Provident Oak Financial, LLC

Many government programs can assist those with developmental disabilities, including Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Understanding how these programs work and their eligibility criteria is critical. Matthew 25:40 teaches us, "Whatever you did for one of the least of these brothers and sisters of mine, you did for me," which encourages us to care for others by using available resources to support them. Need a professional you can trust? Please reach out! We have an amazing network and team who are happy to help! www.ProvidentOak.com #TipTuesday #FinancialPlanning #ProvidentOakFinancial

Empowering Independence: Helping Loved Ones Manage Money As your loved one with developmental disabilities grows, it’s important to empower them with financial skills that promote independence. Start by teaching basic money management, budgeting, and saving. Proverbs 16:3 reminds us to “Commit to the Lord whatever you do, and he will establish your plans,” so take a prayerful approach as you guide them. Even small steps toward financial literacy can lead to greater self-sufficiency. What is your favorite financial app? www.providentoak.com #ProvidentOakFinancial #Investing #DevelopmentalDisabilityMonth #FinancialPlanning

March is Developmental Disabilities Awareness Month, and as Christians, we are called to care for those with unique needs. If you have a loved one with developmental disabilities, it’s important to start planning for their future. This may include setting up a special needs trust to ensure their financial security without affecting their eligibility for government benefits. Many don’t realize that can even happen. You can actually hurt a loved one by leaving them even a little money and it disqualifying them from their much-needed benefits because it isn't left in the correct manner. Proverbs 22:6 reminds us to "train up a child in the way he should go," and that extends to supporting our loved ones throughout their entire life. Remember, you don't have to do it alone! We are here to help! www.ProvidentOak.com #FinancialPlanning #Investing #DevelopmetnalDisabilitiesAwarenessMonth #ProvidentOakFinancial #TipTuesday

??February is both Financial Awareness Month and International Friendship Month, a time to celebrate the bonds we share with our closest friends! ?? With holidays like *Galentine’s Day* and the Super Bowl bringing us together, it's the perfect time to reflect on how our friendships influence our finances. This month, we'll dive into different ways friends shape our financial habits. First up: ??Spending Habits & Lifestyle Choices ??♀? **Peer Influence**: Whether it's dining out, traveling, or keeping up with the latest trends, your friends' spending habits can have a big impact on your own. If they’re splurging, you might feel tempted to join in! ?? **Keeping Up**: The pressure to match your friends’ lifestyle can lead to impulse spending, piling on debt, or neglecting your savings. ??It is time to Self-reflect. How do you react to Peer Influence and Keeping Up? Do you struggle with setting a budget or saying no? Not sure if you are able to keep up or where to start? We are here to help! ProvidentOak.com #FinancialAdvisor #ProvidentOakFinancialLLC #TipTuesday

Are You Ready for Life’s Unexpected Moments? ?? Life can be unpredictable, but your finances don’t have to be. Financial experts suggest having at least three months' worth of living expenses in an emergency fund—*not* relying on credit cards! ???? If you lose your job, maxing out your cards could trap you in a cycle of debt with high interest and minimum payments. Instead, having a well-stocked emergency fund helps you cover essentials while you focus on your next steps. Not there yet? No worries! Start building your rainy-day fund today. Every little bit adds up toward a more secure future. ??? Let’s make sure you're prepared for whatever comes your way! ?? www.ProvidentOak.com #EmergencyFund #FinancialSecurity #RainyDayFund #SmartMoneyMoves #ProvidentOakFinancial #PrepareForTheUnexpected

Are you ready to invest with purpose and make a real impact? Join us for an exclusive seminar where we’ll show you how to align your investments with your values and beliefs, all while driving positive change in the world. During this session, we’ll guide you through the essentials of purpose-driven investing and give you the tools to evaluate your current portfolio. Curious if your investments truly reflect your values? Bring your portfolio for a complimentary screening! Plus, enjoy a delicious BBQ dinner as you connect with like-minded individuals. Space is limited – secure your spot today! RESERVATIONS ARE REQUIRED Click the link below or use your mobile device to scan the QR code in the flyer to RSVP. https://lnkd.in/grkhXdCy

?? Strengthen Your Passwords, Strengthen Your Security! ?? Your financial accounts are too important to leave unprotected. To prevent fraud and hacking, make sure your passwords are strong and unique for each account. ??? ?? IT experts recommend using complex passwords that are hard to guess. Don’t repeat passwords—each account should have its own! Stay ahead of fraudsters by prioritizing your online security. ?? Did you know we have an IT professional in our network of professionals that we personally use and recommend? We have worked hard over the years to vet and build a great list of professionals to help meet many needs! We are the first to tell you that we are not experts of all things and are happy to refer you to get the help you need! www.ProvidentOak.com #CyberSecurity #PasswordProtection #FinancialSecurity #FraudPrevention #ProvidentOakFinancial #StaySafeOnline

?? Review Your Social Security Statement! ?? If you've worked in a job eligible for Social Security benefits, take a moment to review your annual statement! ?? It shows how much you've paid into the system and can be a valuable tool for planning your retirement. Understanding this info now helps you make informed decisions for a more secure future. ???? Have questions about how to use your statement for Retirement Planning? We're here to help! ?? www.ProvidentOak.com #RetirementPlanning #SocialSecurity #FinancialSecurity #ProvidentOakFinancial #PlanForTheFuture #TipTuesday

Financial Growth Starts with Reflection?? As we move into 2025, let's take a moment to look back on 2024. The key to improving your financial journey is seeing every mistake as a teaching moment.???? If a strategy is working for you, keep going! But if there’s room for growth, let’s refine those choices together. It’s all about learning from the past to make better decisions moving forward. Let’s make this year your most financially successful one yet! www.ProvidentOak.com #FinancialFreedom #2025Goals #FinancialGrowth #BetterChoices #ProvidentOakFinancial #SmartMoneyMoves #ProvidentOakFinancial #TipTuesday

???? Merry Christmas and Happy New Year from all of us at Provident Oak Financial LLC! ???? We are so thankful for each of you and hope you all have a blessed holiday season surrounded by those you love. #MerryChristmas #ProvidentOakFinancial #FaithBasedFinance #Blessings