Great example of Sora helping advisors deliver on comprehensive financial planning and grow their client's net worth! Tushar KumarVishal KumarKendrick Wakeman, CFA
Client success story: ?? Helping Our Clients Achieve Their Dream Home Renovation—Without Sacrificing Investments At Twin Peaks Wealth Advisors, we recently worked with a wonderful couple who dreamed of a major home renovation. They wanted to finance the project without dipping into their investments—knowing it could trigger significant capital gains taxes and reduce their liquid assets. To make this vision a reality, we collaborated with our partners at Sora Finance to secure a $600,000 HELOC (Home Equity Line of Credit). Thank you Rohit Agarwal and Siddhartha Oza for your help, as always. With the recent rate cuts, they locked in an attractive interest rate, enabling them to stay fully invested in the market. This decision has already proven wise, as their portfolio has continued to grow, offsetting some of the project’s financing costs over time. As year-end approaches, tax efficiency is top of mind for them. By choosing this path, they deferred any realized capital gains for 2024 into a subsequent year—helping keep their tax bill in check. Capital gains taxes in California are no joke, and this couple has a large chunk of their non-retirement assets in highly appreciated tech stocks. This is a prime example of how comprehensive wealth management goes beyond portfolio performance. Debt planning is an integral part of the financial landscape, and we approach each client’s situation holistically—always striving to align their goals with both short-term needs and long-term growth. #financialplanning #wealthmanagement