Pluto Money

?????????????? ???? ?????? ???????????? ????????????????????! Dive into the insights that matter most for India’s economic future, the current trends in the stock market, and exciting new financial opportunities. From India’s ambitious vision for 2047 to the latest investment frameworks, this edition is packed with essential updates you won’t want to miss. Keep reading to stay informed and ahead of the curve. #ViksitBharat #India2047 #EconomicGrowth #StockMarketTrends #SEBI #InvestmentOpportunities #FinancialReforms #GlobalMarkets #EconomicDevelopment #IndianEconomy #SpecializedInvestmentFunds #FinanceNews

?? ??????????’?? ?????????????? ???????????????? ?????????? ???????????????? ???????????????? ???? ?????????????????? ?????????????? Kempegowda International Airport, Bengaluru has reached a major milestone by launching India’s largest Greenfield Domestic Cargo Terminal (DCT) in partnership with Menzies Aviation. Spanning over 245,000 square feet, this cutting-edge facility is designed to meet the growing demand for air cargo handling, strengthening domestic supply chains and regional trade. ?????? ????????????????????: ?? ????????????????:Handles approximately 360,000 metric tons, with potential to expand to 400,000 metric tons. ?????????????????? ????????????????????????????: 42 truck docks, over 400 specially designed cargo bins, and integrated X-ray machines. ?? ???????????????? ????????????????????: Real-time shipment tracking, data analytics, and enhanced communication systems with barcode and QR code integration for smoother processes. ???????????????? ????????????????????????????: Real-time data capture, self-service kiosks, and reduced human touchpoints to boost efficiency and safety. With a focus on digitalisation and eco-friendly features like skylights, energy-efficient infrastructure, and water conservation systems, the terminal promises to not only streamline operations but also reduce its environmental footprint. ?????????????? ???????????? & ???????????????????????? The facility is set to play a pivotal role in India's growing air cargo sector, projected to reach 5.8 million tonnes by 2029. It will enhance the handling of perishables, valuables, and other specialised cargo, contributing to India’s position as a global logistics leader. Satyaki Raghunath, COO of BIAL, expressed, “This facility brings us closer to our vision of becoming a premier air cargo hub, unlocking new opportunities and driving economic growth.” #BIAL #BengaluruAirport #CargoTerminal #MenziesAviation #Logistics #DigitalTransformation #GreenBuilding #AirCargo #SupplyChain #Innovation

?? ???????? ???????????????? ???????????????? ???? ???????????????? ???????????? ?????????????????????? In a groundbreaking move, CRED has launched Svalbard, a comprehensive suite designed to transform the way individuals manage and understand credit. This new platform empowers users to actively improve their credit scores, manage multiple credit cards, and make informed financial decisions. ?????? ???????????????? ???? ????????????????: ?????????????????????? ??????????????????: Powered by machine learning, it analyzes your personal credit patterns and predicts how financial decisions, from loans to missed payments, could impact your credit score. ?? ??????????????: A sophisticated goal-setting tool that creates personalized credit improvement roadmaps with actionable, time-based predictions. ?? ????????????: A transformative feature that turns credit scores into dynamic narratives with custom designs, showing users their financial progress. ? ????????: A dynamic guide to celebrate progress and provide gentle nudges during setbacks, helping users stay on track with their financial health. ???????? ???????????????????? ????????????????: ?? ?????????????? ???????????? ???????? ????????????????????: Consolidate all your credit card statements into a single view, track EMIs, and prevent surprise commitments. With real-time monitoring, stay on top of your credit utilization. ????????????????? ??????????????????: Protect yourself from hidden charges and unusual patterns by scanning every transaction and statement for errors. ?? ???????????????? ???????????? ??????????: Access fully digital credit lines against mutual fund investments at competitive rates, with funds credited instantly. Why It Matters: This innovative platform is designed to demystify credit and turn it into a tool for financial growth. In India, where credit often induces anxiety, Svalbard aims to make credit a source of empowerment, reducing financial stress and helping users take control of their financial future. With Svalbard, CRED is not just improving credit scores — it’s transforming the financial landscape, making credit management simple, transparent, and efficient. ?? "In a country where most people find debt stressful, we are recognizing and rewarding responsible behavior, turning credit from a source of anxiety into a growth accelerant." — Kunal Shah, Founder of CRED #CRED #Fintech #CreditManagement #FinancialGrowth #Innovation #MachineLearning #AI #Finance #India #CreditScore

?????? ?????? ???????????????????????? ????????????????: ????????’?? ???????? ?????? ???????????????? ??????????????????? In a world rapidly advancing in artificial intelligence and facing rising geopolitical tensions, tech CEOs are adjusting their strategies to navigate these challenges. Here's what top leaders in the industry have to say: ?????? ????????????????????: ?? ?????? ?????? ?????? ???????? The pace of AI's impact is unprecedented. C. Vijaya Kumar, MD of HCL Technologies, highlights that the old IT service model is ripe for disruption, emphasizing how businesses must evolve to deliver more with fewer resources. Salil Parekh, CEO of Infosys, sees AI as a massive productivity tool, bringing new opportunities and work that wasn't possible before. ?? ???????????????????????? ???????????????? & ?????????? ???????? The uncertainty stemming from Donald Trump's tariffs and potential visa restrictions is also affecting the tech industry. While some view these policies as a boost for the US ecosystem, Parekh believes that stronger US and European economies could bring more business to India’s tech sector. ??????????'?? ???????? ???? ???? With AI being a major tool in global geopolitics, Kumar advocates for India to develop its own AI language models rather than relying on open-source models that could be restricted in the future. ?? ???????????????????? ???????? ???????????????????? Both Kumar and Parekh agree that the software services sector has built a more resilient business model. By focusing on local capabilities, tech companies have reduced reliance on H1B visas and are adapting to the changing environment. ?? ?????? ???????????? ??????????????: As the AI and geopolitical landscape continues to evolve, innovation and local adaptation will play key roles in the success of software companies. Will the tech industry adapt to these challenges and continue to thrive? Let’s discuss it! #AI #Geopolitics #TechIndustry #SoftwareServices #BusinessInnovation #NasscomSummit #Leadership #IndianTech

?? ???????? ???????????? ?????????? ???????? ???????????? ??????????????????????????: ????????'?? ?????? ?????? ?????????? ?????????? ?????????????????? Gold has been on a seven-week winning streak, driven by global economic and trade uncertainties. With geopolitical tensions, potential tariffs on European imports to the US, and a depreciation in the rupee against the dollar, the precious metal continues to shine bright. ?? ?????? ???? ???????? ????????????????? 1?? ????????-?????????? ????????????: As trade war fears and US tariffs escalate, investors flock to gold as a safe-haven asset. 2?? ???????? ??????????: The rupee's depreciation against the dollar is pushing up gold prices in India. 3?? ???????????? ????????????: Central banks are stocking up on gold, with 1,045 tonnes purchased in 2024, continuing the trend of increased demand. 4?? ???? ?????????????? ????????????:Talks of new tariffs on imported automobiles, chips, and pharmaceuticals are keeping investors on edge, boosting gold’s appeal. 5?? ?????????? ???????????????? ??????????: The US Fed’s rate cuts are making gold more attractive. ?? ???????? ?????????? ??????????????: ???????????????? ????????????:Gold prices on the MCX have surged by 11% since the start of 2025, reaching ?86,020 per 10 grams. ?????????????????????????? ??????????????:Gold prices topped $2,954/oz, and analysts predict it could surpass $3,000 per ounce by the end of 2025, with some speculating a rise to $3,300. ?? ??????????’?? ???????? ???????? ????????: ???????????? ??????????????: ?3,751 crore in net inflows to Gold ETFs in January 2025, the highest ever monthly inflow, reflecting strong investment demand. ?? ?????????????? ?????? ????????:Gold is expected to continue its upward momentum, supported by central bank purchases, ETF demand, and geopolitical factors. The possibility of $3,300 per ounce by year-end makes gold a strong investment choice. Is gold a part of your investment strategy? Let's discuss it! ?? #GoldInvestment #SafeHaven #TradeWar #GoldETFs #CommodityMarkets #GoldPrices #EconomicUncertainty

?? Exciting Updates You Don’t Want to Miss! ?? India’s e-commerce market is set to quadruple by 2035! But that’s not all—find out why some FASTag transactions are getting delayed at toll plazas, and learn about Tripura’s bid for a Vande Bharat train service. ?? Dive into the latest developments now! Click to read and stay ahead of the curve. #EcommerceGrowth #FastagDelays #VandeBharat #IndiaNews #TechUpdates #Transportation #RetailGrowth #DigitalIndia #Fastag #InfrastructureDevelopment #Tripura #EcommerceIndia #IndianRailways #FutureOfIndia #TechInnovation

?????? ?????????? ???? ???????????????????? ???????? ???????????? ???? ?????????????? ?? Despite growing concerns over US President Donald Trump's reciprocal tariffs, market experts suggest that these changes will not heavily impact India's economy. Here's why: ?? ?????? ????????????????: India’s economy is more domestically oriented and less reliant on exports compared to other nations. Exports to the US, such as motorcycles, face lower tariffs (2.5%), while US exports to India often cater to higher-income brackets, and many items are seen as luxury products in India. The impact on India’s retail landscape will be limited as the US imports primarily target higher-income consumers in India. GDP Growth is projected at 6.7-6.8% for the next two years, supported by domestic consumption and public investments. ?? ?????????? ????????????????: While industries like jewelry, pharma, textiles, and chemicals may face higher tariffs, India's dependency on exports is minimal. India's economy is expected to remain resilient, with steady fiscal metrics and strong tax revenue growth. ?? ??&?? ????????????'?? ???????????????? ??????????????: Despite India’s BBB- rating, S&P Global has a positive outlook due to steady fiscal management and tax revenue growth. The country is projected to meet its fiscal deficit targets, bolstered by central bank dividends and controlled capex spending. While US tariffs may impact specific sectors, India’s overall economy is well-positioned to weather the storm, with a focus on domestic growth and a strong GDP outlook. ?? Do you agree with the analysis that India will remain largely unaffected by these tariffs? Let's discuss! ???? #IndiaEconomy #USIndiaRelations #TradeWars #EconomicGrowth #TariffImpact #SustainableGrowth #GDP #BusinessStrategy

???????? ???? ????????: ?? ?????????????? ??????????’?? ???????????????????? ??????????! ?? After 17 years of continuous losses, Bharat Sanchar Nigam Ltd (BSNL) has successfully posted a profit for the first time in nearly two decades! ?? How did BSNL turn it around? ????????-?????????????? ????????????????: Major cuts in network operations, employee benefits, and finance costs led to a remarkable 4x growth in EBITDA from ?316 crore to ?1,466 crore. ?????????????????? ??????????????: Operations revenue grew by 9.3% YoY to ?4,969 crore, and total income surged by 12.2% to ?5,675 crore. Improved Efficiency: 20 circles posted positive EBITDA, up from just 12 circles last year. ????????'?? ???????? ?????? ????????? ????/???? ????????????????: Accelerating 5G and 4G services to enhance service quality and network reach in the coming quarter. ?????????????????? ???????????????????? ??????????????????: Focusing on new revenue streams through enterprise services. ???????????????????? ?????????????? ????????????: Exploring opportunities to leverage its digital assets for growth. With continuous improvements in performance over the last few quarters, BSNL is setting itself up for an exciting future in telecom and technology! ???? Will BSNL’s renewed focus on 5G and enterprise solutions help it challenge the competition in the telecom space? Let’s discuss it! ???? #Telecom #BSNL #5G #TelecomRevolution #CostOptimization #TelecomGrowth #EnterpriseSolutions #IndianTelecom #BSNLTurnaround #Innovation #TelecomFuture

?????? ???????? ???????????? ???? ?????????????? ???????????? ???? ???????????? ???? ??????????’?? ???????????? ?? India’s pension market is under-penetrated, making it a huge opportunity for growth! According to DSP Pension Fund Managers, the National Pension System (NPS) is poised for significant expansion in the coming years, with projections showing: Private Sector NPS AUM could exceed ?9.12 lakh crore with 15 million subscribers within the next five years. Total pension assets under management in India could reach ?118 lakh crore by 2030, with NPS contributing to 25% of that growth. ?? ?????? ????????????????????: India's pension assets currently account for only 3% of GDP, compared to 31.3% in Japan, 98.3% in the USA, and 146.2% in Australia. The retirement savings gap in India is expected to grow by 10% annually, potentially reaching $96 trillion by 2050. NPS Private Sector AUM has grown nearly 27% annually over the past five years, from ?84,814 crore to ?2.78 lakh crore. The number of NPS subscribers has surged to 1.94 crore as of January 2025, with female subscribers growing by 119%. ?? ????????’?? ?????????????? ???????? ????????????? ???????????? ??????????????: NPS inclusion in both old and new tax regimes, and tax exemptions for employer contributions. ?????????????????? ??????????????????: Government initiatives like the NPS Vatsalya Scheme, which has already attracted 86,000+ subscribers. ?????????????????????????? ????????????????????????: AI and tech adoption in fund management, customer onboarding, and servicing. ?? ?????? ???????????? ???? ??????????’?? ?????????????? ????????????:The shift towards a more robust pension system, with increased policy support and technology-driven innovations, is set to unlock significant value for Indian citizens in the years to come. What are your thoughts on the future of pension assets in India? Will NPS play a pivotal role in the country’s retirement planning? Let’s discuss below! ???? #PensionFunds #NPS #RetirementPlanning #Finance #Investing #IndiaGrowth #FinancialInclusion #DSP #EconomicGrowth #TaxBenefits #AI #TechInnovation #FinancialFuture

???????? ???????? ??????????? ??????????’?? ?????????????? ???????????????????? ???????? ?????????? ?????????????? ?? Bharat Petroleum (BPCL), in collaboration with the National Sugar Institute (NSI), is taking a major step towards eco-friendly bioethanol production. The partnership focuses on sweet sorghum, a grass variant known for its high sugar content, making it an excellent feedstock for biofuels. This initiative aligns with India’s Ethanol Blended Petrol (EBP) program and could significantly impact the country’s renewable energy goals. ?????? ?????????? ??????????????? ???????????? ????????????: Sweet sorghum has a short growing period of just 3-4 months. ????????????????????????: It uses minimal water and can be processed using existing sugar mills, requiring no additional capital. ?????????????????? ??????????????????: Sugarcane farmers can benefit by using the off-season for sweet sorghum production. ???????????? ???? ?????? ?????? ??????????????????: India has achieved 15% ethanol blending and is targeting 20% in 2025, reducing carbon emissions and foreign exchange expenditure. Sweet sorghum is expected to contribute significantly to meeting this target, supporting agriculture, and advancing India’s clean energy transition. BPCL’s collaboration with NSI underscores a promising future for biofuel as a sustainable energy source, benefiting both farmers and the energy sector. This step reflects India's commitment to reducing dependency on fossil fuels and paving the way for a greener future. ???? What are your thoughts on the shift to biofuels and the role of innovative crops like sweet sorghum in India’s energy mix? Let’s discuss it! ???? #Biofuels #SustainableEnergy #RenewableEnergy #EthanolBlendedPetrol #GreenEnergy #SweetSorghum #BharatPetroleum #NationalSugarInstitute #IndiaEnergy #FutureOfFuel #Sustainability #CleanEnergy