radius financial group inc.

Let's Talk Mortgages: What Are HOA Fees? ???? If you're buying a home in a planned community, condo, or townhouse, you may have to pay Homeowners Association (HOA) fees. These fees help maintain shared spaces and amenities, covering costs like: 1?? Landscaping & maintenance – Keeping common areas beautiful 2?? Amenities – Pools, gyms, and clubhouses 3?? Security services – Gated communities & patrols 4?? Repairs & upkeep – Exterior maintenance and shared structures HOA fees vary by community, so factor them into your monthly budget when buying a home. Have questions about how they impact your mortgage? Let's chat!

radius President’s Club Beyond the Beach: A Celebration of People and Purpose Yes, the trip is beautiful. But the real reward is being surrounded by people who lift each other up, challenge each other to grow, and never forget where success truly starts, with our team. Every loan officer here has worked hard, stayed motivated, and earned their place. But none of it happens without the incredible teams behind the scenes. From start to finish, your dedication is at the core of every win we celebrate. Thank you for your consistency, care, and commitment. You help radius thrive, and we’re better because of you. Making Mortgages & Life Better! https://hubs.la/Q03dG5my0

The housing market is always shifting—interest rates, inventory, and buyer demand all play a role in home affordability. Here's what to watch right now: ?? Mortgage rates are fluctuating – Locking in a rate early can protect you from increases. ?? Inventory remains tight – Buyers need to act fast in competitive markets. ?? Home prices are stabilizing – A great time to explore financing options. Understanding market trends helps you make informed decisions about buying, selling, or refinancing. Let's talk about how today's market impacts your homeownership goals!

Would you rather: ?? Put down more upfront for a lower interest rate and smaller monthly payments? OR ?? Keep more cash on hand with a lower down payment but a slightly higher interest rate? Each option has its pros and cons—it all depends on your financial goals! Which would you choose? Drop your thoughts below!

With interest rates fluctuating, locking in your mortgage rate now can protect you from future increases and help secure a more affordable monthly payment. A rate lock gives you peace of mind, knowing your rate won't change during the loan process—even if the market shifts. Don't wait for rates to climb higher! Explore your mortgage options today and lock in a great rate before it's too late.

Spring is one of the busiest seasons for homebuyers, so preparation is key! Here's how to stay ahead of the competition and land your dream home: 1?? Get pre-approved – Strengthen your offer by knowing exactly what you can afford. 2?? Check your credit – A strong score can secure better loan terms. 3?? Save for upfront costs – Factor in your down payment, closing costs, and moving expenses. 4?? Work with a trusted lender – Quick financing can give you a competitive edge. 5?? Act fast – Homes sell quickly in spring, so be ready to make an offer! The market moves fast—let's get you mortgage-ready today!

Let's Talk Mortgages: What is a Balloon Payment? A balloon payment is a large, lump-sum payment due at the end of certain mortgage loans. These loans often have lower monthly payments upfront but require a significant final payment when the term ends. ?? Great for short-term financing needs ?? Works best if you plan to sell or refinance before the balloon payment is due ?? Can be risky if you're not financially prepared for the final payment Thinking about a balloon loan? Let's talk about whether it's the right fit for your financial goals!

At radius insurance group, we know how important it is to safeguard your business from unexpected risks. Whether you're looking for liability coverage, property insurance, or workers' compensation, we have tailored solutions to keep your business secure. Let's build a protection plan that fits your needs—because your business deserves the best defense.

Spring is the perfect time to review your mortgage and see if refinancing could save you money or better align with your financial goals. Ask yourself: ? Could you lower your interest rate? ? Do you want to reduce your monthly payment? ? Need to tap into home equity for big expenses? ? Want to pay off your loan faster? If any of these apply to you, let's talk about refinancing options today!