QRails, Inc.

Big things happening at XTM. We are so excited to announce the launch of AnyDay? Earned Wage Access (EWA) for a Fortune 15 employer, marking our largest commercial EWA program to date. ??! “Our recently announced financing empowers us to launch the first of many significant AnyDay EWA deals. We are focused on execution, positioning us to support the massive demand for EWA, globally.” — Marilyn Schaffer, XTM, CEO. AnyDay Earned Wage Access is the only vertically integrated, SAP-certified EWA, with the capabilities to seamlessly execute at scale. Through leading Payroll and Time & Attendance integrations and leading HR technology partners, XTM continues to onboard employers who want to provide impactful financial wellness benefits that do not affect the bottom line. For more information and to access The Era of On-Demand Pay white paper, visit paidanyday.com/ewa. Read the full release here: https://lnkd.in/ewrhzAmG

We’re excited to welcome our latest client Good Co. Bars to AnyDay! ?? With multiple locations across BC, Good Co. Bars is the go-to place to go for great food, drinks, music and some fun arcade gaming. ??????? They are revved up to save their operation thousands of dollars monthly with efficient and automated tip distribution with AnyDay Payments. Want to learn how AnyDay can benefit your business & employees? Learn more here: https://lnkd.in/edBERjW8 #AnyDay #PaidAnyDay #AnyDayFinancial #newclient #goodcobars

Big news to build on our 2024 growth trajectory ?? . The influx of strategic capital investment secures operational funds to aggressively roll out AnyDay Earned Wage Access at scale. Combined with our contracted distributor agreements, we are well positioned to become the top EWA provider globally. ?? Learn more here: https://lnkd.in/e4t_pzcu

Happy employees make happy customers. Happy employees get paid, AnyDay. ?? We’re excited to officially launch Earned Wage Access (EWA) in Canada! What is Earned Wage Access (EWA)? EWA offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday ??! Why should businesses have earned wage access as an employee financial benefit? With almost 90% of employees saying they’d stay with a company if they could get their earned wages when they wanted, implementing EWA is a no-brainer for employers and HR leaders that want to level up their?#retention?and?#recruitment?strategies for 2024 ?? Why do workers value earned wage access? Because making ends meet and living the "pay check to pay check lifestyle" has gotten harder for every hardworking employee. ?? Download our EWA white paper now to learn more about this game-changing, payroll-enhancing employee benefit:?https://lnkd.in/efE37-Vn #AnyDay?#AnyDayFinancial?#AnyDayPayments?#EWA?#earnedwageaccess?#employeebenefits?#payroll

Happy employees make happy customers. Happy employees get paid, AnyDay. ?? We’re excited to officially launch Earned Wage Access (EWA) in Canada! What is Earned Wage Access (EWA)? EWA offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday ??! Why should businesses have earned wage access as an employee financial benefit? With almost 90% of employees saying they’d stay with a company if they could get their earned wages when they wanted, implementing EWA is a no-brainer for employers and HR leaders that want to level up their?#retention?and?#recruitment?strategies for 2024 ?? Why do workers value earned wage access? Because making ends meet and living the "pay check to pay check lifestyle" has gotten harder for every hardworking employee. ?? Download our EWA white paper now to learn more about this game-changing, payroll-enhancing employee benefit:?https://lnkd.in/efE37-Vn #AnyDay?#AnyDayFinancial?#AnyDayPayments?#EWA?#earnedwageaccess?#employeebenefits?#payroll

2024 is off to an exciting start ?? We are now officially rolling out our #earnedwageaccess solution in Canada ?? “Through our QRails acquisition, XTM became the first vertically integrated, fully SAP-certified provider of on-demand pay, which is a game-changer for employers who want to offer impactful, retention-focused benefits to their employees at scale,” said Marilyn Schaffer, CEO, XTM.?“Since the acquisition of QRails in August of last year, we have seen significant momentum for EWA within the U.S., including a 328% YOY increase in revenue.?We are excited to bring this innovative payroll enhancement to Canadian employers and payroll partners.” Learn more about our game-changing AnyDay #EWA launch: https://lnkd.in/gMGnBgvz

As we reflect on the year we’ve had, we want to share a list of some of the initiatives and features we shipped in 2023??? + Acquired cloud-based, API-driven issuer-processor QRails, Inc. + Merged our U.S. Payments instant tip solution with the new U.S. Earned Wage Access program + Launched POS-integrated Tip Calculator feature + Launched amazing partnerships with Push Operations, CloudMD, to name a few + Launched our virtual health care, mental health support & financial wellness program + Launched our automated savings tool, Today Goals + Enhanced in-app security features, including Secure Lock, Transaction Verification and 2FA device recognition? + Client onboarding automation + Welcome series automation for new members + Resource Hub in client portal + Client portal notifications? + Card-linked cash back rewards and promotions? + Penny, our LIVE chatbot support + CRA tip compliance webinars, Tip Committee white paper and templates? + Tokenization with Google, Apple and Samsung wallets And the list goes on… What a year! What a team. We are grateful for our supportive clients, members and partners. And we’re just getting started. 2024, here we come ?? ?? ? #fintech #fintechinnovation #fintechs #earnedwageaccess #paymentsolutions #paymentprocessing #paymentsinnovation #ewa #scaleups

Our Q3 financial results show great traction with record-breaking top-line revenue, GDV momentum and US revenue growth ??. See details of Q3 financial results, with some notable achievements, including: ? ?? Revenue was up $1.9MM for the quarter, making it the strongest quarter for revenue since XTM Inc.'s inception. ? ?? Gross Dollar Value (GDV) grew $10MM from the previous quarter, showing a remarkable 31% increase from Q3 2022. ? ???? US revenue has increased 328% year over year, thanks to the QRails acquisition and AnyDay platform. Read more about our Q3 growth:?https://lnkd.in/gETN6P5M #GrowthMatters #today #xtminc #paidtoday #xtm #pressrelease #newsroom #financialresults #earnedwageaccess #EWA?#AnyDay