Signature Wealth Strategies

Make Your Final Tax Saving Moves While keeping in mind your long-term investment goals, meet with your advisor and coordinate with your tax professional to examine nuances and changes that could impact your typical year-end planning. Be thoughtful about required minimum distributions (RMDs) to ensure that you comply with the rules - especially as some of those rules have shifted throughout the pandemic. Evaluate whether you could benefit from tax-loss harvesting - selling a losing investment to offset gains. Manage your income and deductions. If you're at or near the next tax bracket, you should pay close attention to anything that might bump them up and plan to reduce taxable income before the end of the year. Evaluate your life changes. From welcoming a new family member to moving to a new state, any number of life changes may have impacted your circumstances over the past year. Proactive investors know that the months before year-end can be an ideal time to make strategic adjustments. Give us a call at (843) 519-1100, and we'll send you our complimentary Guide to Year-End Tax Planning.

With respect, honor, and gratitude, we recognize each and every person who has served for our country. Thank you to all our veterans, today and always!

FALL BACK this weekend! Daylight Saving Time will end for the year at 2AM local time on Sunday, November 3, when we GAIN an extra hour of sleep. Remember to adjust all your clocks back one hour Saturday night. Happy November!

Live Happier; Live Better We all have different ideas of the people we aspire to be, making self-improvement an intrinsically personal process. With September being self-improvement month, let's look at how we can be better, together: Invest time doing things you love. It can feel self-indulgent to engage in activities solely because you enjoy them, but as the old adage goes, "time you enjoy wasting is not wasted." Make friends out of strangers. If you think back to your most treasured memories, chances are they were spent with people you truly care about. Investing time in your friends and making new ones can not only provide you with a reliable support system, it can also improve your physical health. There are a myriad of ways to engage in self-improvement. You can take steps as small as journaling more often or as meaningful as starting a new career. No matter how you choose to celebrate Self-Improvement Month, we hope you'll give us a call at 843.519.1100 if we can help you live happier in any way.

We hope you have a wonderful Labor Day weekend! Our office and the markets will be closed Monday, September 2, 2024.

The Unspoken Costs of Caregiving Caregiver burnout is very real, and it affects millions. Caregivers perform a delicate balancing act - caring for their loved one and other family members, while also caring for themselves. ''These challenges often lead to emotional and physical stress as caregivers try to find a way to balance all of their caregiving duties and other life responsibilities," says Amy Goyer, a caregiving expert for AARP. While caregiving could appear to represent financial savings, there are short- term and long-term costs for the caregiver that call for careful consideration. And not every cost is easily quantifiable. Caregivers experience emotional stress, anger and anxiety, leading to escalated instances of substance abuse and higher mortality rates. If you are likely to become a caregiver or expect your family to be responsible for your care, a long-term care insurance policy could help offset the costs. Today's longer life spans, and longer retirements, call for careful planning that can help you and your loved ones live with greater confidence. Give us a call at 843.519.1100 for your complimentary copy of our Long-Term Care Guide.

"...post-pandemic, what [our clients] really value are experiences and service-oriented things more than material things. We've worked really hard to optimize our services to meet the demands of the younger generation but to also continue to serve all of the family." - Chip Munn to ThinkAdvisor

On this historic day for Black liberation, please join us in acknowledging our nation's collective history and continued progress in the pursuit of equality and social equity. Our office and the market are closed Wednesday, June 19, in observance of Juneteenth.

Celebrate Father's Day with a Purpose This coming Sunday, June 16, marks Father's Day, when we'll honor our fathers and father figures, as well as the influence they've had on us. A father assumes the position of a leader within the family. His influence and impact on our values are immeasurable. Undoubtedly, the role of a father is both special and crucial, providing unwavering support and serving as a pillar of strength. Given the weighty responsibilities fathers hold, it becomes imperative to ensure that their legacies endure long after they are gone. It is the duty of every family to create a comprehensive estate plan that enables them to thrive, even in times of his incapacitation or absence. By creating an estate plan, fathers can provide a safety net that outlines how to carry forward the family legacy, meet financial needs, and fund the education, welfare, healthcare, and lifestyle needs of the family while also designating how other family affairs should be handled. Give us a call at 843.519.1100 and we'll guide you in creating an estate plan that preserves Dad's legacy and offers him peace of mind.

Our very own Wealth Advisor, Thomas Kennedy, has been nominated for Twenty Under Forty, which celebrates young hardworking professionals in the Pee Dee. Thomas' work ethic and compassion for his clients is like no other! If you feel inclined, we encourage you to vote for Thomas. ?? https://lnkd.in/edbxWSZN