Park City Wealth Advisors

Where Wall Street meets Main Street.Your next financial planner is right here in Park City, Utah. Big finance energy with mountain town vibes. ????? #ParkCityUtah #WallStreetWest #LocalFinance #CFP Morgan Lemaitre, CFP?

The high estate tax exemption amount that we have right now thanks to the Tax Cuts and Jobs Act of 2017—which for 2025 is almost $28 million per couple ($13,990,000 per person) —is set to go back down to over half of that without new legislation being enacted. Couples can expect that number to dramatically reduce to around $10 million ($6 million for individuals) or so, adjusted for inflation for the 2026 tax year under current law. That’s next year! Learn more about how this change could impact you in our latest blog article below!

> The S&P 500 has experienced 30 corrections of 5% or more since the March 2009 low (as shown in the chart). > During each of these downturns, market sentiment turned grim and many feared the worst—yet the world continued turning, and markets inevitably recovered. > The median correction lasts 26 days—we're approaching that milestone > The median decline is -7.6%—we've already exceeded this threshold Two Critical Reminders: **Anyone can be a good advisor during bull markets, but exceptional guidance reveals itself during challenging times. Ensure your advisor is actively communicating and providing direction rather than remaining silent.** **Market volatility isn't a signal to simply hold your current investments. Instead, it presents an opportunity to rebalance your portfolio and ensure you're properly positioned for the eventual recovery.**

> The S&P 500 has experienced 30 corrections of 5% or more since the March 2009 low (as shown in the chart). > During each of these downturns, market sentiment turned grim and many feared the worst—yet the world continued turning, and markets inevitably recovered. > The median correction lasts 26 days—we're approaching that milestone > The median decline is -7.6%—we've already exceeded this threshold Two Critical Reminders: **Anyone can be a good advisor during bull markets, but exceptional guidance reveals itself during challenging times. Ensure your advisor is actively communicating and providing direction rather than remaining silent.** **Market volatility isn't a signal to simply hold your current investments. Instead, it presents an opportunity to rebalance your portfolio and ensure you're properly positioned for the eventual recovery.**

Don't wait for the bottom – build wealth strategically during market dips ??. Our Chief Investment Officer Joshua J. Flade, CFA explains our approach. #chiefinvestmentofficer #buildwealth #financialempowerment #investmentstrategy #financialadvisor

?? Market Update from Josh Flade, CIO Monday, March 10th at 8AM MST Markets pulling back today with S&P 500 down 1.75% and tech taking the bigger hit as Nasdaq slides nearly 3%. Small caps holding slightly better at -1.5%. Treasury yields have rallied to 4.2%, while market anxiety pushes the VIX up 14% to around 27. Gold remains steady near $2,900, but Bitcoin dropped 3.5%, now trading just below $80k. Oil prices stable at $67. Interesting note on GDP Now forecasts showing negative 2-3% for Q1 - but don't panic! This anomaly is largely due to gold imports affecting the net export calculation. Excluding this factor, Q1 growth looks closer to flat. ?? Stay disciplined through market volatility. Our team continues monitoring these developments to adjust strategies as needed. #MarketUpdate #InvestmentInsights #EconomicOutlook #PCWA Joshua J. Flade, CFA Bohdan Hall, CBDA?Morgan Lemaitre, CFP?

We recently worked with a senior executive at Meta who found himself in a common but precarious position. After years of dedicated service, he had accumulated substantial wealth through restricted stock units (RSUs) in her employer's company. With the stock up nearly 40%+ in the past year, he was understandably attached to his position. The company had been good to him, and he felt a deep sense of loyalty. At this point, his vested and unvested shares represented enough wealth for an extremely comfortable retirement in just one year. Despite our recommendations to implement 10b5-1 plans and exercise strategic diversification during open trading windows, he resisted. After all, his entire wealth had been built through this single stock—why change a winning formula? This is where our role as advisors becomes critical. While we acknowledge the emotional connection to an employer and its stock, we must highlight the very real concentration risk this represents. Consider the cautionary tale of another client who was heavily invested in Silicone Valley Bank. They felt confident in the company's future.. you know the rest, their retirement timeline shifted from "ready now" to "needing to work another decade." The harsh reality: Concentration is indeed an excellent wealth-building tool on the way up, but it's also the fastest path to financial devastation on the way down ??. True financial security isn't just about building wealth—it's about protecting it once you have it. ?? The new market reality: Today's stocks don't trade like they used to. Social media has dramatically changed market dynamics over the past five years. Information spreads instantaneously, and when negative momentum begins, the path downward can be swift and brutal. Once that downward train ?? starts rolling, it's incredibly difficult to stop. Don't let preconceived notions about potential tax liabilities or optimistic predictions about your company's stock prevent you from having crucial conversations about protection strategies. Creating a financial "landing zone" for yourself and your family should take priority. This specialized approach to de-risking concentrated positions is precisely our expertise. Every situation is unique, but what remains consistent is the importance of starting these conversations before it's too late. #concentratedpositions #concentratedstock #10b5-1 #openwindow Skywest Airlines Apple HealthEquity Myriad Genetics Zions Bancorporation Merit Medical Systems, Inc. Alphabet Inc. Amazon

Meet your new team. A dedicated group of financial experts who will be here to help you plan your retirement and will remain by your side as you execute it successfully. https://lnkd.in/gR5hMwGM

"Cryptocurrency markets follow four-year cycles," explained Dan Young during our recent investment webinar. Dan, who built one of Utah's largest mining facilities in 2014, has witnessed these cycles firsthand. The pattern according to Bridger Pennington: - 2013: Major run-up, then correction - 2017: Significant surge, then rebuilding - 2021: Bull market, then cooling - 2025: Building toward next growth phase These cycles typically progress through phases: 1. Bitcoin rises first 2. Ethereum follows 3. Large-cap altcoins gain momentum 4. Smaller cryptocurrencies surge Their analysis suggests we're currently in early Phase One, with potential significant growth ahead over the next 12-18 months. #CryptoCycle #InvestmentOpportunity

"In crypto, like traditional investing, quality matters," says Bridger Pennington, who manages a $25M crypto hedge fund with Dan Young. Their framework for evaluating crypto investments: - Experienced Team: Dan Young emphasizes verifying the backgrounds of project leaders. "If there are dead bodies in their wake, you're probably next," he warns. - Clear Roadmap: Avoid copy-paste development plans. Look for original, detailed progression. - Real Utility: "We underwrite for software that's actually being used," explains Bridger. Their success story? Discovering a blockchain platform with 10-15K daily developers, investing early, and watching it surge in value months later. For those seeking crypto exposure without the complexity, professional management offers a disciplined approach. #CryptoInvesting #DueDiligence #QualityInvestments