Scienaptic AI

Our recent survey asked lenders to share their thoughts on what makes a credit experience truly exceptional. Three priorities stood out: faster decisions, personalized offers, and competitive rates. In a constantly evolving lending environment, staying agile is essential. Your systems should adapt to market shifts and support your unique goals, not limit them. Every lender's priorities are different, that's why our platform is designed to align with your risk appetite and decision-making process. Whether your focus is on these top factors or other key areas, AI can help you create exceptional lending experiences that stand out. Go beyond traditional scores and embrace a technology built to evolve with you. #AI #CreditExperience #LendingSolutions #RiskManagement #CreditUnions

The adoption of AI in credit decisioning is no longer a futuristic concept - it’s happening now, driving smarter, fairer, and more efficient lending processes. For credit unions, this means the ability to expand access, make faster decisions, and deliver more personalized member experiences. One credit union in Colorado is already reaping the benefits of this transformation. By integrating AI into their credit decisioning process, they’ve unlocked new growth opportunities while staying true to their mission of serving their community. Curious about how they did it? Dive into this case study to explore their journey and learn how AI is making a difference. #AI #CreditDecisioning #CreditUnions #FinancialInclusion

AI is transforming the way credit unions understand and serve their members. Brian H., Chief Strategy Officer, People Driven Credit Union and Missi McCloskey, AVP Credit Administration, Numerica Credit Union are leveraging AI-driven insights to tap into deeper opportunities. AI is helping these credit unions identify ways to promote financial inclusion and set a new standard for fairness, explainability, and eliminating bias. For credit unions, serving the underserved isn't just a goal; it's central to their mission. As Brian reflects, "This is why we exist: to help people." Leveraging AI and alternative data is no longer an option—it's an essential part of upholding that mission. #ai #creditunions #credit #memberexperience #aiforunderwriting #AlternativeData #FairLending #CUSO #lending #financialinclusion

We’re thrilled to share that Illinois-based Streator Onized Credit Union (SOCU) has chosen Scienaptic’s AI-powered platform to enhance their lending capabilities and expand credit access. With a rich history dating back to 1939 and a mission of "people helping people," SOCU has consistently put its members first. By adopting Scienaptic’s platform, SOCU will streamline decision-making, automate loan approvals, and offer personalized credit products to better serve their diverse community. We’re excited to support the credit union in delivering smarter, fairer lending that drives financial wellness. We are grateful to Doug Patterson, Mandi Gillman, CCUE, CCE and the entire SOCU team for their trust and partnership. Here’s to a transformative journey ahead! Read the full announcement here - https://lnkd.in/guHt-UeT Pankaj Kulshreshtha, Jim Vasquezi,?Samantha Hubbard, Vinay Bhaskar, Sandeepan Sarkar, Eric Steinhoff, Kirill Skok, Chandan Pal, Gregory Bishop! #CreditUnion #AIPoweredLending #FinancialInclusion #ScienapticAI #SOCU

Join us for an engaging roundtable discussion on “AI in the Financial Sector: Can We Remove the Fear and Friction?” at the American Fintech Council's Policy Summit 2024 on November 19th! We’ll dive into the real opportunities and challenges of AI in finance, focusing on how we can shift the narrative from fear and skepticism to practical, value-driven adoption. This conversation will be facilitated by two industry leaders: ?? Pankaj Kulshreshtha, CEO, Scienaptic AI ?? Brian Hughes, President, Brian Hughes Consulting, LLC Don’t miss this chance to hear insights from the front lines of AI and fintech, and share your perspectives on what’s needed to drive meaningful change in our industry. See you there! #Fintech #AIinFinance #PolicySummit2024 #InnovationInFinance #ScienapticAI Phil Goldfeder

We’re thrilled to share that Scienaptic AI has entered a strategic partnership with Kentucky's Credit Unions (KCU) to bring our advanced AI-driven underwriting platform to credit unions across Kentucky. Since 1934, KCU has been a steadfast advocate and resource hub for credit unions, promoting cooperative principles and meeting the financial needs of Kentuckians. This collaboration aims to empower credit unions with cutting-edge technology, enabling smarter, more inclusive lending decisions that enhance member experiences and support financial wellness throughout the state. We’re excited to help Kentucky’s credit unions advance their lending capabilities and member service. A special thanks to Jim Kasch and the entire team at KCU for their shared vision and collaboration. Read the full announcement here - https://lnkd.in/gfT3jFpJ Pankaj Kulshreshtha, Jim Vasquezi, Samantha Hubbard, Vinay Bhaskar, Eric Steinhoff, Gregory Bishop, Kirill Skok, Chandan Pal #AI #Credit #AIPoweredLending #CreditUnionSuccess #FinancialInnovation #ScienapticAI #CreditUnions #KentuckyCreditUnions

We’re excited to share that U of I Community Credit Union, dedicated to the mission of #DoMoreGood for over 90 years, is now live with Scienaptic’s AI-powered underwriting platform! Serving the financial needs of over 57,000 members across Illinois, the credit union is embracing up to 70% automation for auto and personal loan decisioning, delivering faster, more accurate approvals and elevating member experiences. We extend our heartfelt thanks to Jenna Howe, Teri Rettig and the rest of the leadership at U of I Community Credit Union who share our passion for technology and believe in the transformative power of AI. We look forward to supporting the Credit Union in it's continued growth and success. Read the full announcement here - https://lnkd.in/gsBD5T4c Pankaj Kulshreshtha, Samantha Hubbard, Vinay Bhaskar, Eric Steinhoff, Kirill Skok, Sandeepan Sarkar, Chandan Pal, Gregory Bishop #ai #credit #creditunion #cudifference #lending #lendingsolutions #CreditUnderwriting #MemberEmpowerment #fairlending #inclusivelending #memberexperience

Today, we take a moment to honor the courage, resilience, and sacrifices of our veterans. Your legacy of service inspires us to strive for a stronger, more united community. We thank you for your selflessness and the freedoms you’ve helped protect. #VeteransDay #Gratitude #ScienapticAI

We’re thrilled to be part of VentureTech, where the brightest minds in fintech gather to reimagine the future of financial services. Mark your calendars for November 12-14 at the Omni Frisco Hotel in Frisco, Texas! Gregory Bishop will be connecting with industry leaders, sharing how our AI-driven lending platform is transforming member experiences, and exploring new ways to fuel growth for financial institutions. We look forward to insightful conversations, groundbreaking ideas, and partnerships that propel the credit union movement forward. See you there! #VentureTech #FintechInnovation #AIDrivenLending #CreditUnions #Scienaptic #AI #Credit #CreditUnions

On-Demand Webinar - Harnessing AI for Member Engagement & Lifecycle Decisions Discover how AI can revolutionize member engagement and lifecycle decision-making! This on-demand webinar, hosted by MeridianLink, dives into how Scienaptic AI’s solutions empower financial institutions to deliver personalized, data-driven experiences that enhance member satisfaction and loyalty. Hear from Eric Steinhoff, Client Impact, Scienaptic AI and Jeff DeShane, VP of Consumer Lending, People Driven Credit Union, as they share how AI personalizes interactions at every stage, strengthens retention, and drives smarter decisions across the member journey. Webinar Link - https://lnkd.in/duG4UdaE #ai #credit #creditunderwriting #memberexperience #aiforunderwriting #creditunions #cudifference #financialinclusion