Renaissance Financial

Did you know that some charity donations are fully tax deductible, but not all! Remember, giving back should be your main goal, with tax benefits as a bonus. - Lead with Purpose: Focus on making a difference; tax benefits are a welcome bonus. - Know the Rules: Donations to qualified organizations can be fully deductible. - Understand Limits: Deductions depend on your income and asset type. - Carry It Forward: Excess donations? The IRS allows you to roll them over for up to 5 years. - Streamline Contributions: Consider payroll deductions or automatic giving options. - Double the Impact: Lower your tax bill while uplifting your community.

Don't let your FSA dollars go to waste! ?? Make the most of your benefits before year-end.

Is your Medicare plan still meeting your needs? With open enrollment ending soon (Oct. 15–Dec. 7), it’s the perfect time to review your coverage. ? Have your doctors or prescriptions changed? ? Does your current plan cover everything you need? If adjustments are needed, now's the time to make them. If not, no action is required! Reviewing your Medicare coverage is key to staying on top of your financial and insurance strategy. Have questions? Reach out to your advisor!

It's about guiding clients through every step of their journey, building trust, and celebrating their successes together.

Meet our wonderful team of receptionists at Renaissance Financial! As the first faces our clients see, they set the tone with warmth, professionalism, and dedication. We are incredibly grateful for all they do to make every client feel welcome and ensure each visit is enjoyable. Thank you for being an essential part of our team and for helping us serve our clients with excellence!

Last week, Renaissance had a busy and impactful weekend, centered around recruitment and collaboration. We were fortunate to partner with Alpha Phi Alpha Fraternity, Inc. during their conference weekend, an opportunity that allowed us to connect with a wide range of talented individuals and make lasting impressions in our community. We kicked off the weekend with a Meet Renaissance Financial Mixer at Sanctioned Sneaker Collective in The Foundry. The event was buzzing with energy as attendees made connections, shared experiences, and explored opportunities for growth within the financial sector. It was inspiring to see diverse professionals coming together, highlighting the importance of recruiting individuals from all backgrounds to bring new perspectives to the world of finance. In addition, we were able to also host our community partners, College Bound St. Louis, Washington University Association of Black Students, and Harris Stowe State University. We concluded the weekend with a powerful talk by our own Kristin Thompson Poelker, CFP who shared her incredible 13-year journey as an advisor. Her insights on navigating the advising career were invaluable, and the audience was inspired by her dedication to helping others succeed. Kristin’s story served as a reminder of the importance of financial education—especially in underserved communities and building generational wealth. Empowering individuals with financial knowledge can have a transformative impact on their futures, and our commitment to advancing financial literacy is at the heart of everything we do. #DiversityInFinance #FinancialEducation #CommunityPartnership #STL Kristin Thompson Poelker, CFP ? Lathon Ferguson Victoria A. Harris, Ed.D. Natasha Leonard Younger, M.P.A. Washington University in St. Louis

Looking to maximize your charitable giving while reducing your tax burden? If you’re 70? or older, a Qualified Charitable Distribution (QCD) could be the solution! Contribute directly from your IRA to your favorite causes and avoid income taxes on that distribution. Reach out to your advisor to learn more about how you can give back while optimizing your retirement strategy.

Unlock the Benefits of Charitable Giving! Thinking about making a charitable donation? Understanding how different types of gifts can impact your taxes could maximize your generosity. From donating cash and appreciated assets to leveraging your IRA distributions, there are smart strategies to optimize your impact. ???? Want to learn more??Reach out to your advisor about how you can make the most of your charitable contributions!

Our connections with our clients and the joy of guiding them to achieve their goals drives us.

Renaissance Empowered Women (RENew). Through RENew, our female financial advisors rise to their fullest potential, creating a space for mentorship, leadership, and connection. Here’s to the great women of RFC!? ? "To love what you do and feel that it matters - how could anything be more fun?" - Katharine Graham