Strata Capital

As we gather to celebrate Thanksgiving, we at Strata Capital want to take a moment to express our heartfelt gratitude. 2024 has been a year of growth, success, and collaboration—and none of it would be possible without the incredible support from our friends, family, clients, and partners. We are deeply thankful for the trust you’ve placed in us and for the relationships we’ve built together. Each of you has impacted our lives in meaningful ways, and for that, we are truly grateful. ?? Here’s to the successes of 2024 and the even brighter future ahead! Wishing you and your loved ones a Happy Thanksgiving filled with joy, warmth, and gratitude. ???? #HappyThanksgiving #Gratitude #ThankfulForYou #StrataCapital #SuccessIn2024 #FamilyAndFriends

Corporate Professionals: Planning for the Future For corporate professionals and executives, your career success often comes with unique financial opportunities—and challenges. From stock options to retirement plans, navigating these complexities can feel overwhelming without the right guidance. As we move toward the end of 2024, it’s essential to review your long-term financial strategy. Are you using your 401(k) to its full potential? Are your investments aligned with your goals? These are crucial steps to ensure financial security, both now and in the future. If you're looking for personalized advice on managing your corporate compensation, retirement planning, or maximizing your investments, let's connect. #CorporateProfessionals #ExecutiveFinancialPlanning #WealthManagement #RetirementStrategy #StockOptions #FinancialSecurity #StrataCapital

?? How much money do you really need to retire? It’s a question many of us ask, but the answer is different for everyone. Instead of focusing on one "magic number," let’s look at the bigger picture. ?? Your retirement plan should consider three key factors: your spending goals, your fixed income sources (like Social Security), and your investment portfolio’s value. By understanding how these fit together, you can create a retirement plan that works for you. ?? Think about your lifestyle. How much do you want to spend each month in retirement? Whether it's $8,000 or $12,000, knowing this number gives you clarity and control. ?? Social Security alone probably won’t cover all your expenses. What’s your plan to fill the gap? It’s all about leveraging your portfolio to meet your spending needs. The earlier you start planning, the more freedom you have to achieve your goals. ?? And don’t forget about taxes! Withdrawing from traditional retirement accounts means paying income tax on those distributions. Strategic planning can help minimize your tax burden in retirement. ?? The best part? With the right planning, your retirement can be exactly what you want it to be. The earlier you start, the more you can achieve. It's not about limiting your future—it's about creating the freedom to live the retirement you’ve earned. ?? Ready to learn how? Click the link to dive deeper into calculating your ideal retirement target. https://lnkd.in/e4sHrQpG #RetirementGoals #FinancialFreedom #RetirementPlanning #401kWithdrawals #InvestSmart #WealthBuilding #TaxPlanning #AbundanceMindset #CarmineCoppola #StrataCapital

Is your 401(k) working as hard as you are? Many people miss out on maximizing their retirement savings due to simple yet costly mistakes. Here are 4 ways to optimize your 401(k): ?? Leave your 401(k) untouched until retirement ?? Start contributing as early as possible ?? Balance your investments for long-term growth ?? Focus on long-term strategy over market timing With a few smart moves, you can create a powerful plan for your financial future. Start making your 401(k) work for you today! #RetirementGoals #WealthBuilding #FinancialFreedom #InvestSmart #StrataCapital

As we approach the end of 2024, now is the perfect time to take a close look at your financial situation and make sure you're setting yourself up for success in the new year. This is the moment to review your 401(k) contributions, adjust your retirement plans, and take advantage of any tax-saving strategies before December 31. Small adjustments today can have a huge impact on your future financial goals. If you're unsure where to start, reach out to a financial planner or advisor. It’s never too early—or too late—to take control of your financial future! #YearEndPlanning #FinancialGoals #RetirementPlanning #TaxStrategy #WealthManagement #FinancialFreedom #StrataCapital

Today, we pause to honor the brave men and women who have served our country. At Strata Capital, we are deeply grateful for the freedom we enjoy every day—freedom made possible by the sacrifices of our veterans. ???? Your courage, dedication, and service have shaped the very fabric of our nation. As we reflect on the significance of this day, we want to express our heartfelt gratitude to all veterans and their families. Thank you for defending our freedom and protecting the values we hold dear. Today and every day, we honor you. ?? #VeteransDay #ThankYouVeterans #GratefulForFreedom #HonorAndRespect #StrataCapital

?? Worried you won’t have enough to retire? You’re not alone. For many, the fear of not having enough for retirement or worse, running out of money in retirement is real. But it doesn’t have to be. Let’s break it down. ?? The first step is to figure out your monthly expenses in retirement. How much do you think you’ll need? $8,000 per month? Maybe $10,000? ?? Social Security alone may not be enough to cover your living expenses. You’ll need to figure out how much extra you need to pull from your savings—and don’t forget to factor in taxes on those withdrawals! ?? The truth is, the more you withdraw from your accounts, the higher your taxes will be if you are using mostly retirement assets. It can be shocking how quickly your tax bill grows as you pull more from your retirement accounts. ?? The good news? By planning early, you can reduce the risk of running out of money. It’s all about knowing what you’ll need and creating a strategy to make it last. ?? Whether you plan to spend $8,000 or $12,000 a month, having a clear plan takes the fear out of the equation. Don’t wait until it’s too late—start planning now. ?? Click the link to learn more about calculating your retirement needs and taking control of your financial future. #RetirementPlanning #RetirementIncome #401kWithdrawals #FinancialSecurity #InvestSmart #PlanAhead #DeficitMindset #CarmineCoppola #StrataCapital

Are you Sabotaging Your 401(k)? Many people make costly mistakes with their 401(k) plans that could reduce their retirement income by hundreds of thousands of dollars. Here are 4 common mistakes to help you avoid this happening to you: ?? Borrowing from your 401(k) ? Waiting too long to start contributing ?? Being too conservative with investments ?? Trying to time the market These missteps can often make it impossible to reach your retirement goals. Make sure you're on the right track and STOP making these amateur mistakes. I mean…unless you want to work past 65… ??https://lnkd.in/e4dx6nwg #401Kmistakes #RetirementPlanning #FinancialTips #RetirementSavings #DavidDAlbero #StrataCapital