RPCSI - Retirement Plan Concepts & Services, Inc.

We Are RPCSI: A Locally-Owned, CEFEX-Certified, Third Party Administrator. We will manage your retirement plan so you can manage your business!

Americans like their 401(k) plans just the way they are. According to new research, a strong majority disagreed with proposals to remove or reduce tax incentives for retirement savings.

Transparency is key in business for building trust and staying compliant. We'll break down why being open about who owns a company is super important and how it boosts trust and keeps things on the up and up. #TransparencyMatters #TrustInBusiness

They say the truth shall set you free, so that means a lot of 401(k) plan providers who tell sweet little lies in their sales pitch, are prisoners. You might hear many lies in a sales pitch, and these are the lies you shouldn’t listen to.?

The IRS updated its mortality tables for retirement plans in response to COVID-19's impact on life expectancies. Plan sponsors must now adjust to ensure realistic forecasting and funding for participants' benefits. #RetirementPlanning

The article in The Cerulli Report—U.S. Retirement Markets 2024 indicates a surge in the advisor-sold micro 401(k) sector, driven by recent legislative changes like the SECURE 2.0 Act. It emphasizes the growing importance of advisor-recordkeeper collaboration to capitalize on this market opportunity. https://lnkd.in/eXnsxvzS?

Managing a retirement plan demands precision, especially in maintaining accurate census data. Correct employee information ensures compliance, guarantees rightful benefits, and simplifies the process for all. Let’s explore the significance of census data in retirement plan administration and how it assists in fulfilling fiduciary duties more confidently.

One of the most asked questions regarding 401(k) contributions is whether they are tax deductible. Let’s find out!

This is the ideal time for plan sponsors to review plan documents and policies, consider plan design changes, and ensure that plan operations comply with evolving legislative and regulatory requirements.

A well-designed 401(k) plan benefits both employers and employees. Considering employee needs boosts morale and retention. Once owners define their goals, they can partner with RPCSI.