Scienaptic AI

Scienaptic's AI platform was built with transparency and compliance at the forefront. We ensure every client benefits from a system rigorously designed to meet all regulatory requirements. But that's just the table stakes. Our mission goes beyond compliance. We're revolutionizing credit underwriting to promote greater financial inclusion. That's why our platform sets a new standard for fairness, explainability, and eliminating bias. Curious to learn more? Check out the fourth of an FAQ series, where our risk experts answer all your questions on fair lending and AI. #ai #credit #fairlending #creditunions #bankingandfinance #lendingsolutions #creditunderwriting #lending #financialinclusion

Exciting times ahead as Scienaptic gears up to participate in GoWest Credit Union Association's Annual Conference, MAXX 2024, from October 13-16 at the stunning Gaylord Rockies Resort! We’re looking forward to connecting with forward-thinking credit union leaders, sharing insights on how AI can enhance decision-making, and exploring new ways to create lasting value for members. If you're attending, come visit us at booth 136 to learn more about how our platform is driving growth and improving member experiences across the industry. Let’s shape the future of credit unions together! ???? #MAXX2024 #CreditUnions #AI #Innovation #ScienapticAI #CreditUnionLeaders #Fintech

Here’s a great read in The Economic Times on how ULI is making loans accessible without the need for credit history, salary slips, or income proofs. In the article, Scienaptic AI’s Head of APAC, Joydip Gupta, shares his thoughts on how this innovative approach can significantly boost financial inclusion by providing lenders with more comprehensive insights on borrowers traditionally excluded from the financial system. This breakthrough is a step towards making lending fairer and more accessible for everyone. Link to full article -?https://lnkd.in/gTnfNQ2J #AI #FinancialInclusion #LendingInnovation #ScienapticAI

AI offers a multitude of benefits in credit underwriting, such as driving growth, automation, and minimizing losses. In fact, by integrating AI into their credit underwriting process, credit unions can excel even in challenging economic times. Read the inspiring success story of a Texas-based credit union that embraced our AI solution and witnessed increased approvals and streamlined lending processes and is now transforming the lives of thousands of individuals and businesses. If you're interested in learning more about how AI can revolutionize your lending processes, don't hesitate to schedule a call with our team of experts today. https://lnkd.in/g9js63MS #ai #credit #creditunderwriting #creditunions #cudifference #lending #financialinclusion #memberexperience

As we prepare for 2024 JH Connect by Jack Henry from October 7-10 at the Phoenix Convention Center, we’re thrilled to share firsthand deployment stories. Terry Katzur from ELGA Credit Union experienced a smooth, hassle-free deployment of Scienaptic’s platform, seamlessly integrated with their Jack Henry Symitar ELA system. This is just one example of how our LOS and core agnostic AI solutions can transform credit unions, keeping them ahead of the curve. Come visit us at Booth 201 to meet Samantha Hubbard, Gregory Bishop, and Eric Steinhoff, and discover how AI can streamline underwriting, enhance member experiences, and fuel growth for your credit union. #JHConnect #creditunions #cudifference #ai #credit #creditunderwriting #fintech #bankingandfinance #lendingsolutions #symitar

We are thrilled to be attending the 2024 JH Connect by Jack Henry, taking place from October 7-10 at the Phoenix Convention Center in Phoenix, Arizona! As an AI company, we are constantly pushing the boundaries of innovation. And what an amazing opportunity lies before us at this exhilarating event! We will be surrounded by visionary leaders from the credit union community who, just like us, are dedicated to groundbreaking innovation and member well-being. Swing by Booth 201 and meet our leaders Samantha Hubbard, Gregory Bishop, and Eric Steinhoff to learn how cutting-edge AI technology can streamline your underwriting processes, boost member experiences, and fuel growth for your credit union. #JHConnect #creditunions #cudifference #ai #credit #creditunderwriting #bankingandfinance #fintech #lendingsolutions #symitar

Credit unions embrace Scienaptic's AI to unlock the power of fair & and inclusive lending. Daniel Baker, MBA, VP of Lending at 4Front Credit Union, is spearheading this transformative journey, passionately advocating for AI adoption. In a recent conversation, Dan gave some great insights into how the 4Front Credit Union is leveraging Scienaptic’s platform for fair and compliant credit decisions. With the platform’s comprehensive fair lending reports, compliance becomes just a click away, empowering 4Front Credit Union to underwrite with confidence. Our platform's in-built compliance and fair lending engine has revolutionized the lending industry, empowering credit unions to stay ahead of the curve. 4Front Credit Union's deep dive into these transformative features truly showcases the immense value Scienaptic brings to credit unions. Reach out to our risk experts to know more - https://lnkd.in/g9js63MS #ai #credit #creditunions #creditunderwriting #aiunderwriting #aiunderwritingplatform #creditdecisions #lending #lendingsolutions #fairlending #memberexperience

We just wrapped up an incredible experience at the Michigan Credit Union League & Affiliates' Executive Summit in Detroit. A huge Thank You to the MCUL team for organizing an inspiring event! We are especially grateful to our forward-thinking clients—People Driven Credit Union, River Valley Credit Union, Advantage One Credit Union, 4Front Credit Union, ELGA Credit Union, Wildfire Credit Union, Team One Credit Union, PFCU Credit Union, and Alliance Catholic Credit Union. Your leadership in pioneering AI adoption is transforming the lives of thousands of members across the region. Let’s continue to explore how technology can empower the future of credit unions. Patty Corkery, CUDE, Stephanie (Klocinski) Heidt, Pankaj Kulshreshtha, Samantha Hubbard, Kirill Skok. #AI #CreditUnions #LendingSolutions #CUDifference #Michigan #MemberExperience #FairLending #FinancialInclusion

The America's Credit Unions’s Regulatory Compliance and BSA Seminar kicks off today, running from October 1-3, 2024, in beautiful Fort Lauderdale, FL! This event is a vital platform for credit unions to deepen their understanding of compliance, which is essential for sustainable growth. Join our leaders, Samantha Hubbard, VP of Business Development, and Vinay Bhaskar, COO, as they delve into how AI can transform compliance practices, optimize operations, and enhance outcomes for credit unions and their members. If you’re attending, be sure to connect with us and discover how AI can elevate your compliance strategies for the future. #AI #CreditUnions #Compliance #FinancialInclusion #FairLending #MemberExperience #ScienapticAI #FinancialServices #CUDifference #CUSO

We are pleased to announce that BharatLoan is now live with Scienaptic's credit BRE platform's Account Aggregator! The deployment leverages Scienaptic BRE’s frictionless Account Aggregator journey, which securely retrieves bank statement data with customer consent. Scienaptic's credit decisioning engine then aggregates key variables to derive critical ratios and risk insights from this data. This process enables BharatLoan to digitize the underwriting of small-ticket loans by providing intelligent income insights, streamlining their operations, and improving access to credit for millions of underserved individuals. Thank you Rishi Kapoor and the leadership team at BharatLoan for your support! We look forward to being part of a disruption that will bring better opportunities for your customers. Link to full announcement - https://lnkd.in/gY84_nXa Pankaj Kulshreshtha, Joydip Gupta, Adarsh DM, Shivendra Gupta, Nirav Sangani, Chandan Pal #ai #creditBRE #creditunderwriting #accountaggregator #lending #NBFC #businessruleengine #BRE