PCBB

Can you afford to miss the pulse of today’s banking landscape? Our BID? Newsletter ensures you’re always prepared with the information that matters most. ??Daily insights on trends like faster payments, risk management, and AI applications. ??Timely content you can count on to address challenges as they arise. ??A longstanding reputation—25+ years as a trusted authority for financial professionals. ??Tools to refine your strategy, from M&A data to market rates. Invest a few moments in staying informed, and see how the right knowledge can benefit your institution. ?? Learn more about our BID newsletter https://www.pcbb.com/bid #BankingInnovation #ExpertInsights #StayAhead

?? New Podcast Episode Alert! ??? The cannabis industry is growing, but is Marijuana-Related Banking (MRB) the right move for community financial institutions? In our latest episode, we break down the risks, rewards, and regulatory challenges CFIs need to consider before stepping into this space. Tune in as we discuss compliance hurdles, legislative shifts, and real-world insights from institutions navigating MRB today with Aviva Lipkin, CAMS, CTA of PCBB and Tony Repanich of Shield Compliance. ?? Listen now: https://lnkd.in/eyxkGYFQ #Banking #MRB #CannabisBanking #FinancialInstitutions #Podcast #BankingOutLoud

?? Embedded compliance is transforming the way financial institutions manage regulatory oversight and risk. By harnessing real-time AI-powered tools, it offers a proactive approach to combating money laundering, fraud, and compliance challenges in cross-border transactions. For community financial institutions, this innovation can enhance compliance accuracy and risk control while keeping pace with evolving regulations. Discover how embedded compliance is shaping the future of banking and how your institution can leverage this technology effectively. https://lnkd.in/ecsrr24P #PCBBBID

The FOMC has maintained the federal funds rate at 4.25%–4.50%. Revised projections indicate a potential 50bp rate cut by year-end, with the federal funds rate possibly reaching 3.88%. For a comprehensive analysis of these developments, read our summary and access the FOMC Statement and Implementation notes here: https://lnkd.in/gYbPJrBy #FOMC #EconomicUpdate #InterestRates

???????????????????? ???????? ???????????????????? ???????? ?????? ?????????? ?????????????? CECL compliance can be more complex than it needs to be for community financial institutions with limited historical data or in-house resources. Icon Business Bank faced both these challenges until it partnered with PCBB. With PCBB’s CECL FIT? and the hands-on support of our Advisory Team, they found more than just a solution—they found a trusted partner. ?? As Phillippe Masbanji, EVP & CFO, shares: "PCBB’s Advisory team has been really helpful from implementation through quarterly processing. What makes PCBB’s CECL model so much better for us is that I feel like we have a partner, not just a vendor.” ?? How did this partnership help them succeed? Read the full case study to find out. ?? https://lnkd.in/eSZ9VF6c #CommunityBanking #CECL #BankingSolutions #PCBB #BankingPartnerships #casestudy #CECL #banking

?? Swift is evolving and it’s reshaping the future of cross-border payments. With innovations like Swift GPI, ISO 20022, and Swift Go, financial institutions now have the tools to enhance speed, transparency, and reliability in their international services. For community financial institutions (CFIs), these advancements open up possibilities for delivering faster payments, reducing costs, and staying competitive in the dynamic global market. Learn how your institution can adapt to these game-changing updates and improve your international offerings. ??https://lnkd.in/eaQKFt7Q #PCBBBID

?? Did you know that 35% of small and medium-sized businesses (SMBs) are open to changing their banking relationships? This represents a significant opportunity for financial institutions—but only if you understand why they’re switching. From high fees to lack of personalized services, SMBs often leave behind financial partners who haven’t met their needs. To attract and retain these businesses, it’s essential to learn from past mistakes and offer solutions that truly address their pain points. Discover how your institution can stand out, build trust, and create loyal relationships with SMBs. Read the full article for practical strategies to enhance your acquisition approach. ?? Explore the insights here https://lnkd.in/ewz9nWtP #PCBBBID

??Rethink recruitment for your community financial institution. From accessing hidden talent pools to saving valuable time, recruitment firms can be a game-changer for CFIs. Learn how recruiters can help you tackle hiring challenges, find the right cultural fit, and streamline the talent acquisition process. Don't miss the opportunity to debunk myths and explore the benefits firsthand. https://lnkd.in/gkCHznfC #PCBBBID #recruitment #bankinginsights

??Stay Ahead in Banking with "Banking Out Loud" Looking for insightful conversations tailored for banking professionals? ??? "Banking Out Loud" brings you candid discussions with industry experts to keep you informed on the latest trends, technology, and strategies shaping the banking landscape. Recent episodes include: ? The Power of Your People: Insights on relationship banking with UBank’s Co-CEO ? What Makes an Institution Successful — A Regulatory Perspective ??Coming Soon ?? Banking on Cannabis: Exploring risks, rewards, and regulations in cannabis banking Take the next step—**subscribe today** to join the conversation and stay ahead in this evolving industry! ?? https://lnkd.in/dBVYqvq4 #bankingoutloud #podcast

?? Looking for ways to support your business customers in managing currency risk? FX Forward Contracts can provide the stability they need by locking in exchange rates for future payments. Benefits for your customers: ??Reduce uncertainty in fluctuating markets ??Protect profits with guaranteed exchange rates ??Gain confidence in their financial planning By offering this solution, you’re not just managing currency risk—you’re building trust, reinforcing relationships, and positioning your institution as a reliable partner in their growth. ?? Strengthen your customer relationships by helping them plan with confidence. Explore how FX Forward Contracts can make a difference today! https://lnkd.in/eamMyDvB