Selfwealth

Today is a stunning day in Melbourne and as i was heading to work it did cause me to reflect about the upcoming summer. As the year starts to wind down and Australians enjoy the iconic summer weather, it’s the perfect time to think about financial goals, particularly your investments. The long, sunny days and festive season create an ideal backdrop for reflecting on where you are now and where you want to be.? Start off by identifying your objectives. Are you working towards a home deposit, a dream holiday, or growing your superannuation for retirement? Understanding the purpose behind your investments will guide your decisions and keep you motivated.? Setting specific, measurable, and achievable goals is key—whether it’s investing a specific set amount monthly or targeting a particular portfolio return. The great weather can also inspire action. Take your planning outdoors, perhaps over a coffee or picnic, and create a roadmap for the coming year.?? With Christmas approaching, think about your cash flow. Plan for festive spending and ensure you have enough liquidity to enjoy the season without touching your long-term investments.? Finally, write down your goals and set a schedule to revisit them regularly. Whether it’s quarterly or biannually, having a clear plan will keep you focused and confident in your investment journey. With some thoughtful planning now, you can head into the new year feeling organised and optimistic, knowing your financial future is on track—just like the beautiful Australian summer promises growth and new possibilities. Goal setting improves wellbeing by reducing stress, increasing motivation, and fostering a sense of control over your financial future—helping you enjoy life with greater peace of mind. As always please consider your own circumstances, do your own research and seek the appropriate advice . Selfwealth #goals #wellbeing #investing #financialservices #asiapacific

Educating children and young adults about investing is one of the most valuable life lessons you can offer, equipping them with the tools to build a secure and financially independent future. By learning the principles of saving, compound interest, risk management, and goal setting early, they develop essential skills that will benefit them throughout their lives. These lessons encourage critical thinking, long-term planning, and sound decision-making, all of which are vital for navigating life’s challenges and opportunities. For children, a book about investing makes an ideal Christmas gift that blends fun with education. These books often present complex financial ideas in an engaging, age-appropriate way, using stories, illustrations, and interactive elements to make concepts like saving, earning interest, and the value of patience easy to understand. Linking the book to their personal goals—whether saving for a toy, a sporting item, or a trip to a theme park—can make these lessons tangible and exciting. When children can see how small, consistent actions lead to achieving their goals, they begin to appreciate the benefits of planning and discipline. For young adults, the impact of such a gift is even greater. As they navigate milestones such as earning their first income, budgeting for independence, or planning for higher education, understanding how to manage money becomes crucial. A book tailored to young adults can introduce topics like setting up a savings account, starting an investment portfolio, or managing debt effectively. These practical skills provide them with the confidence to take control of their financial future and make informed decisions that align with their aspirations. Talking about goals is a critical component of this learning journey. Engaging children and young adults in discussions about what they want to achieve—whether it’s buying their first car, saving for university, or travelling overseas—helps them understand the purpose of making financial plans. It also teaches them the value of breaking big dreams into smaller, actionable steps. These conversations make the connection between investing and achieving personal goals more meaningful, empowering them to think strategically about their future. In an increasingly complex financial world, providing children and young adults with the tools to navigate their financial lives is a powerful gift. A well-chosen book on investing is more than just a Christmas present—it’s an investment in their education, their confidence, and their ability to turn dreams into reality. By fostering goal-oriented thinking and responsible money habits, you’re setting them up for a future full of opportunities. As usual please do your own research and seek the appropriate advice. Selfwealth #investing #asiapacific #goals #financialservices #wellbeing