William Raveis Mortgage, LLC

Behind every home loan is a team of dedicated professionals helping clients open the doors to their dream homes. On this Employee Appreciation Day, we're celebrating the heart and hustle of our incredible team at William Raveis Mortgage! Your hard work, attention to detail, and commitment to the clients make homeownership possible for so many. We couldn't do it without you—thank you for all that you do! ???? #RaveisMortgage #202Thrive #BiggerandBrighter #EmployeeAppreciationDay #ThankYouTeam #BetterTogether #TeamworkMakesTheDreamWork #MortgagePros #OperationsExcellence #BehindTheScenesHeroes #WeAreRaveis #HomebuyingJourney #MakingHomeHappen #DedicatedTeam #WorkFamily #Grateful

Mortgages Unboxed—where we break down mortgage terms in a way that actually makes sense! Escrow is a key part of the home-buying process, helping manage taxes and insurance alongside your mortgage payment. It ensures these costs are covered on time, giving homeowners peace of mind. Understanding how escrow works can make managing homeownership expenses much smoother! Stay tuned as we unpack more mortgage terms to help you navigate home financing with confidence! Have a mortgage term you've always wondered about? Drop it in the comments, and it may get featured next! ?? #MortgageUnboxed #MortgageTermoftheWeek #MortgagePros #BiggerandBrighter #202Thrive #WilliamRaveis #Escrow #closingescrow #securemortgage #mortgagematters #AskRaveis #MortgageTips #MortgageVocab #RaveisMortgage

Homeownership is about planting roots and creating a thriving community—not just a roof over your head. Our Community Lending program is designed to nurture your journey into homeownership, whether you're a first-time buyer or deepening your connection to a neighborhood you love. We're proud to offer a suite of benefits that streamline your path to a new home. Enjoy tailored, automated pricing on select loans, a fast-track approval process for new applicants, waived underwriting costs, and more flexible credit guidelines—all while benefiting from an expedited review process. Whether you're looking to buy, refinance, or tap into your home's equity, these opportunities are available exclusively for primary residences for eligible homeowners. This innovative, incentive-based initiative is crafted to empower underserved communities and boost homeownership in key areas. Ready to plant your first seed? Reach out to our mortgage professionals today and let's grow your future together—one step at a time. #RaveisMortgage #WilliamRaveis #CommunityPartners #CommunityLending #GrowYourFuture #HomeownershipJourney #WilliamRaveisMortgage #CreatingCommunity #YourNextChapter #LetsGrowTogether #BiggerandBrighter #202Thrive #LearnMoreGetMore #Pre-Approvals

Big news this week—inflation is cooling, and mortgage rates are the lowest we've seen since early December! That's a win for anyone thinking about buying or refinancing. Plus, the latest economic data points to slower growth, which could help keep rates steady. The Federal Reserve's preferred inflation gauge showed a 2.6% increase over the past year, down from 2.9% last month. While we're not at the Fed's 2.0% target yet, we're moving in the right direction. Lower inflation helps ease pressure on mortgage rates, which is great news for buyers. Consumer confidence took a hit this month, especially for lower-income households. Prices on essentials like groceries remain high, and concerns about job security are growing. But with mortgage rates easing, this could be an opportunity for buyers to lock in better affordability. Jobless claims ticked up to 242,000, the highest since October. While that might sound concerning, it's actually in line with what we saw in pre-pandemic years. The job market remains strong, but it's something to watch as we head into the spring homebuying season. New home sales dipped 11% in January, largely due to harsh winter weather in the South. Despite the slowdown, home prices held steady, with the median new-home price reaching a record-high $446,300, up 4% from last year. The supply of new homes is also the highest it's been since 2007, giving buyers more options. Looking ahead, a few key reports next week could impact the market, including the latest data on manufacturing, trade, and employment. The big Employment Report next Friday will provide insight into job growth, wages, and unemployment—factors that influence mortgage rates. If you're ready to open the doors to your dream home, reach out today—we're here to help! #RaveisMortgage #BiggerandBrighter #202Thrive #WilliamRaveis #RaveisTeam #SpringMarket #MortgageUpdate #InterestRates #HousingCosts #FedMeeting #InflationWatch #HomeBuying #RealEstateMarket #HousingTrends #MortgageRates #FinancialNews #EconomicUpdate

Mortgages Unboxed—where we break down mortgage terms in a way that actually makes sense! Contingencies help protect both buyers and sellers by ensuring key conditions—like financing or inspections—are met before closing. They're an important part of any home purchase, giving everyone peace of mind in the process. Stay tuned as we unpack more mortgage terms to help you navigate home financing with confidence! Have a mortgage term you've always wondered about? Drop it in the comments, and it may get featured next! ?? #MortgageUnboxed #MortgageTermoftheWeek #MortgagePros #BiggerandBrighter #202Thrive #WilliamRaveis #MortgageContingency #AskRaveis #MortgageTips #MortgageVocab #RaveisMortgage

Saving for a down payment is one of the biggest challenges homebuyers face, but MassHousing is here to help! If you're a first-time homebuyer in Massachusetts, you could be eligible for up to $30,000 in down payment assistance when purchasing a home in any city or town across the state. Whether you're looking at a single-family home, condo, or even a 2- to 4-family property, this program is designed to make homeownership more accessible and sustainable. To qualify, you'll need to meet income requirements and use an affordable MassHousing Mortgage loan to purchase your new home. Curious if this could work for your situation? Connect with your local Raveis mortgage pro who can walk you through the details and help you take the next steps toward opening the door to your dream home! #HomeownershipGoals #DownPaymentAssistance #RaveisMortgage #MassHousing #downpaymentassistance #affordableloans #mortgage #Tipsforhomebuyers #Firsttimehomebuyerprogram #202Thrive #BiggerandBrighter #LearnMoreGetMore #MAMortgageBankers #MARealEstate #MassachusettsMortgages

This past week was relatively quiet for mortgage markets, with no major economic reports making waves. As expected, the housing market showed some softness in January, particularly in areas hit by bad weather. Despite that, mortgage rates held steady with little change. Home sales dipped 5% from December, but they were still slightly higher than this time last year. Meanwhile, home prices continued their climb, with the median price hitting $396,900—a record high for January and up 5% from a year ago. Inventory remains tight, sitting at just a 3.5-month supply nationwide, well below the six months considered a balanced market. That said, inventory levels have improved by 17% compared to last year, giving buyers a little more to choose from. New home construction also took a hit last month, with housing starts dropping 10% from December. Single-family home construction was down 8%, and builder confidence slipped as uncertainty around tariffs, high mortgage rates, and rising costs weighed on the industry. On a more positive note, building permits—a key indicator of future construction—held steady, suggesting some stability ahead. Mortgage application activity followed the same trend as the rest of the housing market. Refinance applications dipped 7% from the previous week, but they're still up a significant 39% compared to a year ago. Purchase applications also fell 6% week-over-week but managed to stay slightly ahead of last year's levels. Looking ahead, investors will be paying close attention to what the Fed says about future rate decisions. Next week's key economic reports include Consumer Confidence on Tuesday, New Home Sales on Wednesday, and the Fed's preferred inflation measure, the PCE price index, on Friday. If you're ready to open the doors to your dream home, reach out today—we're here to help! #RaveisMortgage #BiggerandBrighter #202Thrive #WilliamRaveis #RaveisTeam #MortgageUpdate #InterestRates #HousingCosts #FedMeeting #InflationWatch #HomeBuying #RealEstateMarket #HousingTrends #MortgageRates #FinancialNews #EconomicUpdate

Mortgage Unboxed—where we break down mortgage terms in a way that actually makes sense! Before you close on a home, make sure you've got a little extra in the bank! Cash reserves help cover mortgage payments and unexpected expenses—giving you (and your lender) peace of mind. Stay tuned as we unpack more mortgage terms to help you navigate home financing with confidence! Got a term you've always wondered about? Drop it in the comments! ?? #MortgageUnboxed #MortgageTermoftheWeek #MortgagePros #BiggerandBrighter #202Thrive #WilliamRaveis #CashReserves #AskRaveis #MortgageTips #MortgageVocab #RaveisMortgage

The road to fair housing is woven into Black history—from the fight for civil rights to the push for equal access to homeownership. This timeline highlights key moments, hard-fought victories, and the work still ahead. Understanding the past helps us build a more equitable future! Watch now and see how these milestones continue to shape our communities today. #FairHousing #BlackHistory #EquityInHomeownership #NAACP #MortgagePros #RaveisMortgage #BlackHistoryMonth2025 #FairHousingAct #UnitedStatesHistory #MortgageHistory #MortgageFacts #FairHousingHistory #USHistory

Happy Presidents' Day! Today, we're reminded that homeownership hasn't always been as accessible as it is now—historical milestones have paved the way to make the dream of owning a home possible for more Americans. #PresidentsDay #HomeownershipAccessibility #FHA #FDR #MortgageMadeEasy #RaveisMortgage #YourHomeJourney #MortgagePros #BiggerandBrighter #202Thrive #USA