Premiums for the Planet

Money moves the world—let’s make sure it’s moving in the right direction. This B Corp Month, we’re celebrating our fellow B Corps that are proving business can be a force for good—like Climate First Bank. As a values-based bank, Climate First ensures that deposits fund renewable energy and sustainable solutions, not industries that set us back. Thanks to their commitment to financing solar projects, they’ve reached $1 billion in assets—a testament to the power of aligning money with mission. At Premiums for the Planet, we believe in walking the talk—that’s why we trust Climate First with our own banking. Just like they’re reshaping finance, we’re rethinking insurance, making it easy for brands to ensure their premiums support a just, livable future. And lucky for us, they're also great people. Here's our Head of Partnerships Nick Gardner with Executive Chairman Kenneth LaRoe and his wife Dr. Cindy Laroe at last year's #ClimateWeekNYC. Want to bank where your values are? Learn more about Climate First Bank:?https://lnkd.in/ddWxNKw #BCorpMonth #BetterBusiness #ClimateAction B Lab U.S. & Canada Lauren Dubé

Resilience in the Face of Change: The Future of Winter Business at #SIASummit The snowsports industry has always been defined by resilience—adapting to shifting consumer habits, evolving business models, and the ever-changing climate. But today, a new challenge looms large: the instability of the insurance market. As climate risks escalate, insurance costs are skyrocketing, and coverage is shrinking. For mountain towns and winter sports businesses, this isn’t just a financial burden—it’s an existential threat. If we want to safeguard the future of winter sports, we need collective action. That’s why we’re heading to the Snowsports Industries America Global Summit next week in Sundance, Utah—a place that knows firsthand how fragile economic ecosystems can be. With the recent news that the iconic Sundance Film Festival might leave Utah, it’s a stark reminder that no industry is immune to disruption. The same forces reshaping entertainment—risk, capital flow, and shifting priorities—are also affecting winter tourism and mountain economies. Sessions to Watch at SIA: ?? The Future of Winter Business – Where industry leaders Stacey Hutchinson of POWDR; Pete LaBore of Christy Sports; Ashley Laporte of Burton Snowboards; and Sergio Kiehl of Fischer Sports will explore challenges, opportunities, and the future of winter outdoors in a session moderated by SIA President Nick Sargent. Tuesday, March 25, from 10-11 a.m. ?? Creating a High-Performance Culture in a Changing World – Where Win Jeanfreau of iMpact Utah will present a discussion on how to navigate regulations, shifting demographics, and unpredictable snowfall with simple strategies to build resilient, high-performing teams. Wednesday, March 26, 11-11:45 a.m. We’re excited to join for these conversations—because insurance shouldn’t be an afterthought in the fight for winter’s future. If you’re attending and want to chat about de-risking winter businesses, let’s connect. Together, we can ensure winter remains not just a season, but a sustainable industry. #SIASummit #WinterBusiness #SnowsportsIndustry #InsuranceResilience #MountainTowns #CollectiveAction

?? Regenerative agriculture is gaining traction, but let’s be real—scaling it isn’t just about passion. It’s about finance, risk, and making the right choices easier. That’s where insurance comes in. We sat down with Elizabeth Candelario of Mad Agriculture to dig into how rethinking finance—including the insurance industry’s role—could unlock a more resilient future for farming and business. Spoiler: It’s a game-changer. ?? ?? Top Takeaways from Our Conversation: ?? The future of food depends on reimagining finance. ?? Regenerative farming isn’t just an ethical choice—it’s an economic opportunity. ?? The insurance industry holds untapped power to make sustainability more accessible for brands. ?? Farmers don’t just need funding—they need a financial system that works for them. Right now, many financing structures push farmers toward extractive practices. Changing this is key to a thriving food system. Check out the carousel for highlights ? and read the full interview here: https://lnkd.in/gcMWrqna Let’s turn premiums into progress. Who’s in? ???? #RegenerativeAgriculture #SustainableFinance #PremiumsForThePlanet

We hit Expo West Climate Day yesterday in full force, with Nick Gardner taking the stage alongside some incredible thought leaders. A huge shoutout again to our fellow panelists: Megan Westgate of Non-GMO Project, Ryan Pintado-Vertner of Smoketown, LLC, Tina Owens of Transformational Investing in Food Systems, and Lauren Tucker of The Almond Project. The big takeaway? The insurance model is broken for the ag & food space. But just like the non-GMO, fair trade, and sustainable packaging movements, industry-wide action can change that. It’s time to rally. Despite the challenges, the momentum is real. As Ryan put it, "We might have lost game 6, but we have game 7 at home—the time to act is now. The movement for a more sustainable future in food has never been stronger.” Of course, no great movement happens without great fuel—so a special thanks to Waffles, our Head of Wellness, for ensuring Expo West was properly powered by an elite waffle bar ????. We also got to reconnect with so many familiar faces and cause partners who are moving the needle: ?? Max Hayes – B Lab U.S. & Canada ?? Elizabeth Candelario – Mad Agriculture ?? Courtney Pineau & Caitlin Oleson – The Climate Collaborative Collab ?? Kiira Heymann – Non-GMO Project ?? Stephanie Jerger – Organic Trade Association ?? Jeff Johnson – Purely Righteous Brands And we made some amazing new friends. ?? Britt Lundgren – Stonyfield ?? Mandy Anhalt – SAMBAZON ?? Kristy Drutman – Green Jobs Board #ExpoWest #PremiumsForThePlanet #ExpoWest #ClimateDay #SustainableFood #CollectiveAction #InsuranceForGood #Game7Mindset

??? We’re thrilled to be part of Climate Day at Natural Products #ExpoWest tomorrow, March 4, presented by our friends at The Climate Collaborative! With 600+ leaders from the grocery industry coming together, this event is all about driving climate action across food, beverage, and retail. At 2:45 PM PST in the Marquis Ballroom Center, our Head of Partnerships Nick Gardner will take the stage for "Industry Innovations and Critical Updates Driving Climate Action" alongside a stellar lineup: ?? Megan Westgate – Non-GMO Project ?? Ryan Pintado-Vertner – Smoketown, LLC ?? Tina Owens – Transformational Investing in Food Systems (TIFS) ?? Lauren Tucker – The Almond Project Nick will be diving into a critical but often overlooked challenge: insurance as a barrier to scaling regenerative agriculture. ?? Here’s the issue: Regenerative agriculture builds climate resilience, strengthens supply chains, and meets rising consumer demand. But financial infrastructure—especially insurance—isn’t keeping pace. Outdated risk models and underwriting gaps make it difficult and costly for businesses and farmers to secure coverage for climate-smart practices. ?? The opportunity? Rethinking insurance as a tool for climate action. By shifting how businesses approach their financial supply chains, we can drive policy innovation, unlock better coverage for climate-aligned companies, and turn insurance from a barrier into a catalyst for sustainable solutions. If you're at Climate Day, don’t miss this conversation! Let’s rethink risk and unlock the full potential of regenerative agriculture—together. ???? #ExpoWest #ClimateDay #RegenerativeAgriculture #SustainableFinance #PremiumsForThePlanet cc: Courtney Pineau, Caitlin Oleson, Mad Agriculture, B Lab U.S. & Canada

Your money shouldn't fuel the climate crisis. But if you have insurance, a bank account, or a retirement fund, there's a good chance it does. That’s why we’re thrilled to see Protect Our Winters tackling this head-on in their latest blog post: https://lnkd.in/e_zCqdTd A special shoutout to our friends at Carbon Collective for leading the charge on climate-first investing, and to Topo Finance for their game-changing banking emissions calculator, which allows you to uncover the dirt on your bank and find cleaner, greener alternatives. Also excellent job by Jason Parkin of PFP member company Compose[d] for nailing the UI/UX of the calculator, making it easier than ever for businesses to see their financial impact. If you’re ready to align your money with your values, this guide is a must-read. Huge thanks to Ryan Laemel, COO of POW, for including Premiums for the Planet in the conversation! #ClimateFinance #DivestYourDollars #PremiumsForThePlanet #ImpactInvesting

The challenge of finding a good photo of our Founder and CEO Brad Stevenson? He’s mid-hug in most of them. Classic Brad. His heart is as big as his ambition to save the planet, and we’re all better for it. One of the greatest privileges of working with Brad is witnessing his leadership up close. He has a rare ability to truly listen—not just to what’s said, but to what’s unsaid. He leads with courage, compassion, and an unshakable commitment to doing the right thing, even when it’s hard. Brad also knows that solving the world’s biggest challenges takes collective action—no one wins these battles alone. He fosters trust, honesty, and bold innovation, empowering those around him to think bigger and push further. He’s not just a leader; he’s the kind of steadfast friend and advocate you want in your corner—through the highs, the lows, and even the mundane in-betweens. Above all, he never fails to put one's humanity first. His leadership shapes how we make all of our decisions, leading to a unique work culture that we all genuinely love. Brad, we hope you have the happiest of birthdays and know how deeply we appreciate you. The world is better with you in it—and we’re beyond grateful to have you leading this charge (and handing out all those legendary hugs). #Leadership #Innovation #PremiumsForThePlanet #HappyBirthdayBrad

How can financial investments drive real change? Before Justin Egdorf wrapped up his tenure as VP of Finance and Operations at 1% for the Planet, we sat down with him to explore just that—along with why women make incredible leaders and the mantra that keeps him grounded in his mission to create a better world (hint: it’s all about helping others). Justin is a powerhouse of purpose, blending financial expertise with a deep commitment to global health, sustainability, and equity. From delivering medical care with Mercy Ships in West Africa to championing environmental finance at 1% for the Planet—and now leading as CFO of the YMCA of the Rockies—Justin has a track record of turning numbers into meaningful impact. At Premiums for the Planet, we believe in harnessing the power of financial systems—especially the massive insurance industry—to drive positive environmental change. Leaders like Justin prove that when money moves with purpose, real transformation follows. Read our full interview with Justin here: https://lnkd.in/gb_nuf98

It was a tough pill to swallow for most of our team, but let’s be honest—the most beloved member of the Premiums for the Planet squad has always been our Head of Wellness, Waffles. And really, how could it be anyone else? She is elegance and poise, serving looks while serving up sustainability tips and stress-free living advice. A self-care queen with a girl-boss attitude, she’s finally gracing Instagram with her presence. Give her a follow—just don’t let it go to her head. (Then again, she’d remind us that knowing how to take a compliment is also self-care.) Follow her at: https://lnkd.in/ggw59svB P.S. She writes a very popular monthly Waffles Wisdom advice column in the Premiums for the Planet newsletter. Sign up by dropping a comment below, or scrolling down to the bottom of our website https://lnkd.in/gAnxf7ME. You can also send your questions for her monthly column to [email protected].?

The Premiums for the Planet team has decided to start microdosing (or, where appropriate, macrodosing) on optimism lately—celebrating moments of innovation, progress, impact, and accessible joy wherever we can find it. So why not start with our own team? ?? Our brilliant Head of Insurance, Ann Boger, has been nominated for the Insure! Influence! Impact! award in the “Silo Smasher” category by CoVerse Communications. Frankly, we’re not even a little surprised. Ann is the longtime queen of busting down barriers, bridging divides, and uniting teams, ideas, and industries with her creative ingenuity and bold leadership. She's allergic to the status quo and absolutely thrives on rewriting the rules to solve big problems and spark meaningful change. Ann's energy is magnetic, her vision is unparalleled, and her tattoos? Iconic. (Fun fact: The one pictured here even inspired her own brand, Bramble and Bird Consulting.) Join us in raising a virtual toast to Ann and her unrelenting dedication to innovation, leadership, and better business. ?? Here’s to tearing down walls, disrupting norms, and leading with brilliance! #Insurance #WomenInInsurance #Leadership #Innovation #SiloSmasher #BarrierBreaker #TeamPremiumsForThePlanet #ProblemSolver #Awards