Taktile

? Reimagining Risk Decisioning with Generative AI ? The role of AI in decisioning is evolving. It’s no longer just about generating predictions—it’s about empowering the people behind the decisions. From the beginning, we've focused on empowering experts to own their decision-making processes with advanced AI capabilities. Now, we’re taking it further. With Generative AI as a Copilot, risk teams can create and refine complex decision logic with unmatched speed and precision. In our latest article, we explore how our AI Copilot helps you: ??? Build complex decision logic in minutes without coding ??? Navigate and understand even the most complex decision logic ??? Identify and resolve decision logic issues with confidence As our Co-Founder and CPTO Maximilian Eber put it: “We believe AI can make decision authors’ lives easier without taking away control and transparency over how decisions are ultimately made.” Discover how Taktile’s GenAI Copilot is unlocking new possibilities for risk teams and setting a new standard in decisioning: https://lnkd.in/euuf4MrH #AI #GenerativeAI

We're proud to be delivering on what matters most to our customers ?? "The seamless integration and user-friendly interface make it easy for anyone, even those without coding or technical skills, to navigate. The support team is highly responsive and ensures that all inquiries are handled efficiently." Want to find out what else our customers say about us? Check out our {{linkedin_mention(urn:li:organization:2641084|G2)}} reviews: https://lnkd.in/g5r7FWAJ

We will be at the Global Banking Summit in London — Dr. Friederike Reck and Mana Nadafian from our team will be on-site and would love to meet you!

We will be at FinTech Connect London - Leya Gibson Budd and Christine (CK) Kim from our team will be on-site and would love to meet you!

Leveraging external data is more than just an advantage—it’s a necessity. Third-party data providers are enabling fintechs to innovate faster and optimize risk decisions for maximum impact. Take {{linkedin_mention(urn:li:organization:3030975|Socure)}}’s identity verification solution: a powerful tool for digital banking, helping one leading company boost automatic verification rates from 79% to 92%. This improvement translates to a streamlined onboarding process, reduced fraud risk, and a smoother experience for genuine customers. As we explore in Taktile's latest guide, Rebalancing Risk & Reward, seamless access to data—combined with advanced verification technology like Socure's—helps both product and risk teams achieve balanced, data-driven growth. Discover more insights on how fintech leaders are integrating data to stay ahead: https://lnkd.in/gnAVZDjD

In the latest episode of our Expert Talks series,?Jason Mikula, alongside?Jonathan Gurwitz?(Plaid),?Manpreet Dhot?(Pipe), and independent advisor and consultant?Kevin Moss,?tackled the topic of how to keep up with the constantly evolving data landscape. Key themes included: ? The limitations of legacy data sources ??How transaction data complements traditional credit data ? Best practices for onboarding new data sources ? The importance of flexible infrastructure in today’s environment You can check out Jason’s recap here: https://lnkd.in/e8JnsZwP Or watch the episode on-demand here: https://lnkd.in/gXFXiS4z

?? Join us for a deep dive into credit-building products! From innovative credit-building cards to alternative data sources like rent and subscription payments, the world of credit-building has evolved rapidly. In our latest webinar, EP02: Credit Builders - Assessing Signal v. Noise of New Tradeline Data, industry experts will unpack: ? The rising consumer demand for credit-builders ? Key differences between new and traditional products ? Determining which tradeline data has real predictive value ? Legal implications, including FCRA considerations Don't miss insights from leaders like {{linkedin_mention(urn:li:person:wFbwvk-Rad|Jason Mikula)}}, {{linkedin_mention(urn:li:person:2HGAlX6BQE|Jason Capehart)}}, {{linkedin_mention(urn:li:person:CkAOCFTxLd|Chris LaConte)}}, {{linkedin_mention(urn:li:person:rbjUIN3ySw|Alex Johnson)}}, and {{linkedin_mention(urn:li:person:zO1dje2KDk|Jesse Silverman)}}. ?? Date: December 3, 2024 ?? Time: 12:00 PM ET ?? Register now to secure your spot! https://lnkd.in/er6ptGDJ

?? From hours to as little as 3 minutes: Discover how Breakout Finance redefined underwriting efficiency with Taktile. We're excited to showcase our customer Breakout Finance reshaping B2B lending in the US. Offering a range of options working capital term loans, invoice factoring, asset-based loans, and purchase order financing Breakout has delivered nearly?$1 billion in funding?to date, always aiming to meet the unique needs of its clients. Having selected Taktile's decision platform to automate elements of decision-making while maintaining the high level of precision and guardrails required, Breakout's team has since achieved: ? Up to 95% reduction in underwriting time,?from 1 hour to as little as 3 minutes per decision. ? Capacity for a 3-5x increase in application processing, positioning them to handle higher volumes and respond to top-of-funnel leads more efficiently. ? Full integration with?Salesforce?and?Baselayer, ensuring seamless data flows between internal and external data sources and improved decision-making. As put by Ian Bradley, Head of Operations & Technology at Breakout Finance: “Taktile has allowed us to stop worrying about ‘how’ to get things done and instead focus on ‘how much’ we can achieve. It's been a significant accelerator for our business.” Check out the article to learn more about Breakout’s journey:?https://lnkd.in/ekD4AvjZ

“An unmatched platform with a stellar team to go with it.” ? We’re thrilled to see how Taktile empowers our customers to accelerate credit model development, reduce dependency on engineering resources, and enable faster, more agile iterations. Want to hear more from our users? Explore firsthand insights on {{linkedin_mention(urn:li:organization:2641084|G2)}}: https://lnkd.in/eEHzKgns

We're thrilled to announce a new customer: Zilch – the fintech payments innovator of the world’s first ad-subsidized payments network (ASPN) ?? Zilch has created an empowering way for consumers to pay for anything, anywhere. With over 4 million registered customers, Zilch is revolutionizing the $50 trillion world of advertising, personal credit & payments by merging the very best of debit, credit, and savings. For the past few years, Zilch has grown rapidly. To support this trajectory and boost flexibility and scalability in automated credit underwriting decisioning, the business recently made the switch to Taktile. Chanuka Perera, Head of Credit Risk at Zilch, put it best, “Shifting to Taktile has not only streamlined our operations but has also resulted in significant cost savings, freeing up resources for further innovation.” By implementing Taktile, Zilch can independently build, test, and optimize credit underwriting decisions with ease, marking a significant leap in operational efficiency. Plus, the move to a cutting-edge system halved annual provider and usage costs. We believe this type of innovation and rapid progress aligns perfectly with Zilch’s vision to advance financial inclusion by eliminating the high cost of consumer credit - for good. We’re proud to partner with Zilch’s team, including and led by Chief Risk Officer Desmond McNamara, Chanuka Perera, and Tilly Lupini (Cole), on this exciting journey! We’ve only just got started ?? Check out the article to learn more about Zilch’s journey: https://lnkd.in/euSVAW_P #fintech #payments #bnpl #credit #innovation