Retirement Solved - Retirement Education Experts

Nobody wants an IRMMA surprise, yet 8 million people got an IRMAA letter this year. With 11,000 people turning 65 everyday that number is going to increase. IRMAA is the Medicare surcharge for people who’s modified adjusted income is over $106,000 for individual and over $212,000 for a couple filing jointly (2025). Some call this a “rich tax” but depending on your taxable income sources in retirement, you and/or your spouse could be hit with IRMAA, even if you don’t consider yourself rich. Check out my short IRMAA webinar to learn the basics and the strategies to appeal, mitigate or eliminate this Medicare surcharge. Proper tax and retirement planning is all about implementing strategies to save more, keep more and have more. Start by learning more: www.NoIRMAAForMe.com #irmaa #medicare #retirement #retirementplanning #healthcare #retirementsolved Paul Morrison, IRMAA CP

?? Retirement Solved @Work ?? Empower your team with financial wellness! Did you know? ?? ?? For Employers: 62% of employers report increased employee productivity when offering financial wellness programs (Source: PwC). Financially secure employees are 51% less likely to miss work due to financial stress. ?? For Employees: 71% of employees say financial wellness programs reduce their stress and improve their focus at work (Source: Bank of America). Participants in financial wellness programs are 2x more likely to feel on track with retirement savings. Bring Retirement Solved @Work financial wellness to your workplace! Our workshops and tech platform empower employees with knowledge and motivation to build a secure retirement. We have programs for all career stages—so everyone can plan for and transition into retirement with confidence. ?? Topics include: Building retirement savings Making the most of employer benefits Planning for healthcare and Social Security Creating a lifelong income strategy Give your team the tools they need to thrive! Reach out to us to discuss our workshops (and our one-of-a-kind Retirement Readiness platform for your employees too). Email: [email protected] ?? #financialworkshops #financialwellness #workplaceworkshops #HRdirector #HRdirectors #employeebenefits #retirementsolved #employeeeducation #employeebenefits

How Cognitive Decline Eats Into Retirement Savings. Such an important topic. I’ll be doing some content (videos, podcasts) about this. Thanks Nick Fortuna for writing this. #cognitivedecline #retirement #retirementsavings

Join me for my upcoming Taxes in Retirement online class. https://lnkd.in/eFifZzDq. You’ll learn how to keep more of your hard earned nest egg. #taxesinretirement #retirementsolved #retirement #retirementplanning #taxes

Wall Street veteran Charles Coristine bought LesserEvil, a failing snack company, in 2011 for $250,000 from his savings, plus a future payment of $100,000, according to documents reviewed by CNBC Make It. The risk was impulsive and ill-researched, he says: LesserEvil, which aimed to offer consumers healthier popcorn and snack alternatives, was losing money and bringing in less than $1 million in annual revenue at the time, the company estimates. Yet the Danbury, Connecticut-based company has grown significantly under his watch. As CEO and president, Coristine grew its annual gross sales to $103.3 million in 2023 — including $82.9 million in net sales — and got its products into major retailers and corner stores across the U.S. Find more on how Coristine is turning LesserEvil into a household name: https://cnb.cx/3TB2rL2

How would you like to optimize your retirement portfolio, maximize retirement income and minimize your taxes in retirement? You can find out the strategies to do all three of these things and more, in my upcoming Retirement Solved masterclass. We’re kicking off on Tuesday. October 1 and we’ll meet every Tuesday through October 22. Learn more and sign up at: https://lnkd.in/eFifZzDq. #retirement #retirementplanning #retirementsolved #financialliteracy

Millions of people get letters each year telling them that their Medicare premium is going to have what is called an IRMAA surcharge. This “shadow tax” increases your Medicare and thereby reduces your Social Security check. In some cases, this reduction can be completely avoided. If you want to learn how to avoid receiving a letter, join us for our live webinar where we’ll talk about Medicare and IRMAA basics and some strategies to avoid IRMAA. Go to: www.IRMAAWebinar.com to join us. Sept. 25 at 6:30pm est. #IRMAA #medicare #socialsecurity #retirement #retirementsolved #healthcare #taxplanning #taxesinretirement

I love teaching financial wellness workshops in the workplace. #employeebenefits #financialwellness #financialworkshops #financialliteracy #financialwellbeing #humanresources #erisa #retirementeducation

I love teaching financial wellness workshops in the workplace. #employeebenefits #financialwellness #financialworkshops #financialliteracy #financialwellbeing #humanresources #erisa #retirementeducation

Do you know if you’ll be subject to IRMAA (Medicare surcharge) in retirement? 8 million people will get IRMAA letters in 2024. This will increase to 14-15 million by 2031. There are some tax/retirement planning strategies to help you avoid paying any IRMAA surcharges, even with higher retirement incomes. Keep more of your hard-earning savings and income in retirement. Check out my on-demand IRMAA webinar to learn more: www.IRMAAWebinar.com #medicare #irmaa #taxplanning #taxesinretirement #retirementincome #retirementsavings #retirementsolved