RIA Circle?, LLC

Don't miss these two minutes of pure marketing genius!?Tina Powell and Carolyn Armitage, CFP?, CIMA? ?? ? And yes, client acquisition costs are rising rapidly!??? The median acquisition cost per client?in 2021 was approximately $2,171— and rose to?$3,800?in 2024?according to The Kitces Report 2024 Marketing Study. #RIACircle Member Workshops are ?? Join us for the next one March 19! #wealthmanagement #clientacquisition?#everythingisup #waitforit ? Intention.ly?

Tsunami Warning:?The number of 401(k) plans is expected to grow 66% in five years!??? PLANADVISER highlighted that staggering figure based on the 2024 ??.?? ???????????????????? ?????????????? ???????????? by Cerulli Associates. ?? Tight labor markets, state mandates and tax credits have already been fueling the growth in start-up plans, and this trend is expected to continue.??? Advisors that work with small business owners have a front row seat, but are they prepared to help,?or will they leave the door open to competitors ? Many retail-focused Advisors view retirement plans as too complex or requiring too much work. ? Recent changes in plan designs, however, can substantially reduce the duties imposed upon employers and, in turn, reliance they place on Advisors for technical, non-investment related matters. ?? ?????????? ???????? ?????? ?????????? ???? ?????????????? ?????? ?????????????????????? ???????? ?????????????????? ?????????????? ?????? ???????????? ???????? ???????????????? ?????????? ??????????????.? ?? ? Jason Roberts, a securities and ERISA attorney, RIA consultant, professional fiduciary, and CEO of Pension Resource Institute, LLC will unpack this topic in an upcoming Workshop for RIA Circle??Members. ?? Jason will lay out a step-by-step approach to prepare your firm and its advisors to compete (and comply) in this burgeoning marketplace.??? ?? #FinancialAdvisors: Don't miss out! To sign up for this live Workshop,?become a member of RIA Circle??today! #advisorgrowth #business #retirementplanning #RIACircle Carolyn Armitage, CFP?, CIMA?

Are you carving out time to work on your business? Investing in relationships? Practicing self care? If not, how are you actually using the time you have? Time traps can be?ubiquitous. It can feel impossible to?avoid them and challenging to create space for what matters. Time poverty—a pervasive sense of never having enough time—can erode wellbeing and lead to stress and burnout. And spoiler alert: It ends up that the more money we have, the more time impoverished?we tend to be.???? Joy E. Lere, Psy.D., Co-Founder of Shaping Wealth explains that what we tend to do in the short-term to try to overcome time poverty can actually be more unproductive and leave us swirling.??? There is a real link between having time, not being stressed out, and being happy. ? Brian Portnoy, CFA, Founder of Shaping Wealth shared?"Ultimately we want time affluence. It's a source of wealth in our lives...?it's something that our clients want, and it's something that each of us wants.?But [advisors are asking] how do we have better conversations on this topic?" During a recent RIA Circle? Member Workshop, Brian and Joy shared?specific and practical strategies to help #financialadvisors understand their relationship with time, align their use of time and their values, and inspire planners to have better conversations with clients about the things that really matter to live a life well lived. ?? To access the full Workshop, join RIA Circle? today. ?? Members have access to a vast library of curated resources including worksheets specifically developed by Shaping Wealth Behavioral Coaches to empower advisors and clients to?take concrete steps to achieve greater time affluence. Carolyn Armitage, CFP?, CIMA?

How are you preparing beneficiaries for the inheritances they will receive? ? The stark reality is that traditional planning (which focuses on distributions to the beneficiaries rather than enhancing them) is not working. ? In our upcoming RIA Circle??Workshop, Rod Zeeb, Founder & CEO of both The Heritage Institute? and?Genacy??will review the 2024 Delaware Trust Act and explore concepts that can be applied in estate and philanthropic planning. ? ?? These strategies aim to prepare beneficiaries for the inheritances they will receive, ensuring a thoughtful and impactful transition.?? ? Rod has over three decades of experience in estate planning, charitable planning, and?heritage design and is recognized internationally for his contributions to the field. ? He is the host of the “Trusted Advisor’ podcast, speaks on issues related to multi-generational planning, is the author of?Beating the Midas Curse?(now in its 3rd?Edition) and?Family Stewardship,?co-author of the novel?What Matters, and has been quoted in both US and international publications. ?? ?Don't miss this chance to?hear from?RIA Circle??Strategic Collaborator Rod Zeeb about why Plans/Trusts and Trustees should focus on?'enhancement functions' rather than the?'distribution'?functions. ? ?? To register for this?Workshop,?join RIA Circle? today.? ? The Heritage Institute Carolyn Armitage, CFP?, CIMA? #generationalwealth #wealthmanagement

As a trusted advisor to high-net-worth clients, you know they expect services beyond traditional financial management—solutions catering to their unique lifestyles and needs. ? In?a?recent?workshop for RIA Circle? Members, Brian Dooreck, MD, Founder of Executive Health Navigation—an exclusive private healthcare navigation and patient advocacy service—discussed?how incorporating healthcare navigation into your business can add value to clients and differentiate your offerings beyond wealth management. ?? ?? Be a trusted resource to individuals and families who demand high-touch, personalized care or have complex healthcare needs. ? ??? Strengthen client loyalty and position your firm as a comprehensive advisor, addressing their health and wealth. ? Incorporating?healthcare navigation services?can enable you to?offer your top-tier clients?seamless access to the best medical care tailored to their unique needs, along with?the ability to navigate the complex healthcare system efficiently,?saving?them?valuable time,?while ensuring?privacy and discretion throughout the entire process. ?? To access the workshop, join RIA Circle? today. Members?can tap into?a vast library of curated resources to shorten the learning curve on building a sustainable #wealthmanagement #business. Carolyn Armitage, CFP?, CIMA?

Let's talk about high performing?teams. How do you go about building, identifying, negotiating, hiring, compensating, training, and retaining... especially as your firm grows? Carolyn Armitage, CFP?, CIMA? joined?Chief Client Growth Officer Bill Coppel and Senior Editor Ryan Neal?of?TradePMR on the Synergize podcast to talk through what it really takes to do it all. ?? #RIA #strategy #wealthmanagement #RIACircle

We're less than 1 week away from this?RIA Circle? Workshop and you won't want to miss it!? ? The RIA landscape is evolving rapidly, and firms looking to grow?MUST?adapt to new client acquisition models that resonate with modern investors. From cutting-edge digital marketing techniques to personalized client engagement strategies, success in 2025 requires a combination of innovation, authenticity, and strategic execution.? ? Tina Powell, Partner, Chief of Community, Intention.ly will help?RIAs?take action?to: ·??unlock their growth potential??? ·? refine their marketing approach??? ·??attract the next generation of clients??? ?? Takeaways: 1. Understanding Today’s Investor:? Explore the changing behaviors and expectations of clients post-2024 and learn how #RIAs can align their messaging to connect authentically. 2. Digital Domination: Leverage key digital marketing strategies—SEO, paid campaigns, social media, and thought leadership content—to drive visibility and inbound growth. 3. The Power of Personalization: Learn how data-driven insights and hyper-personalized outreach can turn prospects into loyal clients. 4. The Importance of Prospect Nurturing: Discover how being intentional about engaging, educating, and guiding prospects can effectively move them toward a "buying" decision. ?? Advisors, principals, and business development leaders from RIAs looking to boost growth, improve marketing ROI, and attract new clients in 2025 should attend. ?? ?? Plan for a dynamic, engaging presentation with real-world examples, actionable insights, and a Q&A session to address your firm's growth challenges. ? ?? To register for the Workshop, join RIA Circle? today and experience all the benefits of being part of a community dedicated to helping financial advisors connect, learn, and grow.? ? Carolyn Armitage, CFP?, CIMA? #RIACircle

Congrats Ryan Neal and TradePMR on the launch of RIA Reflections! ?? And thank you?for?hosting?Carolyn Armitage, CFP?, CIMA? on your Synergize podcast! ??

??? We've grown to 1,000 followers!? ? Many thanks to each of you for following along and helping us build our community for financial advisors!?Let's continue to grow together! #1Kfollowers #RIACircle #wealthmanagement ?

Congratulations?to the firms that make up?'InvestmentNews’ Fastest-Growing Fee-Only RIAs of 2024'?recognizing the #RIAs that have seen a speedy rise in AUM and clients due to forward-thinking strategies and trusted advice. ?? Wonderful?to see Fermata Advisors LLC d/b/a Sonoma Wealth Advisors at the top of the list for Fastest-Growing Fee-Only RIAs $500 million - $999 million.??? ? RIA Circle??Captain Daren Blonski, CFP?, CEPA? is the Co-founder and Managing Principal of Sonoma Wealth Advisors and Managing Principal of Fermata 401K. ?? Carolyn Armitage, CFP?, CIMA? FERMATA ADVISORS, LLC InvestmentNews #RIACircle