RetireRight Financial Planning

As we celebrate St. Patrick's Day on March 17, it’s the perfect time to talk about luck — especially when it comes to investing. Relying on "luck" in the stock market may seem tempting, but it’s highly risky and rarely successful. Swipe through to learn more. If you're looking to make informed investment decisions, reach out to our team for guidance. We are here to help!

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In honor of Presidents’ Day, we thought it would be fun to reflect on some lesser-known facts about past U.S. presidents. From Abraham Lincoln’s wrestling prowess to Calvin Coolidge’s fondness for raccoons, history holds many surprises beyond the politics! Please do note that our office will be closed on Monday, February 17, in observance of the holiday, and we’ll reopen on Tuesday, February 18. If you need anything while we’re closed, don’t hesitate to reach out — we’ll respond as soon as possible upon our return.

Sports and finance share a love for numbers! ?? As we gear up for the big game, let’s break down some incredible stats that show how numbers drive the biggest night in professional football. Swipe through to learn more. And if you're ready to plan for your next big financial win, our team is here to help. Contact us today!

On behalf of the entire team, we want to extend our warmest wishes to you and your family. Whether you're celebrating with cherished traditions or keeping it simple, we hope your holiday season is filled with joy and warmth. Please note that our office will be closed on December 24th and 25th, but we'll be back on December 26th to assist you with anything you need. Merry Christmas!

As we approach the end of 2024, it's the perfect time to reassess your financial plans, investment strategies, and retirement goals. To help you finish the year strong, we've compiled a quick checklist focused on these key areas. Need guidance? Our team is here to help you navigate these year-end tasks. Reach out anytime.

This Veterans Day, we invite you to join us in honoring the brave men and women who have served our nation. Our veterans have shown incredible bravery, dedication, and resilience, ensuring our freedoms and security. Whether serving at home or abroad, in times of peace or conflict, their contributions are invaluable. To all the veterans in our network, thank you for your service.

The holiday season is here, and it's easy to get swept up in the excitement of gift-giving, decorating, and celebrations. With this in mind, we have put together some practical budgeting tips to help you enjoy the festivities and decrease stress over finances. Swipe through to learn more. And as always, if you need personalized financial advice, our team is here to assist you. Contact us today to start the conversation!

Happy Halloween! Whether you're dressing up in spooky costumes, carving pumpkins, or indulging in a mountain of sweet treats, we hope your Halloween is packed with excitement and laughter. Share in the comments: What is your favorite Halloween tradition? Ours has to be the candy around the office the next day! ????

The FAFSA application is undergoing significant changes that could impact financial planning for college-bound students, including: ??? Delayed Release - The 2025-2026 FAFSA release is postponed from October 1 to December 1 due to software issues. Limited testing with select students starts on October 1. ?? Elimination of Multi-Child Discount - The revised FAFSA formula removes the discount for families with multiple children in college. Each child's Student Aid Index (SAI) is now calculated separately, without any discount. ?? Changes in Financial Reporting - Contributions to workplace retirement plans like 401(k) or 403(b) are no longer counted in SAI calculations, potentially lowering reported income and improving aid eligibility. However, tax-deferred IRA contributions are still taxable. ?? Treatment of Sibling 529 Assets - The new FAFSA guidelines exclude sibling 529 and Coverdell accounts from being reported as the student's assets, though they remain parental assets if owned by the parent. Accounts owned by others, like grandparents, don't need to be reported, which could increase aid eligibility. ?? CSS Profile Considerations - These FAFSA changes do not apply to other financial aid applications, like the CSS Profile, which may still consider factors like the multi-child discount and sibling 529 assets in determining aid packages. Given these updates, it’s crucial to revisit your financial strategies. If you have any questions or need assistance navigating these changes, we’re here to help! ?? Drop us a message or give us a call anytime.