Think offering monthly payments is risk-free? Think again. Most sellers don’t realize the hidden risks of offering payment plans. ? With BNPL from Ratio, you can offer flexible payments—without worrying about non-payment, collections, or cash flow gaps. ???But without BNPL, you’re stuck with two bad options: 1) Make customers go through painful financing approvals (endless documents, bank statements, and credit checks) 2) Offer monthly payments yourself (and take the hit if a customer stops paying) Rachel Cunico, Head of Product at Ratio, breaks down why sellers need a better solution. Watch now to understand the risks—and how to avoid them. ?? #BNPL #SalesLeadership #RevOps #B2BSales #SalesEfficiency
Ratio
金融服务
San Mateo,California 1,114 位关注者
BNPL for B2B and SaaS. Win More and Get Up to 100% of the TCV UpFront. Learn how Companies are increasing ARR by 60%+
关于我们
Ratio is a new kind of FinTech which combines financing, payments, predictive pricing and a frictionless quote to cash process into one platform for SaaS and technology companies. We are reinventing the way that recurring revenue businesses, starting with SaaS companies, accelerate sales and leverage capital to fuel growth. Ratio is democratizing how customers buy technology and how technology companies fund themselves by removing barriers to purchase and creating access to a new source of growth capital. Simultaneously, we are creating a new multi-trillion dollar fixed income asset class for investors. We currently offer two products to serve this market: a) Ratio Boost - A fully integrated buy-now-pay-later (BNPL) payment and checkout product for SaaS and recurring revenue companies. Your customers are offered ultimate payment flexibility and a frictionless buying experience, while you still get paid upfront for each customer contract without discount or dilution. b) Ratio Trade - A non-dilutive upfront capital solution for high growth SaaS and recurring revenue companies backed by their portfolio of contracts. No need for companies to discount or dilute for growth or working capital. No restrictive covenants and access to capital in days not months.
- 网站
-
https://www.ratiotech.com/
Ratio的外部链接
- 所属行业
- 金融服务
- 规模
- 11-50 人
- 总部
- San Mateo,California
- 类型
- 私人持股
- 创立
- 2021
- 领域
- Financial services、SaaS、AI、Revenue-based Financing、Buy Now Pay Later、RBF、BNPL、Pricing、Underwriting、Non-dilutive、Capital、Funding、Venture Capital、Private Equity和Fixed Income
产品
Ratio Boost
配置报价 (CPQ) 软件
A fully integrated buy-now-pay-later (BNPL) payment and checkout product for SaaS and recurring revenue companies. Your customers are offered ultimate payment flexibility and a frictionless buying experience, while you still get paid upfront for each customer contract without discount or dilution.
地点
Ratio员工
动态
-
Ratio转发了
?? Prospect: “We love your product, but we can’t pay upfront.” ?? You: "Why does this always happen?!" With BNPL from Ratio, you close deals faster by offering flexible payments—without the risk. - No more pricing objections - No more chasing payments - No more losing deals Because getting a “yes” shouldn’t depend on payment terms. #SalesStruggles #B2BSales #BNPL #RevOps #SalesEfficiency
-
-
?? Prospect: “We love your product, but we can’t pay upfront.” ?? You: "Why does this always happen?!" With BNPL from Ratio, you close deals faster by offering flexible payments—without the risk. - No more pricing objections - No more chasing payments - No more losing deals Because getting a “yes” shouldn’t depend on payment terms. #SalesStruggles #B2BSales #BNPL #RevOps #SalesEfficiency
-
-
???B2B SaaS sales cycles have never been longer. The key to closing high-value deals isn’t working harder—it’s working smarter. Accelerate your SaaS business with Ratio’s CPQ and billing platform powered by AI. Delve into the details on how to unlock smarter, faster growth today. Link in comments ??
-
"Hit your sales quota, they said. It’ll be easy, they said." ?? You followed all the best practices: Wake up before sunrise Meditate, stretch, run Read the news, check emails, prioritize Post on social, drink coffee And then the real work begins… Make calls Prepare a quote Send the quote Negotiate the quote Follow up… and follow up again… and still, silence Chase down approvals, finance, legal Re-negotiate, re-send, wait again Finally, a signed deal! ?? …Only to start chasing monthly payments This isn’t how sales should be. You should be closing deals—not getting stuck in an endless cycle of follow-ups and financial roadblocks. What if sales could be just about selling, not chasing signatures and payments? ?? With Ratio Boost, you close deals faster, eliminate payment delays, and never worry about cash flow again. Streamline your sales process. Close more deals. Get paid faster. #B2BSales #SaaS #SalesLeadership #RevenueGrowth #BNPL
-
-
Are You Running Your Business Like a Caveman? Once upon a time, business was simple. You bartered goods. You traded by hand. You waited weeks or months to collect what you were owed. But the world evolved. Finance evolved. Your customers evolved. Yet, some founders are still operating with a prehistoric mindset when it comes to cash flow: ? Sticking to rigid payment terms ? Waiting for customers payments ? Scrambling for capital instead of leveraging existing finance tools Meanwhile, the competition? They’re securing cash upfront, integrating flexible financing, and keeping their revenue flowing without friction. ?? The new era of finance is here. Those who adapt will thrive. Those who don’t? Well… we all know what happened to the dinosaurs. Integrate BNPL into your offering now. Link in comments for more.
-
-
The SaaS Founder’s Dilemma: Your customers want flexible payment terms, but you need cash flow to survive. So, what do you do? - Offer Net 60 and hope you don’t run out of runway? - Push for upfront payments and risk losing the deal? - Raise VC and dilute your ownership? **Little known fact ???You don’t have to choose.** By leveraging revenue financing (aka converting ARR into upfront cash), you can stop playing cash flow roulette and start scaling sustainably. Your clients get the flexibility they demand. You get the capital you need to grow. Win-win. ?? #SaaS #Fintech #BNPL #B2BPayments #CashFlow #ARR
-
-
Did you know that many tech companies have unintentionally become banks? By offering flexible payment terms to customers, they’re tying up cash flow, limiting growth, and increasing risk. But it doesn’t have to be this way. Companies like DearDoc found a way to stop acting like a bank — and instead, turned financial flexibility into higher sales and faster growth. Discover how they did it. Case study link in the comments. ??
-
Transacting deals without embedded financing means more work and less revenue. Sales team signs a new deal → Smiling, celebrating, feeling like a rockstar. Finance realizes they won’t see cash for 60-90+ days → Confusion sets in. Founder starts chasing invoices, collections, & losing revenue → Frustration. Dismay. Stress. Sound painstakingly familiar ? We thought so too. With Embedded CPQ + Financing, you can remove cash flow delays and offer flexible payment terms—without waiting for customer payments. ?? More deals. More revenue. Less chasing invoices. ?? Calculate your cash flow and learn how to stop the cycle with link in the comments
-