Planning for retirement means finding the right mix of growth and protection. Fixed index annuities (FIAs) can help, offering market-linked potential while keeping your principal safe. ? Growth potential tied to a market index ? Protection from market downturns ? Tax-deferred earnings FIAs can be a great fit for conservative investors, retirees seeking steady income, or those looking for tax advantages. But they also come with caps, participation rates, and surrender charges to consider. Is an FIA right for your retirement strategy? Read our latest article for insights. #RetirementPlanning #Annuities #WealthManagement
关于我们
Who we are: SJB Global specialises in providing fee-based financial planning to expats worldwide and work under the largest financial adviser network outside of the UK with USD 2 billion under management. Holistic financial planning is quite a complex area of advice which requires special tax planning, investment knowledge and a good understanding of retirement advice including advice on defined benefit schemes, defined contribution schemes, SIPPs, QROPS, QNUPS, annuities, and trust and estate planning. We hold both MiFID and IDD permissions. What we have achieved: SJB Global has thrived in all areas and has lead to winning us the following 3 awards: - Best adviser firm established in under 3 years '20 - Excellence in digital innovation '21 - Excellence in professional development '21 It is common for expats to repatriate across the globe in search for higher incomes, lower tax rates and of course better weather. However, many expats are not aware of the vast amount of financial benefits they can take advantage of whilst working or retiring overseas. Many expats have increased their earnings but are no longer able to contribute into their pension anymore. Working with a financial adviser can provide you with peace of mind that your finances and future are in order and that you can achieve the retirement and future that you desire. We are independent financial advisers, which means we always work in the interest of our clients rather than our shareholders. We work with over 40 of the leading global institutions to ensure that we are always finding the right solution to your individual needs.
- 网站
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https://www.sjb-global.com/
SJB Global的外部链接
- 所属行业
- 金融服务
- 规模
- 11-50 人
- 总部
- Marbella，Andalusia
- 类型
- 私人持股
- 创立
- 2018
- 领域
- Financial Planning、Wealth Management、International Tax Planning、UK Pension Advice、Tax Efficient Investment Services、SIPP & QROPS Advice、Cross-Border Advice、Retirement Planning、Passive Investment Strategies、Cash Flow Modelling、DC & DB Pension Transfers、Estate Planning、Inheritance Tax Planning、Life Insurance、High-Net-Worth Individuals、Regulated Advice、Expat Financial Services和UK Expat Specialists
地点
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主要
获取路线
Avenida de Andasol
Andasol Business Center
ES，Andalusia，Marbella，29604
SJB Global员工
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Khalil Saddique
Outreach Acquisition Professional
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Daniel Lattimer
Are you looking for Transparent Holistic Financial Advice? Specialising in International Financial Services to help International Residents Achieve…
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Piers Kemp
Are You a British Expat Looking for a Qualified International financial adviser? I offer Transparent Holistic Advice to Make You Aware of the…
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Liam Cordrey
Head of Operations
动态
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If you’re UK-domiciled (and many expats still are), your estate could face a hefty tax bill when you pass. That means your loved ones might receive far less than you intended. The good news? With the right planning, you can reduce your liability and ensure more of your wealth goes where you want it to. Our latest article discusses some key strategies. #InheritanceTax #EstatePlanning #FinancialSecurity
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Your retirement savings don’t have to ride the market’s ups and downs. Diversify, rebalance, and plan ahead. If you’re wondering how to stay steady through uncertainty, our latest article discusses it all. #RetirementConfidence #SmartInvesting #SJBGlobal
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Pension fees can quietly eat away at your savings, but do you know how much you’re actually paying? Jake Barber discusses the real costs of QROPS with offshore bonds vs. SIPPs with an investment platform and what that means for your retirement. Key topics: ?? How much QROPS & SIPPs really cost ?? The hidden impact of advisor commissions ?? Why high fees could shrink your savings ?? A cheaper alternative to keep more of your money Get a obligation free pension X-ray review: https://lnkd.in/gJVbfFx #QROPS #PensionFees #SIPP #RetirementPlanning #OffshorePensions #InvestmentFees #FinancialPlanning
QROPS FEES COMPARED: ARE YOU PAYING TOO MUCH?
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The world is changing fast, and some shifts will redefine how we live, work, and invest. From AI and ageing populations to sustainability and smart cities, we've been thinking a lot about the megatrends shaping the next decade. We discuss them in our latest article, give it a read! #FutureTrends #AI #Investing #Sustainability
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Capital Gains Tax (CGT) can eat into your profits, but with the right strategy, you can legally minimize or defer it in certain countries. From Belgium’s CGT-free passive investments to Spain’s tax-efficient SCIB structure, there are plenty of opportunities to grow your wealth while keeping taxes low. Wondering where you can invest with minimal tax? Check out our full guide here! #Investing #WealthManagement #TaxPlanning #CapitalGainsTax #FinancialFreedom
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Are your investments tax-efficient? ?? The wrong setup could mean double taxation, unexpected liabilities, or costly inheritance tax. In our latest video Jake covers: ? Tax-neutral jurisdictions ? U.S. vs. Irish/Luxembourg domiciled investments ? Hidden tax traps & how to avoid them #Investing #Expats #TaxEfficiency #WealthManagement
The importance of tax neutrality when investing
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The government’s new plan could unlock billions, giving pension funds the freedom to invest in startups, infrastructure, and private equity. The goal? Boost economic growth and deliver better returns for retirees. With more exposure to volatile markets, is this a smart strategy, or a risky bet on pensioners’ futures? #PensionReform #Investments #Economy #Retirement
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Investment Planning Simplified! ?? Jake covers everything from risk tolerance to global diversification in this breakdown: - Risk tolerance & allocation - Why global diversification matters - Active vs. passive investing #FinancialPlanning #ETFs #WealthManagement
International Investment Planning
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As the year comes to an end, it’s the perfect time to pause and think about what’s next. What’s driving you toward financial freedom? ?Start by setting clear, meaningful goals for 2025. ?Then, map out simple steps to keep moving forward. Staying focused can be tough, but every little step adds up. From all of us at SJB GLOBAL, have a Happy New Year! #FinancialFreedom #NewYearGoals #SmallStepsBigWins
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