Signal Financial Federal Credit Union

What are some of your holiday traditions? ???? #thanksgiving #thanksgivingtradition #grateful #thankfulfor #holidaytraditions

The holiday season is a festive time that often inspires feelings of excitement and generosity ??. Unfortunately, it’s also a time when scammers come out of the woodwork to try to take advantage. Holiday scams come in various forms, each designed to exploit different vulnerabilities in their intended targets. Understanding these common scams can empower you ?? to recognize and avoid their traps, and keep you and your finances safe ?? during this festive time of year. Here are some examples: ? Phishing Scams. These come in the form of emails, texts, and calls that impersonate legitimate companies or charities and try to trick you into sharing personal information or financial details. They often contain malicious links that direct you to phony sites, or attachments that install malware on your computer or device. ? Fake Websites. Online stores proliferate throughout the year, but during the holiday season you’ll start to see ads everywhere. If they’re offering unrealistically low prices on popular items, there’s a good chance they’re fraudulent, designed to steal your payment information, or infect your device with malware. ? Gift Card Scams. You should always be wary of any request to be paid in gift cards, whoever it might be. Gift cards are difficult to trace and nearly impossible to recover once the funds have been spent, which makes them a favorite of scammers. A legitimate business will not demand payment via gift cards, and if they do, it’s a red flag. ? Package Delivery Scams. Fake notifications about missed deliveries or requiring payment are often used to trick you into sharing personal information or downloading malware. These often come in the form of emails or text messages that include links. Clicking the link will either take you to a fake site designed to steal your information or download malicious software to your device. Either way, don’t click it. To learn more about common holiday scams and how to protect yourself, visit https://lnkd.in/gGZnVwGX to read the full article. #holidayscams #holidayscam #howtoavoidscams #financescams

Signal Smart Tip | Phishing Eps. #signalsmart?#signalsmarttip?#fraud?#phishing?#avoidfraud

Signal is proud to join the 26th Annual Angels for Children Holiday Toy Drive! ?? We're looking for donations of NEW toys, books, and games that will be collected and delivered to local children on December 24th. OUR DROPOFF LOCATIONS INCLUDE: Kensington and Leisure World branches. All donations need to be made by Friday, December 20. The annual Angels for Children Toy Drive is a joint effort between Wheaton Volunteer Rescue Squad, Wheaton & Kensington Chamber of Commerce, and Making Home Possible. Since 1998, the program has provided toys for low-income children in the Wheaton area. For more information, visit https://lnkd.in/eAuVxbkJ #toydrive #holidaytoydrive #community #givingback #donation

Holiday spending can easily spin out of control. ?? While it can feel great to give, it’s important to know what you can afford so you’re not stuck paying for this year’s gifts ?? – and the interest charges – well into next year. So how can you keep from overspending? ? Set a budget and stick to it; keep all your normal expenses in mind, then set an affordable holiday spending limit. And don’t blow that budget! ? Make a list and check it twice; write down ideas for each person you want to buy gifts for and think about the prices and if you can afford it. A focused list can keep you from buying expensive last-minute panic items. Trim people from the list or change what you want to buy if your budget gets in trouble. ? Comparison shop and look for deals; don’t buy something just because it’s on sale at the first place you look. Do some research to see what prices are at various stores. Spending a little time looking for the right offer can lead to big savings. ? Be careful with your cards; debit and credit cards are safer than carrying cash and they have built-in consumer protections, but make sure you don’t get carried away. Overspending on your debit card can lead to overdraft fees, and overcharging on a credit card can lead to months of payments and interest charges. ? Consider gift cards; these can help you focus your costs, and even ease anxiety over worrying about buying the wrong gift for the right person. Now is also the time to begin making it easier for next year!?Start by putting money into your savings or checking account ?? on a regular basis so you’ll be ready to give next year - without having it hurt. #holidayspending #holidaybudget #holidaybudgeting #budgettips #budgeting

Eps. 3 | Tips for first-time homebuyers ?? #homebuyer #homebuyertips #homebuyingtips #homebuyer101 #creditscore #creditscoretips

All branches and Digital Member Support will be closed today in observance of #VeteransDay.

Eps. 2 | Tips for first-time homebuyers ?? #homebuyer #homebuyertips #homebuyingtips #homebuyer101 #homebuyin101 #preapproval #prequalification

Each year, Signal Financial Federal Credit Union holds an Annual Business Meeting in accordance with our bylaws in order to update members on the status and health of their credit union, review old and address new business items, and announce newly elected or re-elected volunteers to serve on the Board of Directors and Supervisory Committee. For more information and to RSVP, please visit?https://lnkd.in/emKRrmMW #annualmeeting #2025annualmeeting #boardofdirectors #supervisorycommittee

Looking for a rewarding career in the Credit Union sector where you can make an impact? Join our team at Signal Financial! ? We're looking to fill the following roles: ? Branch Manager - Leisure World Branch ? Call Center Hybrid Position - Digital Member Support Rep ? Member Relationship Advisor - Leisure World Branch ? Mortgage Loan Closer / Seller ? Mortgage Loan Officer, Hybrid - Base + Commission ? VP Commercial Lending Apply today at https://lnkd.in/es-rMvWK and help us empower our community! #NowHiring #CreditUnionCareers #JoinOurTeam