???????????????? ???????????????????? ???????? The CFPB announced today it will NOT prioritize enforcement of the Payment Withdrawal and Disclosure provisions in the Small Dollar Lending Rule, even after they become operative on March 30, 2025. Key points from this significant development: ? CFPB is redirecting resources to "pressing threats to consumers, particularly service members and veterans" ? The Bureau is considering a proposed rulemaking to potentially narrow the rule's scope ? While providing relief, the rule itself remains in effect - state enforcement and litigation risks continue What does this mean for lenders? We've analyzed the implications and strategic considerations in our latest blog: https://lnkd.in/gUEUyqC5 Despite this enforcement shift, maintaining sound operational practices around payment tracking continues to deliver business value. Our SDLR compliance tools—available this month—help lenders navigate this evolving landscape with confidence. #FinancialRegulation #CFPB #SDLR #SmallDollarLending #ComplianceTech #RegulatoryUpdate #PayDay
关于我们
JOIN OUR TEAM WE ARE ALWAYS SEARCHING FOR TOP TALENT We are a local integrated portfolio of payment processing, risk management, and recovery solutions for merchant organizations of all sizes. The payment processing and risk management businesses drive synergistic growth in the check recovery business. The company also works with its sales channel to source specialty debt for collection to enhance its profitability. Whether we are partnering with our clients to configure payment acceptance solutions, helping them to mitigate risk and exposure to fraudulent payments, or employing recovery strategies to recover more of their money than other services offer, one thing is constant - we are providing solutions that get results. Our success is a result of working alongside our clients to identify their problems and resolve them with the right solutions. While each client situation has its unique challenges, our understanding of the industries we serve as well as our access to and knowledge of the tools, means we can quickly identify the issues and configure the most efficient and effective solution. Our solutions don't imply a one-size-fits-all approach. Rather these are the common challenges we regularly face, which prompt us to go about building solutions that meet the needs of our clients.
- 网站
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https://payliance.com/
Payliance的外部链接
- 所属行业
- 金融服务
- 规模
- 51-200 人
- 总部
- Columbus，Ohio
- 类型
- 私人持股
- 领域
- ACH Payment Processing、Remotely Created Check Processing、Payment Solution Provider、Debit Card Processing for Lenders和Risk Management and Recovery Solutions
地点
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主要
获取路线
2 Easton Oval
Suite 310
US，Ohio，Columbus，43219
Payliance员工
动态
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?????? ?????????? ?????? ???????? ???????????????????? | ?????????? ???????? ???????????? With the Small Dollar Lending Rule (SDLR) set to take effect on ?????????? ???????? amid ongoing legal challenges and leadership changes at the CFPB, lenders face significant uncertainty in preparing their compliance strategies. ? Payliance is proud to announce our new automated SDLR compliance reporting tools, available this month, specifically designed to address the "two-payment rule" challenges: ·????? Automatically track consecutive failed payment attempts ·????? Reduce compliance risk through systematic monitoring ·????? Lower operational costs by eliminating manual processes ·????? Improve documentation for audit purposes ? Our latest blog explores the evolving regulatory landscape and how our technology solutions can help you confidently navigate it—regardless of which regulatory bodies ultimately oversee these requirements. ? ???????? ?????? ???????? ??????????????: https://lnkd.in/eNA2Tg4k ? #FinancialServices #Compliance #SDLR #LendingTechnology #RegTech #CFPB
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Payliance转发了
? Fuel your success at LendSuite Conference! Kick things off #LSC25 with the Tuesday Breakfast, sponsored by Payliance — the go-to partner for seamless payments and risk management. ?? Faster payments. Stronger collections. Smarter lending. Payliance makes it easy for lenders to process transactions and minimize risk. ? Grab your coffee, connect with industry leaders, and start the conference right! Register: https://lnkd.in/evmgpu8c Sponsor Website: https://payliance.com/ #LendSuite2025 #Payliance #Payments #RiskManagement #LendingSolutions
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Payliance转发了
Flipboard, Visa, Blockdaemon, Locl, Payliance | Blockchain, Payments, Revenue, Business Development, Strategic Partnerships, Sales and Leadership | Solving problems with kindness and critical thinking.
?? Heading to Fintech Meetup next week in Las Vegas! The Payliance Channel & Partnerships Team will be on-site, meeting with clients, ISOs, and ISVs who are looking to increase revenues by offering low-cost ACH solutions across all verticals and risk levels. ACH remains the most cost-effective, low-risk, and scalable payment option yet too many businesses overlook its massive revenue potential. We’re changing that. If you’re attending and want to talk faster, smarter, and more profitable payment strategies, let’s connect! ?? DM me or comment below to set up a meeting. The Channel Team is hiring too! Partner Account Executives and Strategic Partner Success Managers. #FintechMeetup #ACH #MakeACHCoolAgain #Payments #ISOs #ISVs #Fintech
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Heading to ?????????????????? ????????? Let's talk streamlined payments, lower costs, and smarter lending solutions. Visit us at our table or ???????? ?? ?????????????? to explore how Payliance can help optimize your payment processing. Schedule here: https://lnkd.in/g_zvC9uj See you in Fort Lauderdale! #LendSuite2025 #Payments #LendingSolutions #Payliance #Fintech
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???????? ????????????????????????: ?????? ?????????????? ?????????? ???? ???????? ?????????? ???????????????????? ???????????????? Synthetic identity fraud costs installment lenders millions, but a new defense is available. Payliance has integrated Visa's Account Name Inquiry (ANI) feature into our Card Verify service, allowing you to confirm that the name provided by an applicant matches what's on file with their card issuer. This critical verification layer: ? Identifies synthetic identity fraud that bypasses traditional checks ? Strengthens KYC compliance with minimal operational impact ? Improves funding accuracy and reduces manual reviews ? Delivers actionable data through a unified API Our latest blog explores how consumer installment lenders can use this technology to confidently approve more loans while preventing sophisticated fraud attempts. Read the full article: https://lnkd.in/eWRTUM7t #FraudPrevention #LendingTechnology #RiskManagement #PaymentVerification
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???????????? ?????????????? ??????????????????: ???????????????????????? ???????? ?????????????????? In today's competitive lending environment, outdated loan repayment systems are leaving money on the table. Our latest blog reveals that white-label mobile payment platforms are delivering up to 30% increases in early loan repayment rates, while eliminating $400K+ in technology development costs. The impact goes beyond borrower satisfaction: ? Reduced loan delinquency rates ? Improved repayment operational efficiency ? Enhanced loan payment cash flow visibility ? Strengthened compliance posture Mobile-first isn't just a technology trend—it's fundamentally changing loan repayment economics. ???????? ?????? ???????? to discover how leading lenders are transforming portfolio performance through mobile loan repayment innovation: https://lnkd.in/gPgeUFmb #LoanRepayment #LendingInnovation #FinTech #MobilePayments #LoanServicing
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?????????????????????? ??????????????: ???????????????? ???????? ?????????????? ???????????????????? ??????????. Our latest blog explains how payday and title lenders can reduce processing fees from $3.45 to $1.45 on $200 transactions through Least Cost Routing (LCR). By leveraging regional debit networks, you can optimize costs, maintain reliable payment processing, and free up capital for growth. ?????????? ?????? ???? ?????????????????? ???????? ?????????????? ??????????????????:?https://lnkd.in/euQhkE25 #AlternativeLending #FinTech #PaymentProcessing
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?????? ?????????????? ???????? ??????????: ?????? ?????? ??????????? ? The ?????????? ???????????? ?????????????? ???????? (????????) takes effect on ?????????? ????, ????????, bringing key changes to payment processing. ? Key takeaways: ? Applies to ?????????????? ????????????????, not loan origination ? After ?????? ???????????? ????????????????, new borrower authorization is required ? Impacts ??????????????, ????????????????????, ?????? ???????? ???????????????????? ? The deadline is approaching. Make sure your systems are ready. Read the full article: https://lnkd.in/eCSuEuSy ? #SDLR #Payments #Compliance #RiskManagement #Fintech #Lending
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Payliance转发了
? Fuel your success at LendSuite Conference! Kick things off #LSC25 with the Tuesday Breakfast, sponsored by Payliance — the go-to partner for seamless payments and risk management. ?? Faster payments. Stronger collections. Smarter lending. Payliance makes it easy for lenders to process transactions and minimize risk. ? Grab your coffee, connect with industry leaders, and start the conference right! Register: https://lnkd.in/evmgpu8c Sponsor Website: https://payliance.com/ #LendSuite2025 #Payliance #Payments #RiskManagement #LendingSolutions
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