R&T Deposit Solutions

Smarter Funding Strategies for the Post-BTFP Era After nearly two years of providing banks with an additional financing option, the Bank Term Funding Program (BTFP) officially came to an end on March 11, 2025 – marking a new phase in bank funding dynamics. Check out the latest article by Jeffrey Zuendt Jr.., our Chief Deposit Officer, where he shares key strategies to optimize balance sheets and maintain flexibility.? ? Let’s navigate this new era with confidence! ? https://lnkd.in/eCZiF__2 #Banking #Liquidity #RNTDepositSolutions?

R&T Deposit Solutions is excited to be at #ICBALIVE, connecting with community bankers, industry experts, and innovators who are shaping the future of banking! If you’re at the conference, stop by Booth 229 to say hello. We’d love to chat, exchange insights, and discuss what’s next for community banks in today’s evolving landscape.

At R&T, we aim to create an inclusive culture where people are empowered to lead, grow, and innovate with impact. We are proud of the gender parity achieved across our organization, and particularly among our executive team, with women at the helm of 50% of our senior leadership roles. This Women’s History Month, we’re putting the spotlight on female visionaries shaping R&T and the finance industry every day: Susan Cosgrove, CEO and Board Chair Michelle B., EVP, Chief Revenue Officer Sabra Baum, EVP, General Counsel and Corporate Secretary Kimberley Liao, EVP, Head of Regulatory Relations & Affairs Mieko Shibata, EVP, Chief Information Officer Their expertise, resilience, and leadership are valued at R&T, where we are building a legacy of women transforming finance. To celebrate their achievements, we’re launching a virtual Leadership Video Series, "Breaking Barriers: R&T's Women in Finance" that will launch later this month and continue through the Spring. In this series, our leaders will share their insights and experiences, offering a glimpse into what it takes to thrive in finance and fintech. Follow their journeys and the power of women in leadership. #RNTDepositSolutions #WomensHistoryMonth #BreakingBarriers #WomenInFinance

Navigating a New Normal: How Banks Can Thrive Amid Regulatory Change With a new administration reshaping financial regulations, banks face fresh challenges in compliance and risk. The one-size-fits-all approach of policies like Basel III and CRA amendments creates challenges, but there are ways to adapt: -Leverage advanced data analytics and reporting tools -Follow the Federal Banking Agency (FBA) guide on third-party risk management practices -Strengthen relationships within communities Engaging proactively with regulators and adapting to evolving policy demands will be keys to long-term success. How is your institution adjusting to the shifting regulatory landscape? Let’s discuss. Read our newsletter below. #RNTDepositSolutions #RTInsights #Banking #Regulation #Finance #RiskManagement

In Market Watch News latest Need to Know video, our EVP & Chief Product Officer Kevin Bannerton breaks down how banks can create differentiated value to profitably attract deposits, strategically fund loan opportunities and ensure deposit stability in a competitive, rapidly evolving market. Thanks to Macarena Carrizosa for including us! https://lnkd.in/eqqzjgMh

On-Demand Webinar Replay Now Available! Dive into the latest trends and strategies with our on-demand replay of “Navigating Deposit Trends and Balance Sheet Strategies for 2025”. This informative session, co-hosted by R&T Deposit Solutions and Darling Consulting Group, offers valuable insights on managing complex deposit challenges and optimizing balance sheet management. Key Takeaways Include: -Analysis of national balance and rate trends from DCG’s Deposits360°? database. -Proven best practices for future rate planning. -Important lessons from the past year’s market dynamics. Watch the Webinar Replay: https://lnkd.in/euaw6bi4 #RNTDepositSolutions #Finance #Deposits #BalanceSheet

Don't miss out on an exclusive webinar! R&T will be joining Darling Consulting Group this Wednesday, February 26 in the webinar, "Navigating Deposit Trends and Balance Sheet Strategies in 2025," at 2pm EST. We’ll explore notable insights and projections, including: ?? Nationwide balance and rate trends ?? Best practices for planning future rate paths ?? Lessons learned from 2024 and strategies for the road ahead Hosted by: Kevin Bannerton: EVP & Chief Product Officer, R&T Deposit Solutions Billy Guthrie: Managing Director, Darling Consulting Group Eric Poulin: Director, Darling Consulting Group Secure your spot today: https://lnkd.in/euaw6bi4

?? Exciting news! R&T Deposit Solutions is proud to be an exhibitor at the American Bankers Association's Wealth Management and Trust Conference in San Diego! Join us at Booth 402 this February 24-26, 2025, at the Manchester Grand Hyatt.

Join R&T Deposit Solutions and Darling Consulting Group for an exclusive webinar on Wednesday, February 26 at 2:00pm ET! We’ll explore notable insights and projections – including nationwide balance/rate trends, best practices for planning for future rate paths, lessons learned over the last year, and more. Secure your spot today: https://lnkd.in/euaw6bi4

R&T is excited to exhibit and sponsor the upcoming American Bankers Association's Conference for Community Bankers! Stop by Booth 707 from February 16-18, 2025, at the JW Marriott Phoenix Desert Ridge in Phoenix, AZ. We look forward to seeing you there!