Posh

Big news! Posh is honored to be named the ICBA ThinkTECH Accelerator Banker's Choice Award Winner at ICBA LIVE 2025! ?? A huge thank you to ICBA for an incredible program, their continued support, and the dedication of their members to innovation in community banking. This partnership is just the beginning—we're excited for what’s ahead! Shoutout to our fellow fintechs in the ThinkTECH Accelerator! It’s been an amazing journey connecting, learning from each other, and seeing all the incredible solutions being built for community banks. The future of banking is bright, and we’re grateful to be part of this innovation journey! Read the Press Release here: https://hubs.ly/Q03bNpVg0 Want to see why Posh was named the Banker's Choice Winner? Click here to learn more! https://hubs.ly/Q03bN5-q0 #ICBAThinkTECH #CommunityBanking #AIInnovation #BankersChoiceAward #PoshAI

Excited to share Posh won the Banker's Choice Award, voted on by hundreds of community banks as the most promising solution at ICBA LIVE in Nashville! ?? I'm especially grateful for the past 10 weeks as part of the ICBA ThinkTECH cohort, meeting with dozens of community bank leaders who are both eager and cautious about beginning their AI journeys. From all my FI meetings this year, something sticks out to me though ?? several plan to build their own AI applications. In-house. It may seem like a strategic, even frugal move… until they realize what it actually takes in the long run: ?? It's more than just hiring capable engineers… ?? Operationalizing frontier AI models with a compliance-first mindset is more than just prompt design… ?? And let's not overlook the challenge of integrating with legacy banking systems, with latency considerations… JPMorgan recently announced an in-house AI application for 200K employees. Even with their resources, they chose to use off-the-shelf models vs. train their own foundational AI. They are taking a phased approach starting with modest internal use cases for 'AI exposure' and operational efficiency. They're bullish on how transformative AI will be across the bank, but they understand that 'banking AI is hard' Yet some mid-sized FIs, with a tiny fraction of JPM's budget and technical resources, decide to try building even more ambitious AI applications themselves. The reality? It's much harder than it seems ?? With software, and now especially with AI applications (and AI coding tools that make building MVPs much easier), we shouldn't underestimate total cost of ownership. People often focus on what's required to build a working product from 0 to 1, but don't realize what it takes to maintain a best-of-breed solution for the long haul. So here's what often happens ?? You invest months building something "good enough" internally, only to realize AI evolves so fast that within a few months, your solution has already fallen behind. Meanwhile your engineers, who were once excited about this project, have moved on to their next… leaving you with a tool that is now behind the curve, that no one truly owns. Suddenly, you're back at square one (not to mention the time and dollars spent) ??♂? And while that's happening... the FIs who partner with the right vendors (AI specialists who prioritize vertical depth not horizontal breadth) are already reaping the benefits of improved service, lower costs, scaled operations, and more personalized experiences ?? For most banks out there, it doesn't make sense to pivot to become AI companies. Instead, adopt AI solutions from the right partners, integrate AI seamlessly, and stay focused on the mission: being a great bank + best serving your communities ?? #AI isn't just a cool, short-term project to highlight on resumes. It's a long-term *strategy* that will shape the success of your organization. And the winners in #banking will be the ones who act accordingly.

ThinkTECH in an Instant Spotlight: Posh AI It’s the final day of ICBA ThinkTECH—don’t miss your chance to see why ICBA selected Posh to help community banks reimagine customer service with AI. Where: ThinkTECH Hub Stage When: 1:00PM – 1:20PM What: Posh AI ThinkTECH in an Instant featuring a live demo of Posh’s AI-powered solutions See firsthand how AI-powered banking is transforming customer and employee experiences. If you're at ICBA Live, stop by and discover how AI is driving efficiency and elevating service for community banks. Let’s shape the future of banking—see you there! #ICBALive #ICBAThinkTECH #BankingInnovation #AIforBanks #CommunityBanking

The exhibit hall is open - Stop by the Posh AI kiosk now! As community banks adapt to evolving customer needs, partnering with the right fintech is key to staying ahead. Meet with Posh to discover how our AI-driven solutions empower your bank to navigate market shifts, elevate customer interactions, and thrive in the digital age. #ICBALive #ICBAThinkTECH #BankingInnovation #AIforBanks #CommunityBanking

Happening Today - be there by 1:30 PM! Posh is redefining the future of banking—will you be part of the movement? Join us at the ThinkTECH Showcase in Delta Ballroom B as Karan Kashyap unveils how our AI-driven platform is transforming banking by empowering staff with smart, conversational tools and reimagining customer self-help with Posh Answers. The ICBA ThinkTECH Accelerator selected Posh—now see why your bank should too! #ICBALive #ICBAThinkTECH #BankingInnovation #AIforBanks #CommunityBanking

The ICBA ThinkTECH Accelerator selected Posh—now see why your bank should too! We’re heading to ICBA Live as part of the prestigious ICBA ThinkTECH Accelerator, and we want you to see firsthand why Posh is leading the way in AI for banks. What’s all the hype? See for yourself at ICBA Live! Posh is redefining AI for banks with cutting-edge, AI-native solutions built specifically for financial institutions. Stop by the Posh AI kiosk to experience the future of banking AI and see how we’re helping community banks stay ahead. You can find us in the ThinkTECH Accelerator Hub. Ready to elevate your bank’s digital experience? Let’s connect at ICBA Live! https://hubs.ly/Q039ZqkY0 #ICBALive #ICBAThinkTECH #BankingInnovation #AIforBanks #CommunityBanking

Grateful to have been invited to the AI Roundtable event at GAC by NCUA Chairman Kyle Hauptman! It was inspiring to see many Posh clients selected for the roundtable as well! Over the past few months, I’ve been invited to share my thoughts and advice on financial institution AI adoption with regulators such as Travis Hill at FDIC, Kyle Hauptman at NCUA, Fed branches in Boston and Atlanta, and of course our recent Board member Rodney E. Hood who is now the acting Comptroller of the Currency (OCC). First, it’s great to see regulators engaging with fintechs like Posh and with innovative financial institutions that are on their AI journeys. We’re still in the early innings, but there’s clear consensus now that this technology is here to stay and it’s a matter of when not if, and how not why. One insight that is encouraging to me, is that regulators are striving to be 'AI friendly'. They, too, realize that America’s ???? competitive advantage (and the competitive advantage of community FIs) is in the spirit of innovation, experimentation, and technological progress. AI is a democratizing force by nature: the incremental cost of intelligence is decreasing with each new model iteration, which means things that weren't previously viable (because of resource constraints such as the cost / availability of human labor) are now becoming scalable. And this will impact nearly every FI process, both internal- and external-facing. This idea should be exciting for community FIs, but also a call to action. As I’ve mentioned before, the cost of falling behind an exponential trend can be, well, exponential… ?? Anyway, back to regulation and a key takeaway from the AI Roundtable in DC: “Regulators aren’t working on some major ‘AI regulation’, rather the old guidelines are the new guidelines. FIs are encouraged to adopt AI, but if something goes wrong FIs cannot simply blame the AI” I believe this is the right approach ? AI is a tool, AI is software. Allow FIs to innovate and take advantage of frontier technologies, but hold them accountable to the first principles rules that ensure the wellbeing of the accountholder. This also underscores the importance of responsible AI innovation, and finding the right AI partner. P.S. Here’s pics of some of our meals with clients. It was awesome to meet so many clients and partners at GAC again. Feeling energized, this is going to be a big year! More to come!

Small Credit Unions – This One’s for You! A huge thank you to everyone who joined our webinar last week on how AI is becoming more accessible, affordable, and built for small credit unions. Your engagement and questions made it a success. Missed it or want to rewatch the insights? ?? Good news – the replay is now available on-demand! Email info@posh.ai for the recording and discover how AI can help tackle limited resources, compliance concerns, and rising member expectations—all while improving member and employee experiences. Plus, see Posh Answers and Knowledge Assistant in action! #AIForCreditUnions #CreditUnionInnovation #MemberExperience #Webinar

What an incredible week it's been at GAC 2025! We had the pleasure of joining Curql and TruStage for some unforgettable Tuesday night events, connecting with credit union leaders who are taking their institutions to the next level. Karan Kashyap, Kathy Sianis, and Calvin Chen represented Posh with style at various gatherings, sharing perspectives on AI for credit unions. A highlight was our CEO and Co-founder, Karan Kashyap, joining a round table hosted by Kyle Hauptman, NCUA chairman. It was an invaluable opportunity for credit unions, regulators, and Fintechs to share insights and shape the future together. Thank you to our innovative partners for the engaging conversations and memorable moments throughout the week! ?? Special shoutout to: 4Front Credit Union, AmeriCU Credit Union, California Coast Credit Union, CPM Federal Credit Union, Hudson Valley Credit Union, Interra Credit Union, Lighthouse Credit Union, Metro Credit Union, NuMark Credit Union, One Nevada Credit Union, ORNL Federal Credit Union, PFCU, Together Credit Union, Tower Federal Credit Union. #GAC2025 #CreditUnions #Fintech #AI #Community #Innovation

Posh is heading to ICBA LIVE next week! We’re proud to be part of the ICBA THINKTECH ACCELERATOR, working alongside ICBA to help community banks harness AI to improve customer experiences, empower staff, and create more meaningful self-service interactions. Don’t miss our CEO & Co-founder, Karan Kashyap, on March 11 at 1:40 PM in Delta Ballroom B—he’ll be sharing how AI is shaping the future of community banking and what it means for your institution. Stop by our kiosk to meet the team, see Posh in action, and learn how we’re helping banks deliver better customer experiences, streamline operations, and scale smarter. As ICBA’s Charles Potts puts it: "When paired with promising fintechs, the Accelerator program empowers community banks to reimagine what’s possible." Let’s make that future a reality. Come by, say hi, and let’s talk AI! https://hubs.ly/Q038Nyzk0 #ICBALive #ThinkTECHAccelerator #AIinBanking #CommunityBanks #FintechInnovation