PGI Financial Services, Inc.

Tax season is a prime time for scammers trying to take advantage of taxpayers.?Staying vigilant and protecting your financial details can help guard you against fraud. Swipe for five common types of scams. And remember to double-check the legitimacy of anyone who contacts you. Don't give out personal details without verification, and be sure to report suspicious activity to the IRS.?

Wishing each of you a very Happy Valentine’s Day! Today and every day, we're grateful for our community of clients, colleagues, and friends. You all make what we do so meaningful. Thank you for being part of our journey! Need anything? We’re just a phone call away and always here to help!

The terms “bull” and “bear” markets aren’t just Wall Street jargon — they represent two financial climates that can have a significant impact on your investments. Swipe through to learn the key differences and how they affect your portfolio. Curious about how these market trends align with your financial goals? Contact our team today for personalized guidance.

The terms “stocks” and “shares” are often used interchangeably, but there are subtle differences between the two that can help clarify your investment strategy. With this in mind, we have put together an overview of these terms. Swipe through to learn more. Want to review your investment strategy? Contact our team today.

This MLK Day, let's take a moment to reflect on Dr. Martin Luther King Jr.'s extraordinary life and the milestones of his legacy: ?? 1944 — At just 15 years old, King enrolled at Morehouse College, graduating with a degree in sociology. ?? 1955 — King earned his Ph.D. in Systematic Theology from Boston University, solidifying his role as a spiritual and intellectual leader. ?? 1963 — King delivered a famous speech (later known as the "I Have a Dream" speech) at the Lincoln Memorial, calling for justice and equality. ?? 2004 — Both King and Coretta Scott King were posthumously awarded the Congressional Gold Medal for their relentless efforts in advancing civil rights. ?? 2011 — King became the first non-president to be honored with a memorial on the National Mall in Washington, D.C., a proposal first made in 1968. Let's continue to honor King’s activism and lifelong commitment to civil rights today and every day. Please note that we are closed in observance of MLK Day. We'll resume regular business hours on Tuesday, January 21.

Do you have your bracket handy? No, we’re not talking about those of the sports variety! Instead, we’re referring to 2025 tax brackets, an important aspect of your financial strategy for the year. Read the graphic to find your expected tax bracket, and feel free to save this post for future reference. As always, if we can be of help, don’t hesitate to give the office a call.

January is Financial Wellness Month, a perfect time to start the year strong with a financial checkup. Reviewing your financial health can set you up for a smoother, more secure year ahead. Swipe through to learn how to get started with these five essential steps. Have questions or want a deeper dive? Contact our team to help guide you

Tax Deadline Reminder The deadline for your fourth-quarter estimated tax payment is January 15th. Be sure to complete federal and state (if applicable) payments by the deadline to avoid penalties or interest on the tax owed. If you have any questions, don’t hesitate to reach out!

Planning for retirement involves more than just saving; it requires a thoughtful approach to keep your investments growing. Our advisors are here to help you find that balance between risk and reward, ensuring your money works as hard as you do. Let's set up a time to discuss how we can create a retirement strategy that aligns with your goals and keeps your future secure. Contact us today to start planning for tomorrow!