Premiums for the Planet

?? Regenerative agriculture is gaining traction, but let’s be real—scaling it isn’t just about passion. It’s about finance, risk, and making the right choices easier. That’s where insurance comes in. We sat down with Elizabeth Candelario of Mad Agriculture to dig into how rethinking finance—including the insurance industry’s role—could unlock a more resilient future for farming and business. Spoiler: It’s a game-changer. ?? ?? Top Takeaways from Our Conversation: ?? The future of food depends on reimagining finance. ?? Regenerative farming isn’t just an ethical choice—it’s an economic opportunity. ?? The insurance industry holds untapped power to make sustainability more accessible for brands. ?? Farmers don’t just need funding—they need a financial system that works for them. Right now, many financing structures push farmers toward extractive practices. Changing this is key to a thriving food system. Check out the carousel for highlights ? and read the full interview here: https://lnkd.in/gcMWrqna Let’s turn premiums into progress. Who’s in? ???? #RegenerativeAgriculture #SustainableFinance #PremiumsForThePlanet

We hit Expo West Climate Day yesterday in full force, with Nick Gardner taking the stage alongside some incredible thought leaders. A huge shoutout again to our fellow panelists: Megan Westgate of Non-GMO Project, Ryan Pintado-Vertner of Smoketown, LLC, Tina Owens of Transformational Investing in Food Systems, and Lauren Tucker of The Almond Project. The big takeaway? The insurance model is broken for the ag & food space. But just like the non-GMO, fair trade, and sustainable packaging movements, industry-wide action can change that. It’s time to rally. Despite the challenges, the momentum is real. As Ryan put it, "We might have lost game 6, but we have game 7 at home—the time to act is now. The movement for a more sustainable future in food has never been stronger.” Of course, no great movement happens without great fuel—so a special thanks to Waffles, our Head of Wellness, for ensuring Expo West was properly powered by an elite waffle bar ????. We also got to reconnect with so many familiar faces and cause partners who are moving the needle: ?? Max Hayes – B Lab U.S. & Canada ?? Elizabeth Candelario – Mad Agriculture ?? Courtney Pineau & Caitlin Oleson – The Climate Collaborative Collab ?? Kiira Heymann – Non-GMO Project ?? Stephanie Jerger – Organic Trade Association ?? Jeff Johnson – Purely Righteous Brands And we made some amazing new friends. ?? Britt Lundgren – Stonyfield ?? Mandy Anhalt – SAMBAZON ?? Kristy Drutman – Green Jobs Board #ExpoWest #PremiumsForThePlanet #ExpoWest #ClimateDay #SustainableFood #CollectiveAction #InsuranceForGood #Game7Mindset

??? We’re thrilled to be part of Climate Day at Natural Products #ExpoWest tomorrow, March 4, presented by our friends at The Climate Collaborative! With 600+ leaders from the grocery industry coming together, this event is all about driving climate action across food, beverage, and retail. At 2:45 PM PST in the Marquis Ballroom Center, our Head of Partnerships Nick Gardner will take the stage for "Industry Innovations and Critical Updates Driving Climate Action" alongside a stellar lineup: ?? Megan Westgate – Non-GMO Project ?? Ryan Pintado-Vertner – Smoketown, LLC ?? Tina Owens – Transformational Investing in Food Systems (TIFS) ?? Lauren Tucker – The Almond Project Nick will be diving into a critical but often overlooked challenge: insurance as a barrier to scaling regenerative agriculture. ?? Here’s the issue: Regenerative agriculture builds climate resilience, strengthens supply chains, and meets rising consumer demand. But financial infrastructure—especially insurance—isn’t keeping pace. Outdated risk models and underwriting gaps make it difficult and costly for businesses and farmers to secure coverage for climate-smart practices. ?? The opportunity? Rethinking insurance as a tool for climate action. By shifting how businesses approach their financial supply chains, we can drive policy innovation, unlock better coverage for climate-aligned companies, and turn insurance from a barrier into a catalyst for sustainable solutions. If you're at Climate Day, don’t miss this conversation! Let’s rethink risk and unlock the full potential of regenerative agriculture—together. ???? #ExpoWest #ClimateDay #RegenerativeAgriculture #SustainableFinance #PremiumsForThePlanet cc: Courtney Pineau, Caitlin Oleson, Mad Agriculture, B Lab U.S. & Canada

Your money shouldn't fuel the climate crisis. But if you have insurance, a bank account, or a retirement fund, there's a good chance it does. That’s why we’re thrilled to see Protect Our Winters tackling this head-on in their latest blog post: https://lnkd.in/e_zCqdTd A special shoutout to our friends at Carbon Collective for leading the charge on climate-first investing, and to Topo Finance for their game-changing banking emissions calculator, which allows you to uncover the dirt on your bank and find cleaner, greener alternatives. Also excellent job by Jason Parkin of PFP member company Compose[d] for nailing the UI/UX of the calculator, making it easier than ever for businesses to see their financial impact. If you’re ready to align your money with your values, this guide is a must-read. Huge thanks to Ryan Laemel, COO of POW, for including Premiums for the Planet in the conversation! #ClimateFinance #DivestYourDollars #PremiumsForThePlanet #ImpactInvesting

The challenge of finding a good photo of our Founder and CEO Brad Stevenson? He’s mid-hug in most of them. Classic Brad. His heart is as big as his ambition to save the planet, and we’re all better for it. One of the greatest privileges of working with Brad is witnessing his leadership up close. He has a rare ability to truly listen—not just to what’s said, but to what’s unsaid. He leads with courage, compassion, and an unshakable commitment to doing the right thing, even when it’s hard. Brad also knows that solving the world’s biggest challenges takes collective action—no one wins these battles alone. He fosters trust, honesty, and bold innovation, empowering those around him to think bigger and push further. He’s not just a leader; he’s the kind of steadfast friend and advocate you want in your corner—through the highs, the lows, and even the mundane in-betweens. Above all, he never fails to put one's humanity first. His leadership shapes how we make all of our decisions, leading to a unique work culture that we all genuinely love. Brad, we hope you have the happiest of birthdays and know how deeply we appreciate you. The world is better with you in it—and we’re beyond grateful to have you leading this charge (and handing out all those legendary hugs). #Leadership #Innovation #PremiumsForThePlanet #HappyBirthdayBrad

How can financial investments drive real change? Before Justin Egdorf wrapped up his tenure as VP of Finance and Operations at 1% for the Planet, we sat down with him to explore just that—along with why women make incredible leaders and the mantra that keeps him grounded in his mission to create a better world (hint: it’s all about helping others). Justin is a powerhouse of purpose, blending financial expertise with a deep commitment to global health, sustainability, and equity. From delivering medical care with Mercy Ships in West Africa to championing environmental finance at 1% for the Planet—and now leading as CFO of the YMCA of the Rockies—Justin has a track record of turning numbers into meaningful impact. At Premiums for the Planet, we believe in harnessing the power of financial systems—especially the massive insurance industry—to drive positive environmental change. Leaders like Justin prove that when money moves with purpose, real transformation follows. Read our full interview with Justin here: https://lnkd.in/gb_nuf98

It was a tough pill to swallow for most of our team, but let’s be honest—the most beloved member of the Premiums for the Planet squad has always been our Head of Wellness, Waffles. And really, how could it be anyone else? She is elegance and poise, serving looks while serving up sustainability tips and stress-free living advice. A self-care queen with a girl-boss attitude, she’s finally gracing Instagram with her presence. Give her a follow—just don’t let it go to her head. (Then again, she’d remind us that knowing how to take a compliment is also self-care.) Follow her at: https://lnkd.in/ggw59svB P.S. She writes a very popular monthly Waffles Wisdom advice column in the Premiums for the Planet newsletter. Sign up by dropping a comment below, or scrolling down to the bottom of our website https://lnkd.in/gAnxf7ME. You can also send your questions for her monthly column to [email protected].?

The Premiums for the Planet team has decided to start microdosing (or, where appropriate, macrodosing) on optimism lately—celebrating moments of innovation, progress, impact, and accessible joy wherever we can find it. So why not start with our own team? ?? Our brilliant Head of Insurance, Ann Boger, has been nominated for the Insure! Influence! Impact! award in the “Silo Smasher” category by CoVerse Communications. Frankly, we’re not even a little surprised. Ann is the longtime queen of busting down barriers, bridging divides, and uniting teams, ideas, and industries with her creative ingenuity and bold leadership. She's allergic to the status quo and absolutely thrives on rewriting the rules to solve big problems and spark meaningful change. Ann's energy is magnetic, her vision is unparalleled, and her tattoos? Iconic. (Fun fact: The one pictured here even inspired her own brand, Bramble and Bird Consulting.) Join us in raising a virtual toast to Ann and her unrelenting dedication to innovation, leadership, and better business. ?? Here’s to tearing down walls, disrupting norms, and leading with brilliance! #Insurance #WomenInInsurance #Leadership #Innovation #SiloSmasher #BarrierBreaker #TeamPremiumsForThePlanet #ProblemSolver #Awards

?? Member Spotlight: Protect Our Winters ?? We sat down with Erin Sprague, CEO of Protect Our Winters, to talk about systems-level solutions to the climate crisis, building collective action, leveraging The Outdoor State (that's the 176 million (??) outdoor enthusiasts in the U.S., and how inclusion and diversity are integral to a more sustainable future. Her perspective on blending policy, corporate action, and individual efforts for maximum impact is exactly the altitude we need to tackle the climate crisis. Check out the full Q&A (https://bit.ly/42qMoow) for Erin’s insights on aligning capitalism with climate solutions, the role of insurance in driving change, and why hope is rooted in the next generation. #ClimateAction #Sustainability #OutdoorState #CollectiveAction #DiversityInClimate #ProtectOurWinters

As we step into 2025, we’re shifting our focus from the mounting list of challenges (just turn on the news) to the real-world solutions that tackle them head-on and light the way for a brighter future. That’s why this January, we’re excited to share four inspiring moments already shaping our solutions-driven year ahead. 1?? Advancing in the Earthshot Prize We’re thrilled to announce that Premiums for the Planet has been officially nominated by Impact Entrepreneur to advance to the next round of the The Earthshot Prize. This prestigious global environmental award celebrates transformative solutions in categories like nature restoration, air cleanliness, and climate action. With a ￡1 million prize to scale impactful innovations, it’s a powerful recognition of our mission to turn challenges into opportunities. ??? 2?? Celebrating UnTours, the world’s first B Corp, joining PFP We’re honored to welcome UnTours | World’s First B Corp to the Premiums for the Planet family! As the world’s first-ever Certified B Corporation, UnTours inspired the creation of B Lab and set the gold standard for purpose-driven business. Known for giving all profits to the UnTours Foundation to fund social and economic justice initiatives, UnTours has redefined what it means to align profit with purpose. Today, they continue their impactful work by offering authentic travel experiences that connect people with local communities and fund meaningful change. 3?? A powerful conversation about climate-aligned 401(k)s Don’t miss this transformative webinar on January 23rd at noon PT, featuring Premiums for the Planet supporters Patrick Flynn, founder of Switchboard, and Breene Murphy, a 2024 Grist Top 50 Climate Leader. They’ll explore the barriers to creating fiduciary-responsible, climate-aligned 401(k)s, and how their work with Carbon Collective is breaking new ground in sustainable investing. Link here: https://bit.ly/3C54FwJ ?? 4?? Ann Boger joins the CFA Society of Philadelphia’s January program Our incredible Head of Insurance Ann Boger will speak at the CFA Society of Philadelphia's Sustainable Investing Thought Leadership webinar alongside Carolyn Kousky of Insurance for Good and Greg Cobb of Sage Advisory on January 29th at 12 PM EST. In the conversation moderated by Michael Cosack, Ann will share her expertise on how climate change is reshaping the insurance industry, equipping investment professionals, asset owners, and impact investors with actionable insights to drive meaningful progress. ?? Here’s to a year of solutions and impact! #ClimateSolutions #ImpactInnovation #SustainableLeadership #BCorpMovement #CollectiveAction CC: Sarah Payne, MBA Elizabeth Killough B Lab B Lab U.S. & Canada