RealiFi Realty

Here are four reasons why we think real estate is a better investment than stocks! ???? 1) Forced Appreciation - Real estate is one of the only investments where you can force appreciation. You can increase the property’s value through renovations, additions, or better property management, which isn’t possible with stocks. 2) Leverage - Real estate allows investors to leverage their investment by using debt. A down payment as low as 10% can control 100% of a property, which is much more challenging in other types of investments. 3) Tax Benefits - Property owners can deduct expenses like mortgage interest, property taxes, and property management fees, which reduces taxable income. Investors can also defer capital gains taxes by using a 1031 exchange to reinvest in new properties. 4) Scarcity - Land is finite. Land is inherently scarce since there is a limited amount of it. Unlike stocks and other asset classes where the companies can issue more shares, we can never create more land. That’s why real estate is not only the oldest, but also the most trusted and consistent asset class known to mankind. What do you prefer? Real estate or stocks? Tell us in the comments below! ???? Jamie Tian Ling C. BEH (L.C.) #realifi #realifirealty #realestate #realestateinvesting #realestatemarket #stockmarket #realestateorstocks #realestateagent #realestateinvestor #realestatetips #investmenttips #investmentstrategies #investing #realtorsofinstagram #realtorsofig #realestateadvice #realestategoals #investinrealestate #rentalproperty #rentalproperties #realestateinvesting #homeownership #forcedappreciation #realestatetipsoftheday #realtorlife #realestateexperts #investing101 #investingtips

JUST SOLD by Jamie Tian for $1,942,500! Congrats to our buyer and her pup on their new home! ???? #realifi #realifirealty #sold #justsold #realtorsofinstagram #realestate #realestateagent #marvista #realtorsofig #losangelesrealtor #losangelesrealestate #larealestate #larealtor #larealtors #escrowclosed #homeownership #realestatevideo #realestatereels #realestatesales

Just listed for $1,799,000! Welcome to 6 Cardiff in the beautiful guard gated community of Dove Canyon, perfectly positioned overlooking the 15th green of the Jack Nicklaus Signature Golf Course! ?? 4 Beds, 3.5 Baths, 3-car garage, 3336 SF Open House Sunday 9/29 from 1-4pm Listed by Jamie Tian #realifi #realifirealty #justlisted #forsale #dovecanyon #dovecanyongolfclub #trabucocanyon #golfviews #golfcourseviews #ranchosantamargarita #golflife #jacknicklaus #golfcourseview #golfclub #openhouse #realestate #realtorsofinstagram #golfcoursehome #golfcoursehomes #golfcoursearchitecture #realtors #realestatemarketing #realestatereels #propertytour #orangecountyrealestate #orangecountyrealtor #ocrealestate #ocrealtor #luxuryrealestate

How will the upcoming election influence the real estate market? Historically, elections have only had a small and temporary impact on the housing market. During the month of the election, there is typically a slight slowdown in sales because some people feel uncertain about making big decisions during such a pivotal time. However, sales volume has historically bounced back quickly in December and continue in the following year. In general, home prices are typically unaffected and continue to rise year after year, regardless of the election. Mortgage rates have decreased leading up to 8 of the last 11 elections. Most forecasters expect mortgage rates to ease throughout the rest of the year, which will increase the homebuyer pool. The next few months could be a great opportunity to acquire your property before the homebuyer pool and inventory increases. If you’re thinking about buying in the near future, reach out to the RealiFi Realty team! Jamie Tian Adam Kang #realifi #realifirealty #realestate #presidentialelection #2024election #election2024 #realtorsofinstagram #realtors #realestatemarket #realestatemarketupdate #realestatetips #realestatetipsoftheday #realtorsofig #firsttimehomebuyer #firsttimebuyer #realestateagent #homesearch #househunting #realestateindustry #realestatenews #realestatetips #realestateteam

If you’re in the market to buy or sell a home, you’ve probably heard that Sellers are no longer paying Buyer’s agent’s commissions! So is this actually true or is it just misinformation? RealiFi Realty is here to give you the facts! The biggest change is that commissions for Buyer’s agents will no longer be pre-negotiated with the Seller by the Listing Agent, so you won’t see a Buyer’s Agent commission offered on listings. Instead, each Buyer will negotiate the commission with their own agent, and they will sign a written Buyer Representation and Broker Compensation agreement, prior to their agent showing them any properties. When the Buyer submits their offer to the Seller, they will request if they want the Seller to pay for their obligation to pay their agent’s commission and how much. If you’re a Seller, you shouldn’t refuse to pay for a Buyer’s Agent’s commission just because you don’t have to. Sellers should focus on the price they are netting after all commissions and concessions, but also understand the benefits of potentially paying a Buyer’s agent. If the Seller doesn’t pay for the Buyer’s Agent’s commission, the Buyer has to reduce their down payment amount by the commission amount, so at best, they would have to reduce their purchase price, but at worst, they may no longer qualify for the loan at all, or qualify for a much lower purchase price. At the end of the day, commissions have always been negotiable, and they still are, but the procedures have changed and this will hopefully create more transparency for all parties in the transaction. If you have any questions or concerns about the industry wide changes, reach out to a RealiFi Realty agent! ?? Jamie Tian Adam Kang #realifi #realifirealty #realestate #narcommissionlawsuit #realestateindustry #realestatenews #realestateagent #realestatetips #realestatetipsoftheday #realtorsofig #realtorsofinstagram #realestateagents #realtortips #realestatemarket #realestatemarketupdate #realtors #firsttimehomebuyer #homeseller #homesellertips #homesellers #homebuyertips #homebuying101 #homebuying #homebuyingtips #homebuyingprocess #realestateteam #realestatereels #realestate101

JUST SOLD! Congrats to the seller and our first-time homebuyer client on his new home! ???? Jamie Tian Vanessa Zamarripa #realifi #realifirealty #sold #justsold #escrowclosed #northhollywood #northhollywoodca #noho #realestate #firsttimehomebuyer #firsthome #closingday #keyday #realtors #larealestate #losangelesrealestate #larealtor

If?you’re in the market to buy a home, you should beware of unpermitted additions! Unpermitted additions are changes made to a property without proper city permits. Sometimes people do this to save time or money, or they just didn’t know they needed a permit! This can include room additions, garage conversions and major remodels. Unpermitted additions do not necessarily mean that the construction is inadequate, but it does mean that the construction has not been verified by city inspectors that everything was built to code. Unpermitted additions are pretty common, especially in older homes, so it does not necessarily mean you should not buy the home, but, there are risks to consider! Safety issues are a concern if any electrical or plumbing work wasn’t done properly and the city might require you to bring the unit up to code if they discover that you have an unpermitted addition. Another potential issue to consider is whether that would affect the appraisal value of the property during escrow. If you have questions about whether a space is permitted or how it can be brought to code, check with a licensed contractor or home inspector. Jamie Tian Ling C. BEH (L.C.) Derek Vail #realifi #realifirealty #realestate #unpermittedadditions #realestatetips #realestatetipsandadvice #realtorsofig #firsttimehomebuyer #firsttimehomebuyers #realtors #realtorsofinstagram #realestatetipsoftheday

JUST SOLD by Jamie Tian! Congratulations to our first time homebuyer and newlywed clients on their new home! ???? #realifi #realifirealty #sold #justsold #realestateagent #realestate #escrowclosed #firsttimehomebuyer #realtors #firsttimehomebuyers #firsttimehomeowners #firsthome #realtorsofinstagram #closingday #keyday

Just listed for $790,000 in Yucaipa! A beautiful single story home located on over half an acre of land with paid off solar panels! 35525 Lynfall St, Yucaipa, CA Open House Sunday 8/11 from 1-4pm Jamie Tian Mauricio Capetillo #realifi #realifirealty #realestate #yucaipa #forsale #yucaipacalifornia #yucaipaca #justlisted #newlisting #openhouse #sanbernardino #openhousesunday #realtorsofinstagram #realtorsofig #propertytour #hometours #hometour #realestateagent #realtors #inlandempire #inlandempirerealestate #openhouses #realestatereels #realestateagents #realtorlife #realestatemarketing #firsttimehomebuyer #horseproperty #realtorlife

What happens if your appraisal comes in low?! ?? Jamie Tian Derek Vail Ling C. BEH (L.C.) #realifi #realifirealty #appraisal #appraisals #appraiser #realestate #realtorsofinstagram #realestateadvice #realestatetipsandadvice #realtorsofig #realtortips #mortgagetips #firsttimehomebuyer #realestatesales #realestateagent #realestatemarket #mortgageadvice #homebuying #homebuyingtips #homebuyingprocess #homebuying101 #homebuyingguide #homeownership #homebuyersguide #homebuyertips #realtors