Robert E. Harris Insurance Agency, Inc.

Tuesday Insurance Tips of The Week! 2024 Employment-related Ballot Measures Passed by Voters On Nov. 5, 2024, voters in several states decided on ballot measures that will impact and change the workplace in 2025 and beyond. This Compliance Bulletin provides an overview of the employment-related ballot measures voters passed in 2024. These measures concern and include the following topics (see below): ? Minimum wage increases ? Paid sick leave mandates ? Legalization of medical marijuana ? Captive audience bans ? Constitutional protections against discrimination ? Collective bargaining rights Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! Risk Insights - Corporate Governance Best Practices Robust corporate governance offers significant benefits to an organization. It can improve a business’s decision-making, accountability and efficiency while mitigating risk and promoting ethical behavior. Effective governance can also help reduce director and officer liability claims, strengthen a business’s reputation and build stronger stakeholder relationships. Business leaders should routinely seek initiatives to enhance their corporate governance practices and ensure the organization remains resilient and well-positioned for future success. Business leaders should be proactive in establishing optimal corporate governance frameworks within their companies. This article provides an overview of best practices for achieving this goal. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! Employer Considerations for Navigating Election Season Election season can be a fraught time for employers. Employers are often faced with the challenge of fostering a culture of open communication while ensuring a civil work environment and navigating a variety of federal, state and local laws. Therefore, as the 2024 election approaches, it is critical for employers to understand their legal rights and responsibilities, as well as the steps they can take to prevent and mitigate political tension in the workplace. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! Fall Home Maintenance Fall signals cooler weather, and the pleasant temperatures let you comfortably do necessary home maintenance before winter arrives. By taking the time to maintain your home each season, you can keep common household problems at bay. Prepare your home for fall and winter with these simple maintenance tasks. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! Water Damage Prevention Checklist for Businesses Water damage can stem from various sources and cause impacted organizations and their properties to incur significant losses, including destroyed equipment and inventory, prolonged business disruptions, and—in severe cases—structural ruin. The following checklist outlines key water damage prevention measures for organizations to keep in mind. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! Employee Leave for Voting As of 2024, over half of U.S. states and the District of Columbia require employers to provide time off for employees to vote in general elections. Employers should familiarize themselves with voting leave laws that apply to them and be prepared to comply with state and local requirements. Employers can use this infographic to prepare for employees to request time off to vote on Election Day. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! How to Avoid Common Insurance Gaps Businesses should avoid insurance coverage gaps that can leave them vulnerable to financial and reputational damage. Understanding why coverage gaps form, knowing how to identify and close them, and being aware of the types of coverage that are often overlooked can help them achieve this goal. This article discusses common causes of insurance gaps, explores steps to identify and close those gaps, and notes which types of coverage are often overlooked. It also offers tips for ensuring adequate coverage is in place. For more information, contact us today. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! Commercial Property Insights - Managing Coastal Commercial Property Exposures Despite their economic benefits, coastal environments pose a range of risks for businesses, including heightened natural disaster exposures, environmental issues and human concerns. These risks have become more prevalent in recent years, causing widespread commercial property damage. This article provides more information on coastal commercial property exposures, associated coverage considerations and risk mitigation strategies. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! 5 Risks of Hiring an Uninsured Contractor A critical task for project owners and general contractors is verifying that the contractors they hire carry adequate insurance. Hiring uninsured contractors can expose a project to significant risks, including safety hazards, liability issues and potential financial losses. This article examines five risks associated with hiring uninsured contractors. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance

Tuesday Insurance Tips of The Week! 5 Components of an Effective Distracted Driving Policy An average of nine people are killed every day in crashes that involve distracted driving, according to the U.S. Centers for Disease Control and Prevention. By implementing a distracted driving policy, employers can help protect their employees, clients and the public from accidents while minimizing legal and financial risks. As an employer, you should consider the following components in order to implement effective distracted driving policies. This infographic provides steps for employers to take when implementing a distracted driving policy. Read the enclosed to learn more and for further risk management guidance, contact us today. Robert E. Harris Insurance Agency, Inc. 3150 Bristol St. Ste. 200 Costa Mesa, CA 92626 PH: 714-619-4480 #insurance #insurancebroker #businessinsurance #insuranceagent #VIPinsurance #ocinsurancebroker #orangecountyinsurancebroker #insurancetips #insurance #2024insurancereview #insurancereview #uptodate #growth #business #commercialsinsurance #commercialautoinsurance #insurancereview #VIPinsurance #customerservice #businessinsurance