Runey & Associates Wealth Management

While tariffs can present challenges, they are usually temporary disruptions rather than long-lasting economic threats. By staying the course and adhering to a well-considered investment strategy, investors can navigate these periods of uncertainty and remain on track to achieve their financial objectives. Check out our blog post "Tariffs: Separating Fact from Fiction" for much more information on this topic. #tariffs, #financialplanning, #retirementplanning, #charlestonsc, #mtpleasantsc, #investmentmanagement, #wealthmanagement

In today’s financial world, the?need for specialized financial advisors, such as someone specializing in Retirement Planning, is more critical than ever. Unlike generalist advisors from large firms, niche advisors bring a focused expertise that directly addresses the unique concerns of their clients. These specialists dedicate their careers to mastering the nuances of specific financial needs, such as retirement planning, tax strategies, or estate planning. For those preparing for retirement, the focused approach of a specialist advisor provides a customized experience that is aligned with their specific financial goals and challenges. We invite you to read the full blog post to learn more about the benefits of working with a specialist: - Enhanced Client Experience - Confidence in Specialized Knowledge - Engaging Communication - Community Connection - Access to a Network of Experts - Value Beyond Cost We hope you enjoy the read and, as always, please feel free to reach out to us?if you have any questions. #retirementplanningspecialist, #specialistadvisor, #retirementplanning, #wealthmanagement, #mtpleasantsc, #charlestonsc

We want to extend our sincerest?THANK YOU to all of you for making our 6th Annual Holiday Food Drive for East Cooper Community Outreach (ECCO) a success!?We collected a record?270 lbs of food and pantry items and raised $240 of monetary contributions!?All of the donations were dropped off at ECCO on Tuesday and they were very grateful as the shelves were starting to empty out before the holiday. Thank you to all of you who participated in our raffle?(winners have been notified)?and to those of you who came to our open house last Thursday?- we really enjoyed your company in a relaxed setting. We hope to do it again! Wishing all of you a wonderful Holiday Season! Linda, Jamie, and Tyler

Join us in our 6th Annual Food Drive for ECCO (East Cooper Community Outreach)! We are excited to host this food drive and we will have an Open House and a Raffle to provide more opportunities to contribute. Online donation options are also available. Please check out the flyer below for ways to participate.

Considering a Loan From Your 401(k)? Borrowing from your 401(k) can be daunting, especially for those nearing retirement. While a 401(k) loan provides quick access to funds with interest paid back to your own account, it’s crucial to approach this option with caution. Unrepaid loans are considered taxable distributions, potentially incurring penalties if you’re under 59.5 years old. Consulting a?financial advisor?can provide the guidance needed to make an informed decision. Check out our blog post to learn more. #401kloan, #wealthmanagement, #retirementplanning, #financialadvisor, #mtpleasantsc, #charlestonsc, #investmentmanagement

When it comes to choosing a financial advisor there is a great deal of information out there, but it seems to be a universal problem that?explaining the value of an advisor is an intangible and often hard to articulate concept. Your relationship with your advisor does not produce a tangible product that can be evaluated based on features, specifications, and functions. Thus, the natural tendency is to evaluate your advisor based on one attribute that is readily available and tangible, which is your portfolio rate of return. However, a good financial advisor provides tangible and intangible value that far supersedes any arbitrary rate of return comparison. We invite you to check out our extensive blog post on the topic where we highlight the 10 Things a Good Financial Advisor Should Be Doing for You. #financialplanning, #financialadvisor, #retirementplanning, #mtpleasantsc, #charlestonsc, #goodfinancialadvisor

As you approach retirement, uncertainty about your financial future is common, and seeking professional advice can be immensely beneficial. This blog post outlines five key steps to preparing for retirement,?ensuring a smooth financial transition?into this next chapter of your life.? #retirementplanning, #financialplanning, #wealthmanagement, #financialadvisor, #charlestonsc, #mtpleasantsc,

In order to enhance your financial situation, it is crucial to reconsider the conventional notion of “winning the tax game” which involves approaches such as minimizing tax payments in the present year and receiving substantial tax refunds annually. It is important to recognize that?adopting such strategies can often lead to adverse long-term financial consequences. Read our blog post to learn how to avoid 3 of these common tax pitfalls. #taxplanning, #financialplanning, #retirementplanning, #wealthmanagement, #charlestonsc, #mtpleasantsc, #financialadvisor

When it comes to?estate planning, one crucial aspect that often gets overlooked is the inclusion of retirement assets. Planning for Retirement Assets in Your Estate Plan is essential to ensure that your hard-earned savings are distributed according to your wishes after you pass away. In this comprehensive guide, we will delve into the various considerations and strategies for incorporating retirement assets into your estate plan effectively. #retirementplanning, #estateplanning, #financialplanning, #mtpleasantsc, #charlestonsc, #retirementassets

Are you considering retiring in Charleston, SC and wondering about the cost of living in this beautiful city? In this blog post, we will talk about the costs retirees need to think about when planning for retirement in Charleston. #charlestonsc, #mtpleasantsc, #wealthmanagement, #retirementplanning, #costofretirement, #financialplanning