Scandals: Insurance Uncovered Podcast

?? It’s Not Just Coverage—It’s Access to Coverage You may have $10M in limits, but if your Additional Insured endorsement restricts coverage, your policy might as well be worth $0. ? Endorsements determine access. Read them carefully. ?? Break down the details with us in the latest episode: https://hubs.li/Q03b9pnp0 #InsuranceStrategy #CoverageMatters #RiskManagement #PolicyReview #ScandalsPodcast #ScandalsInsuranceUncovered

?? Did You Know? Your Additional Insured Coverage May Be Capped by Your Contract The 2013 ISO AI endorsement introduced contractual limitations, meaning your coverage may be capped at the limits required by your contract—even if your subcontractor has higher coverage. For example: ?? If your contract requires $5M, but the subcontractor has $10M in coverage, the policy could only pay up to $5M due to the endorsement’s wording. ??? Learn how this impacts your risk strategy → https://hubs.li/Q03b9ksT0 #InsurancePodcast #CoverageMatters #RiskTransfer #ScandalsUncovered

?? The latest scandal is here, and this one hits close to home. What’s lurking in your insurance coverage? Hidden exclusions? Contractual limitations? A ticking time bomb disguised as an endorsement? ?? It’s time to uncover the truth. ?? Listen before it’s too late: https://hubs.li/Q03b9lvb0 #ScandalsInsuranceUncovered #ScandalsPodcast #InsuranceScandal #HiddenExclusions #PolicySecrets #RiskManagement #LegalMystery

?? Insurance Tip: Never Trust a Heading Just because an endorsement is labeled CG 20 10 doesn’t mean it’s the CG 20 10 you expect. Insurers modify language in manuscript forms, and those small changes could leave you exposed. ? Read every word. Every time. ?? Learn what to watch out for in our latest episode: https://hubs.li/Q03b96GD0 #EndorsementReview #RiskAwareness #InsuranceIndustry #PolicyLanguage #ScandalsPodcast #ScandalsInsuranceUncovered

?? ISO Forms, Manuscript Endorsements & The Coverage Battle A single word change in an Additional Insured endorsement can shift millions in liability. Over the years, these endorsements have evolved—and not always in favor of policyholders. ?? What’s changed? ?? The difference between ISO & manuscript forms ?? Why 2013 ISO updates limit coverage ?? How to spot red flags in endorsements ?? If you review endorsements, you NEED to hear this. Listen to the full episode now! → https://hubs.li/Q03b6xmS0 #Insurance #AdditionalInsured #ISOForms #RiskManagement #InsuranceIndustry #Endorsements #CommercialInsurance #Legal #ScandalsInsuranceUncovered #ScandalsPodcast

? “Caused in Whole or in Part By” – Why It Matters ?? In 2004, ISO changed Additional Insured wording from “arising out of” to “caused in whole or in part by.” ?? Sounds small, right? Wrong. That shift redefined risk transfer—and still causes court battles and denied claims. ??? Listen now → https://hubs.li/Q03b96HH0 #InsurancePodcast #RiskManagement #ISOForms #AdditionalInsured #InsuranceLitigation #LegalInsights #ScandalsUncovered #ConstructionLaw #PolicyReview #CoverageMatters #ScandalsInsuranceUncovered #ScandalsPodcast

?? One word. Millions of dollars at stake. Endorsements are tricky. A slight tweak in language—like “arising out of” vs. “caused in whole or in part”—can be the difference between full coverage and total denial. Are you confident in what’s buried in your policy? ?? Uncover the truth in our latest episode: https://hubs.li/Q03b96Ls0 #ScandalsInsuranceUncovered #ScandalsPodcast #InsuranceCoverage #RiskManagement #LegalLiability #PolicyReview

?? From Rookie to Pro: Mastering Risk Management Navigating ISO edition dates, endorsements, and compliance requirements is overwhelming—especially when you’re new to risk management. ??? We break down: ? Common challenges junior risk professionals face ? Expert tips to interpret endorsements like a pro ? How to avoid compliance pitfalls Learn from those who’ve been in your shoes! ?? Listen to the full episode now! → https://hubs.ly/Q03b6wyf0 #RiskManagement #JuniorRiskManager #Compliance #InsuranceIndustry #CorporateGovernance #CareerGrowth #ProfessionalDevelopment #RiskPros #ScandalsInsuranceUncovered #ScandalsPodcast

?? Did You Know? Some Additional Insured Forms Haven’t Changed in 40 Years! The CG 20 10 11 85 Additional Insured endorsement is still requested in contracts—even though it’s nearly 40 years old. Why? Because it provides broader coverage than later versions, which added exclusions and limitations. But can you still get it today? ?? ??? Learn more about how AI endorsements evolved in the latest episode → https://hubs.li/Q03b5pWR0 #InsuranceLaw #RiskTransfer #ScandalsPodcast #PolicyReview #ScandalsInsuranceUncovered

?? Are You Leaving Coverage on the Table? Getting full indemnification isn’t automatic. Policy limits, exclusions, and legal nuances can impact your claim payout. ? Know your rights ? Understand policy language ? Avoid coverage gaps Don’t settle for less than you’re entitled to—fight for the full coverage you deserve! ??? ?? Listen to the full episode now! → https://hubs.ly/Q03b6FYZ0 #InsuranceClaims #Indemnification #PolicyLimits #Legal #InsuranceCoverage #ClaimsAdjuster #FullCoverage #RiskManagement #ScandalsInsuranceUncovered #ScandalsPodcast