According to a 2024 Forbes Advisor survey, 44% of small to medium-sized businesses use business credit cards to improve cash flow or financing, and 40% use them to build business credit. At Southern Bank, our business credit card offers a competitive 11.40% APR on purchases, balance transfers, and cash advances, with no annual fee. Enhance your business’s financial flexibility and credit worthiness with Southern Bank and take advantage of these benefits to support your business growth! Learn more at https://ow.ly/gaVq50TULw9. #SmallBusiness #BusinessCredit #SouthernBank
关于我们
OUR HISTORY Southern Bank and Trust Company was originally chartered as the Bank of Mount Olive on January 29, 1901. The bank was founded by a group of local businessmen who wanted a locally owned bank based in the community. The Bank officially began operations at 102 S. Center Street, Mount Olive with one employee and $10,000 in total assets. As it continued to slowly grow in the 50's and 60's, management within the bank realized that its name may not be well received in other communities. So in 1967, the name was changed to Southern Bank and Trust Company. Southern has continued to grow organically, as well as through the acquisitions of other financial institutions, through purchases of individual branches from other institutions, and through the establishment of de novo branches. The bank currently has assets of approximately $5 billion and operates approximately 60 locations in North Carolina and Virginia. HOW WE DO BUSINESS ? We put safety and stability first. We do this through long-term perspective, sound credit practices and prudent management of our assets. This is how we’ve earned our customers’ trust for more than a century. ? We work with integrity, applying the highest professional ethics in all circumstances. We do the right thing. ? We build full financial relationships with our customers by gaining an understanding of their needs and goals and applying our knowledge, expertise and resources to provide solutions now and in the long term. ? We provide excellent service through accuracy, courtesy, responsiveness and partnership - we do it right. ? We hire the best talent in our local markets and value the contributions of each of our employees. ? We are good corporate citizens, helping to build the communities we share. WHY WE EXIST Our Vision: To be the bank of preference by delivering a distinctive banking experience and unsurpassed dedication to our customers and communities.
- 网站
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https://www.southernbank.com
Southern Bank and Trust Company的外部链接
- 所属行业
- 银行业
- 规模
- 501-1,000 人
- 总部
- Mount Olive，NC
- 类型
- 私人持股
- 创立
- 1901
- 领域
- Retail Banking、Business Banking、Owner-Occupied Real Estate Financing、Professional Banking、Mobile Banking、Mortgage Lending - Conventional / VA / USDA、Wealth Management、Investment Services和Treasury Management
地点
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主要
获取路线
116 E. Main Street
P.O. Box 729
US，NC，Mount Olive，28365
Southern Bank and Trust Company员工
动态
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SouthernU? Study Hall is more than just a checking and savings experience—it’s your guide to navigating complex financial decisions into the next stage of your adult life. Our program helps you understand financial basics and make informed choices, whether you’re tempted to spend on a new sound system or considering a credit card offer. SouthernU? Study Hall offers interactive learning playlists tailored for students, covering key life stages from high school graduation to college and beyond. Each playlist provides targeted answers to your financial questions. Start learning today: https://ow.ly/VGlc50TTBvO. #FinancialLiteracy #StudentFinance #SouthernBank
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As a medical professional, your focus is on the well-being of others. At Southern Bank, we prioritize your financial wellness with tailored mortgage solutions. Enjoy up to 100% financing for your primary residence, up to 90% for a second home, with potential down payments as low as $0 and no private mortgage insurance (PMI). Unlike other banks, we support you throughout the life of your loan. Our Home Team Advisor will guide you every step of the way, answering questions and keeping you on track. Learn more at https://ow.ly/jN9c50TTzfG. #HomeBuying #MedicalProfessionals #SouthernBank
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Personal banking with Southern Bank comes packed with the power of Zelle — a fast, safe, and easy way to send money in minutes to friends, family, and others you trust, directly from our mobile app. With Zelle, you can quickly send or receive money from anyone with a U.S. bank account using just an email address or mobile phone number. Find Zelle in your Southern Bank app today and experience the convenience of instant transfers! Learn more at https://lnkd.in/etV-aHNq. #Zelle #MobileBanking #SouthernBank
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With 80% of Americans requiring some sort of financing when buying a new car, it’s crucial to understand your options. To assist you, Southern Bank has compiled essential resources and steps to guide you through the car-buying process with our Get Well Classroom program, “Car Loans”. Discover simple steps to take before applying for a car loan, determine an appropriate budget for your car purchase, and understand how interest rates impact your loan terms. Learn more on how financing a car loan can benefit you: https://ow.ly/mJEZ50TTtN3. #LoanOptions #SouthernBank #CarLoans ??
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Looking to be a first-time homebuyer? Our Homeownership Program teaches you the process, resources, and strategies to buy a home within your budget. Our mortgage team starts with a financial snapshot to ensure you’re on solid footing. We then guide you through fast pre-qualification, help you choose your dream home, and simplify the steps to closing. Learn to work with a trusted lender and find a mortgage that fits your needs. Get started on your journey to homeownership here: https://lnkd.in/gA5e2ien. #FirstTimeHomebuyer #SouthernBank #HomeLoan
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Comfort comes in many forms, and today, we celebrate National Family PJ Day! Whether you’re snuggling in your favorite pajamas, enjoying a movie marathon, or having a cozy family game night, it’s all about creating warm memories. Why not extend that comfort to your finances? Just like slipping into your favorite PJs, switching to a new bank can bring a sense of ease and security. Open a new account today with Southern Bank and enjoy the benefits of better financial services while you relax and shop online in your comfiest attire. #NationalFamilyPJDay #FinancialComfort #SouthernBank
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?? Wellness Wednesday Tip! ?? Prioritize your health and financial wellness today! Start your day with a 10-minute meditation to reduce stress and boost mental clarity. A calm mind leads to better decision-making and overall well-being. Just like your health, your finances need regular check-ups. Consider opening a savings account and take a step towards financial security and peace of mind. Take care of your body and your bank account – both are essential for a balanced life! #WellnessWednesday #HealthyLiving #FinancialWellness
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Less than half (45%) of Americans can cover a $1,000 emergency expense without resorting to credit cards or loans. While no one likes to think about car breakdowns or job loss, emergencies are inevitable. Establishing an emergency savings account dedicated to unexpected expenses is crucial. Southern Bank’s Get Well Classroom program, “Building Emergency Savings” can teach you how to prepare for the unexpected. Learn how to set aside money for emergency expenses here: https://ow.ly/MuFW50TS3ZI #FinancialLiteracy #SouthernBank #EmergencyFund
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As a reminder, Southern Bank is closed this Veterans Day in honor of the brave men and women who have served in the United States Armed Forces. Today, we recognize their sacrifices and contributions to our nation’s security and freedom. While our physical branches are closed, you can still access our online banking services for your convenience at southernbank.com. We will resume normal business hours on Tuesday, November 12. #VeteransDay #SouthernBank #ThankYouVeterans
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