PYMNTS

Today in Payments for March 25, 2025: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1?? DeepSeek Debuts Upgrade to AI Model That Improves Reasoning and Coding https://hubs.ly/Q03dkg_q0 2?? Trump Media and Crypto. com Form ETF Partnership https://hubs.ly/Q03dk37Y0 3?? JPMorgan Chase and Walmart Introduce Embedded Finance for Marketplace Sellers https://hubs.ly/Q03dkd_c0

How is Mastercard building the rails that power the next generation of flexible payments? Join us March 26 as Seema Chibber, EVP Core Payments, North America, at Mastercard unpacks how payment networks are embedding installment options into their core infrastructure. Register now for your FREE spot: https://hubs.ly/Q03dmwyZ0

Gen Z leads the hunt for card rewards in shifting loyalty landscape. Here's What's Now today, March 25. ?? 65% of Gen Z consumers actively search for credit card offers according to PYMNTS Intelligence and BANYAN research, making them the most engaged "deal hunters" among all generations. ?? Personalization (74%) and ease of access (75%) now outrank traditional points systems in driving cardholder engagement, with proactive offer-seekers redeeming 42% more frequently than passive users. ?? Card issuers face a critical challenge: 56% of cardholders cite inconvenience as the main reason they don't fully utilize benefits—signaling a need for streamlined reward experiences to capture the attention of younger consumers. Do you actively seek out credit card rewards or just use whatever automatically comes your way? #whatsnowinpayments #pymnts #pymntstv #fintechnews #payments

The BNPL market has exploded to $175 billion—an 88-fold increase in just six years. ?? Our latest research reveals quite a surprising shift: 61% of BNPL users earning $100k+ choose these payment options for convenience, not necessity. What's driving affluent consumers to embrace installment plans?

SMBs lag significantly behind larger businesses across key digital sales channels. Our research reveals only 48% of small businesses generate sales through mobile apps versus 60% of large companies—with similar gaps in website (37% vs 43%) and marketplace (25% vs 39%) channels. Download our Global Digital Shopping Index with Visa Acceptance Solutions to see how SMBs can close this critical digital divide: https://hubs.ly/Q03djSgp0

Beyond retail: How will Pay Later transform healthcare, travel, and B2B? Find out at our March 26 virtual event featuring payment industry visionaries from Affirm, Mastercard, Splitit, Versatile Credit, and Marqeta. Grab your FREE seat now: https://hubs.ly/Q03djN5D0

Credit unions face a mobile app challenge that goes beyond basic functionality. i2c Inc.'s David Durovy tells PYMNTS that CUs understand they need to transform digital banking into meaningful member conversations, but significant obstacles remain. See his vision for "smarter" banking and the path forward for credit unions: https://hubs.ly/Q03dhSNW0

Fed Governor Bowman's nomination as vice chair for supervision could reshape banking oversight. Her speeches reveal concerns about post-SVB regulatory proposals and application processes, while emphasizing transparency for emerging technologies. https://hubs.ly/Q03d6mvx0

J.P. Morgan?and?Walmart have launched an embedded finance tool letting merchants on the retailer’s?platform accept and make payments. ?? Get all the details on PYMNTS: https://hubs.ly/Q03dh1rM0

Today in Payments for March 24, 2025: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1?? RTGS Global Integrates TransferMate to Expand Cross-Border B2B Payments Network https://hubs.ly/Q03d6pHN0 2?? Monzo Debuts Tool to Ease Shared Expense Awkwardness https://hubs.ly/Q03d6qRL0 3?? Small Business Insurer Next Sold to ERGO for $2.6 Billion https://hubs.ly/Q03d6pFZ0