“How much do you know about Social Security?” quizzes you see online are fun and interesting, but the bigger questions you should be asking are those that can help you get the most out of the program. https://bit.ly/3VFSWfx
关于我们
As Retirement Specialists, we help PG&E and Kaiser Permanente employees. We help them take the guesswork out of managing their 401(k) and planning for retirement. We help professionals maximize their 401(k) accounts while working and show them how to create an income plan for retirement. Our clients come to us when they: ?? They need help managing their 401(k). ?? Need help pulling together all of their retirement assets. ?? Are ready to retire and want to make sure they can. The landscape has changed for 401(k) advice, and our clients are tired of putting all of their energy into how to maximize their retirement dollars and not knowing: ? What will happen to their 401(k) if the market crashes. ? What to do about claiming Social Security. ? Which pension option is best for them. Within just a few months of letting us help them with their 401(k), they’re frequently able to: ?? Not worry about what will happen if the market corrects. ?? Consolidate and organize their financial lives. ?? Know where they stand for retirement How can we come alongside you and help you feel more confident in your retirement plan and readiness? You’re not in the business of analyzing mutual funds, building portfolios, and tracking investments. Yet you spend the bulk of your time worrying about if your account is invested correctly and not nearly enough time enjoying the things that matter the most to you. We can be your retirement “easy” button. We are here to help you take the guesswork out of managing their 401(k) and planning for retirement. If you’re ready to get help and rely on someone, we invite you to send me a message here on LinkedIn or schedule a quick S.W.A.N. (Sleep Well At Night) Retirement Readiness Review. We can chat about your specific concerns. Here’s a link to my calendar: ?? www.TalkWithDL.com
- 所属行业
- 金融服务
- 规模
- 2-10 人
- 总部
- San Ramon,CA
- 类型
- 私人持股
- 创立
- 2021
- 领域
- PG&E Employee Retirement Planning、AT&T Employee Retirement Planning、401(k) Management for Employees、401(k) Plan Set Up and Monitoring for Employers、Retirement Planning、Income Planning、Investment Management和Digital Assets
地点
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主要
2303 Camino Ramon, Suite 135
US,CA,San Ramon,94583
Powering Your Retirement员工
动态
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Now that the tax deadline is behind us, if you are taking Social Security and owed taxes, and you don't withhold anything from your Social Security payments, you can. I have heard stories about people spending hours on the phone trying to figure out how to set up withholdings. All you need to do is download a Form W-4V. Fill in Boxes 1, 2, and 3, select an option in Box 6, and sign and date it. Mail it to your local Social Security office, and give it 3 to 6 weeks. You should receive a letter, but if your payment amount changes, it is a pretty good bet the withholdings are now coming out. Social Security Office Locator: https://lnkd.in/gF92Kzq Download Form W-4V here: https://bit.ly/43IWsrw
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If you haven't set up your Social Security Account on https://lnkd.in/gFsyaEM go do it. It is the best way to make sure your earning are being reported correctly and it protects you from fraudsters. Learn more here: https://bit.ly/3U2cpFP
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If you have multiple 401k's, leaving them with your old employers has pros and cons. Here is a handy chart of things to consider. Download Here: https://bit.ly/3TM3E1d
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The Two Key Ingredients to Growing Money: Generally speaking, building wealth involves two key pillars: time and rate of return. https://bit.ly/3J2ZX2o
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With all the hype around Bitcoin ETFs, you would think I wouldn't get the number one question I get about Bitcoin. What is Bitcoin? Here is an explanation form one of the eleven Bitcoin ETF providers: https://bit.ly/3PNemUj
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Estate planning is a process, not... ...a one-time event. After creating and executing a plan, it’s vital to ensure it's current. Life events like marriage, divorce, the birth of a child, or even new laws can make your old estate plan inadequate. Reviewing your plan regularly will help ensure your plan continues to work.
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Embracing a disciplined, long-term investment approach is crucial for weathering market fluctuations and achieving favorable retirement outcomes. By staying the course with a diversified investment strategy, individuals can mitigate the detrimental effects of market timing and secure a more robust financial future. Digital Assets trade like any other assets, while more volitile, if you are a long term investor it makes sense to consider add a small part of your overall portfolio. Fidelity Canada recently added a 1% allocation to it Conservative model. They have had access to a spot BTC ETF for a while. US ETF providers are already moving in that direction.
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Building a robust emergency savings fund is a cornerstone of financial preparedness, shielding individuals from the uncertainties of life. Whether facing unexpected expenses like car repairs or income disruptions such as job loss, having a financial cushion can prevent the need to dip into retirement savings prematurely, thus safeguarding long-term financial security. Here are key considerations for determining the appropriate size of your emergency reserves: Income Level and Personal Circumstances: Tailor your emergency fund size to your specific financial situation and comfort level. Guidelines for Working Individuals: Aim to set aside 2-3 months' worth of pay to weather potential income shocks. Guidelines for Retirees: Recognize the increased likelihood of significant spending shocks during retirement, especially related to healthcare expenses. Consider accumulating 3-6 months' worth of income to mitigate these risks. Impact of Household Income: Lower-income households may face larger and more frequent financial shocks relative to their baseline spending, necessitating a more substantial emergency savings buffer. By proactively planning and prioritizing emergency reserves, individuals can mitigate the financial strain caused by unforeseen circumstances, fostering greater resilience and peace of mind.
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