misunderstood, leading to costly gaps in protection. By addressing common misconceptions, you can confidently meet your clients’ needs while avoiding Errors and Omissions (E&O) pitfalls. ?? “I’m not in a flood zone.” Many clients believe flood insurance is unnecessary if they don't live in designated flood zones. In reality, flooding can occur in any area, with about 25% of claims coming from low- to moderate-risk zones. ??“Flood insurance is too expensive.” While premiums can vary, many policies are quite affordable, especially for properties in lower-risk areas. The financial impact of flood damage can far exceed the cost of coverage, making it a wise investment. ?? “I’ll know when a flood is coming.” Floods can develop quickly and without warning. Most coverage takes 30 days to take effect. It's crucial for clients to understand that waiting until the threat is imminent can leave them without coverage when they need it most. By addressing these misconceptions and informing clients of the real risks and benefits, you help them make informed decisions. Get started today: https://hubs.la/Q02WkQ510

Across the U.S., over 22,000 communities are part of the National Flood Insurance Program (NFIP), actively working to manage and reduce flood risks through floodplain management strategies. These efforts help lessen the impact of floods, safeguard homes, and reduce insurance costs for residents. ?? Flood risk awareness and preparedness are essential for protecting lives and property in these areas. Learn more about the role of flood insurance and how it supports community resilience here: https://hubs.ly/Q02WkPmF0 ?? Protect your property from flooding: https://hubs.ly/Q02WkJNS0

Most standard home insurance policies don’t include flood coverage, even in high-risk areas. Despite this, millions of homeowners still take the gamble. Floods can happen anywhere, and the financial impact can be devastating. ?? Agents play a crucial role in bridging the gap by educating homeowners on the importance of flood coverage. Don’t wait until it’s too late. Learn more about the importance of flood coverage: https://hubs.la/Q02WkLQQ0

Purchasing a home is one of life’s biggest investments—so why leave flood protection to chance? Just like contestants of game shows never know what they'll spin, floods can happen when you least expect them. But your clients can have peace of mind knowing their home investment is protected against the unexpected with #FloodInsurance and when floods come, they’ll recover faster thanks to their policy. Learn more: https://lnkd.in/eTeQrBvx

Equip your renting clients with the knowledge they need to protect their belongings from flood and discuss how their contents-only policy is key when filing a claim. The NFIP’s #RentersBrochure breaks down the essentials of #FloodInsurance for renters, making it easier for you to guide them through securing the right coverage. Ensure your clients are well-informed and prepared by reading this article: https://lnkd.in/edNsrJz2

We are committed to providing you with the latest flood insurance content. Get toolkits, flood retention resources, shareable social content, and educational videos. Prepare your policyholders for any season, and get the tools you need today! https://hubs.la/Q02WkqF-0

If your clients were affected by #Milton, they may be eligible to receive advance payments for their recovery. Contact them today and guide them in their road to recovery. Visit https://lnkd.in/edQdzNKC for more.