Scienaptic AI

As a credit union leader, your aspirations might encompass several goals: growing your portfolio, enhancing risk assessment capabilities, adhering to ever-evolving regulatory requirements, and fostering stronger member relationships. Amidst this array of ambitions, one solution takes the spotlight – Adaptive AI. Our adaptive AI factors in your unique portfolio needs, risk appetite, and hyperlocal context for delivering powerful signals. After realizing initial gains, we keep the underwriting sharp by agile testing for the predictiveness of new data, strategies, and scorecards. So let's journey together, propelled by the potential of Adaptive AI. Let's reshape the boundaries of credit union leadership by embracing innovation, precision, and a shared commitment to excellence. #ai #credit #creditunions #cudifference #financialinclusion #memberexperience #creditrisk #creditunderwriting

Credit unions are embracing Scienaptic's AI to unlock the power of fair & and inclusive lending. "During a recent conversation with Chad Wilcox, CCUE, Senior VP of Lending at Credit Union of Colorado, he shared valuable insights on leveraging AI to enhance lending processes while effectively managing regulatory compliance Chad elaborates on how the platform's recommendations to underwriters are based on specific guidelines and easily explainable reasons and how the credit union is leveraging Scienaptic's platform to understand its members and make fair and consistent credit decisions. It's a powerful message of empowerment and liberation, where lenders can navigate the lending landscape with ease, supported by the cutting-edge capabilities of AI. The future holds unlimited possibilities, and Scienaptic’s AI-powered credit underwriting platform stands ready to be your trusted companion in shaping a prosperous and compliant lending landscape. #AI #Credit #CreditUnions #FairLending #FinancialInclusion #MemberExperience #CUDifference #AIforAll

We are happy to announce that InPrime Finserv has selected Scienaptic AI Credit BRE platform to enhance its credit decisioning. InPrime Finserv, a PSL (Priority Sector Lending) lender, is focused on providing essential financial services to India’s emerging middle class, particularly within the informal economy. The deployment will enable InPrime to seamlessly read and integrate bureau and Account Aggregator data, execute its credit decisioning policies, and leverage AI models for bureau and Account Aggregator scores. Link to full announcement -?https://lnkd.in/gKy-eeCx Rajat Singh, Sneh Thakur, Pankaj Kulshreshtha, Joydip Gupta, Adarsh DM, Nirav Sangani, Chandan Pal #ai #aiunderwriting #credit #creditBRE #BRE #underwriting #lending #lenders #creditaccess #financialinclusion #fintech

Our team is all set to meet you at GoWest Credit Union Association's Annual Conference, MAXX 2024, from October 13-16 at the Gaylord Rockies Resort. Our leaders Samantha Hubbard and Eric Steinhoff are excited to join an event that brings together the best minds in the credit union space, exploring the evolving landscape and discovering new ways to drive meaningful impact. We’re looking forward to insightful conversations about how Scienaptic’s AI-powered platform can help credit unions grow, enhance decision-making, and elevate member experiences. Come visit us at booth 136—we’d love to connect! We look forward to seeing you there! #MAXX2024 #CreditUnions #AI #Innovation #ScienapticAI #CreditUnionLeaders #Fintech

Scienaptic's AI platform was built with transparency and compliance at the forefront. We ensure every client benefits from a system rigorously designed to meet all regulatory requirements. But that's just the table stakes. Our mission goes beyond compliance. We're revolutionizing credit underwriting to promote greater financial inclusion. That's why our platform sets a new standard for fairness, explainability, and eliminating bias. Curious to learn more? Check out the fourth of an FAQ series, where our risk experts answer all your questions on fair lending and AI. #ai #credit #fairlending #creditunions #bankingandfinance #lendingsolutions #creditunderwriting #lending #financialinclusion

Exciting times ahead as Scienaptic gears up to participate in GoWest Credit Union Association's Annual Conference, MAXX 2024, from October 13-16 at the stunning Gaylord Rockies Resort! We’re looking forward to connecting with forward-thinking credit union leaders, sharing insights on how AI can enhance decision-making, and exploring new ways to create lasting value for members. If you're attending, come visit us at booth 136 to learn more about how our platform is driving growth and improving member experiences across the industry. Let’s shape the future of credit unions together! ???? #MAXX2024 #CreditUnions #AI #Innovation #ScienapticAI #CreditUnionLeaders #Fintech

Here’s a great read in The Economic Times on how ULI is making loans accessible without the need for credit history, salary slips, or income proofs. In the article, Scienaptic AI’s Head of APAC, Joydip Gupta, shares his thoughts on how this innovative approach can significantly boost financial inclusion by providing lenders with more comprehensive insights on borrowers traditionally excluded from the financial system. This breakthrough is a step towards making lending fairer and more accessible for everyone. Link to full article -?https://lnkd.in/gTnfNQ2J #AI #FinancialInclusion #LendingInnovation #ScienapticAI

AI offers a multitude of benefits in credit underwriting, such as driving growth, automation, and minimizing losses. In fact, by integrating AI into their credit underwriting process, credit unions can excel even in challenging economic times. Read the inspiring success story of a Texas-based credit union that embraced our AI solution and witnessed increased approvals and streamlined lending processes and is now transforming the lives of thousands of individuals and businesses. If you're interested in learning more about how AI can revolutionize your lending processes, don't hesitate to schedule a call with our team of experts today. https://lnkd.in/g9js63MS #ai #credit #creditunderwriting #creditunions #cudifference #lending #financialinclusion #memberexperience

As we prepare for 2024 JH Connect by Jack Henry from October 7-10 at the Phoenix Convention Center, we’re thrilled to share firsthand deployment stories. Terry Katzur from ELGA Credit Union experienced a smooth, hassle-free deployment of Scienaptic’s platform, seamlessly integrated with their Jack Henry Symitar ELA system. This is just one example of how our LOS and core agnostic AI solutions can transform credit unions, keeping them ahead of the curve. Come visit us at Booth 201 to meet Samantha Hubbard, Gregory Bishop, and Eric Steinhoff, and discover how AI can streamline underwriting, enhance member experiences, and fuel growth for your credit union. #JHConnect #creditunions #cudifference #ai #credit #creditunderwriting #fintech #bankingandfinance #lendingsolutions #symitar

We are thrilled to be attending the 2024 JH Connect by Jack Henry, taking place from October 7-10 at the Phoenix Convention Center in Phoenix, Arizona! As an AI company, we are constantly pushing the boundaries of innovation. And what an amazing opportunity lies before us at this exhilarating event! We will be surrounded by visionary leaders from the credit union community who, just like us, are dedicated to groundbreaking innovation and member well-being. Swing by Booth 201 and meet our leaders Samantha Hubbard, Gregory Bishop, and Eric Steinhoff to learn how cutting-edge AI technology can streamline your underwriting processes, boost member experiences, and fuel growth for your credit union. #JHConnect #creditunions #cudifference #ai #credit #creditunderwriting #bankingandfinance #fintech #lendingsolutions #symitar