Stakeholder Labs

"Tariff" might be the word of the year so far in 2025. Just today, auto tariffs of 25%, as well as threats of added tariffs to copper products, are top of mind for investors and analysts. And this is all before potential reciprocal tariffs that could come early next month! When I sat down with Affirm CFO Rob O'Hare a couple of weeks back, he directly addressed a question from the Stocktwits community regarding how a high-tariff environment might impact their business. Here's what he said! Full interview, co-produced by Stakeholder Labs, in the comments!

New episode of After Earnings (from Morning Brew ??) with the CEO of Pursuit Collection ($PRSU), David Barry ??? ?? Public Companies ?? Investor Access

There's been a TON of chatter this week around one BNPL player's move to partner up with DoorDash and make it possible to pay for food delivery in installments. (Axios: https://lnkd.in/ex6Pa9W2) BNPL accounts for 7.5% of all e-commerce transactions in the U.S. and 56% of Gen Z-ers and 50% of Millennials are using it. (Statista: https://lnkd.in/e4CyQuwi).) For Stocktwits, I spoke with Affirm's CFO to understand why their messaging is so focused on transparency as BNPL becomes more normalized in commerce. Here's what he had to say. By the way, one of the more nerdy aspects of the interview centers on the BNPL concept of "Pay in Four" -- this is a standard model where a payment is broken into 4 chunks. Affirm is aiming to differentiate by offering more flexible payment options (e.g. pay over 12-18 months), which are more similar to a typical layaway model used for larger purchases. Affirm sees 50% of all U.S. BNPL transactions by REVENUE, according to the company, and this is because a lot of those are larger ticket items that you may not have the cash for all at once. Link to the full interview in the comments!

Spoke with Affirm CFO Rob O'Hare for an exclusive Stocktwits fireside chat -- we scoured investor comments from the Internet and brought him face to face with the comment section. WATCH HERE: https://lnkd.in/evqmcckr A few things we covered: ?? Buy Now Pay Later options account for ~7.5% of all e-commerce transactions in the U.S. (!!!) and $AFRM sees about 50% of that as measured by revenue. ?? There are a lot of BNPL options on the market, including Klarna which just filed its S-1 and will soon trade under the ticker $KLAR. Rob broke down the different ways these companies provide payment flexibility to consumers and the differences between a 'pay in four' model (four installments) and more flexible models more conducive to bigger ticket items. ?? A LOT of investors were curious about how BNPLs fare in economic good times and bad, so we mapped out some scenarios and how Affirm's products plug into each. ?? We also had some 'armchair corp devs' in the mix, asking Rob if certain companies would be potential acquirers of Affirm at some point down the line. This interview was co-produced by Stakeholder Labs, a software company that's modernizing investor marketing through digital, data-enabled technologies.

First episode is live! Stakeholder Labs has partnered with Stocktwits to launch a new exec-interview franchise in our mission to help companies connect with next-gen investors. ?? Sharing a little bit more about the show below: Today’s investors aren’t just buying and holding stocks—they’re “in the comments.” on Reddit, X, YouTube, LinkedIn, and Stocktwits, modern investors are sharing ideas, hunting for alpha, and tagging the companies they’re invested in. Investing in the age of social media has created massive communities of investors across the internet and enabled everyone to “go direct.” This show brings public company CEOs and CFOs directly to these communities—to answer their questions, react to their posts, and jump in the comments themselves.

Today's financial media landscape is evolving rapidly. Traditional publishers like CNBC and The Wall Street Journal are now competing with a wave of new, more agile players that are reshaping how investors consume information. -Digital-first financial publishers - Brew Markets from Morning Brew Inc., Finimize, Sherwood News -Fintech companies launching their own media arms - Robinhood, Public, eToro -Independent financial content creators - Austin Hankwitz, Kyla Scanlon, Ed Elson -Distributed communities on social media - X, Reddit, Inc., Stocktwits, AfterHour, Urvin As the format, content, and platforms investors use changes, companies need new strategies to reach and engage the markets effectively. We broke down what the state of the ecosystem looks like today and how public companies can navigate this evolution. https://lnkd.in/gxmnA56x

Today's financial media landscape is evolving rapidly. Traditional publishers like CNBC and The Wall Street Journal are now competing with a wave of new, more agile players that are reshaping how investors consume information. -Digital-first financial publishers - Brew Markets from Morning Brew Inc., Finimize, Sherwood News -Fintech companies launching their own media arms - Robinhood, Public, eToro -Independent financial content creators - Austin Hankwitz, Kyla Scanlon, Ed Elson -Distributed communities on social media - X, Reddit, Inc., Stocktwits, AfterHour, Urvin As the format, content, and platforms investors use changes, companies need new strategies to reach and engage the markets effectively. We broke down what the state of the ecosystem looks like today and how public companies can navigate this evolution. https://lnkd.in/gxmnA56x

2025 is off to a hot start in the world of capital markets. This week's edition of Marketopolis dives into the top trends and announcements. ?? ?? -Robinhood?reshaped the earnings call experience, making it feel more like a post-game show and inviting retail analysts to participate live. -ICE (Intercontinental Exchange)?launched the NYSE IPO Index, providing investors with a structured way to track companies that recently went public. -Social sentiment is becoming institutionalized, as?ICE partnered with Reddit, Inc.?to provide hedge funds and financial firms access to retail-driven investment data. -AI-powered earnings analysis is emerging, with tools like?Box AI summarizing?earnings calls instantly powered by Grok. -Investing?culture continues to expand, as pro surfers, led by legends like Shane Dorian, Kelly Slater, and the Florence brothers, now host annual investing competitions. Read more at the link below. https://lnkd.in/g5unQhW9

Chipotle Mexican Grill ($CMG) has had a strong run, with its stock up 70% in two years, making it the third-largest US restaurant chain by market cap, approaching $80 billion. In 2024, revenue rose 14.6% to $11.3 billion, with a slight improvement in operating margins. Still, investors were hoping for a more optimistic 2025 outlook instead of the company’s forecast for low-to-mid single-digit sales growth. CFO Adam Rymer sat down with Ann Berry to talk about what’s driving Chipotle’s growth. Highlights include: ???Cultivate Next Fund? ???How Chipotlanes are driving growth?? ???The rumors of generous portions YouTube: https://lnkd.in/eVVE8Q8z Spotify: https://lnkd.in/ek3vRvhw Apple: https://lnkd.in/e3fHmQGV?

Ready to hear directly from top public co-execs? Submit questions for Royal Caribbean Group ($RCL), DraftKings Inc. ($DKNG), Chipotle Mexican Grill ($CMG), and Udemy ($UDMY) on After Earnings! ????? Drop your drop your questions here: https://lnkd.in/eXzZ3JAC