Clearpay (Afterpay)

“If I look at Clearpay’s opportunity, I don’t think there’s a limit as to where this gets to, because fundamentally we’re providing greater flexibility to a debit card consumer with none of the downstream impacts of a credit card financial model.” Our Co-founder, Nick Molnar, sat down with City AM's Lars Mucklejohn recently to discuss Buy Now, Pay Later. Read more here.

? Introducing Clearpay’s Christmas Campaign ? This year’s Christmas campaign inspires Brits to spend time this season doing what matters most to them. Clearpay helps customers get what they need to make this festive period personally fulfilling - whether that’s a Christmas party outfit or a gift for their loved one. The campaign will be rolled out across owned, earned and paid media. #Christmascampaign #retail #payments #bnpl #marketing

Our Co-founder, Nick Molnar, spoke at Payments Leaders' Summit recently about the origin and growth of Clearpay (Afterpay). He touched on his observations and learnings over the past 10 years, which included: ?? Debit card penetration among Gen Z and Millennials. ?? The many subsets of BNPL and how there are not that many providers that do what we do - i.e. a straightforward product offering pay in 4 instalments over 6 weeks, with no interest. ?? How Clearpay pauses a customer's account as soon as a single payment is missed, and does not allow additional purchases, to stop further debt being accrued. ?? How he looks forward to a regulatory framework that supports the industry. ?? How retailers value us as a marketing partner. Thanks to payments expert Oliver Steeley for leading a fascinating conversation. We're proud to shape a future of financially empowered responsible shopping. #PLSUK #payments?#bnpl?#retail

By 2030, Gen Z and Millennials will drive nearly 40% of retail spending in the UK. However, many retailers are still catching up with the expectations of these tech-savvy consumers. Our latest playbook highlights key strategies for success: ?? Invest in tech: Retailers must implement customer-centric technology to personalise shopping. ?? Mobile & social commerce: Gen Z grew up in a mobile-first world. They prefer seamless, omnichannel journeys, from browsing to checkout. ?? BNPL adoption: Gen Z prefers flexible payment options over traditional credit, so it's important to offer a brand they trust, such as Clearpay. Retailers must recalibrate and innovate to stay ahead. Click here for more insights, or to download the full report: https://bit.ly/3YnDy79 #RetailInnovation #GenZShopping #Ecommerce #CustomerExperience #BNPL #SocialCommerce

At PI LIVE Show last week, our Global Head of Media Sales, Juliana Blazuk, moderated a panel debate on mobile-first strategies in affiliate marketing. Our panelists raised many insightful points - just a handful of key highlights are below: ?? By 2027, mobile commerce retail sales will account for ￡109bn, up from ￡96bn this year - mobile has to be a top priority for affiliate marketers. ?? Take a full-funnel approach - marketers should ensure they’re adjusting to be present across all touchpoints. Customer behaviour has changed, so it's important to show up where your customers are and bridge the online/offline gap. ?? Play the long game - start with customer lifetime value and work backwards. Thanks to our incredible panelists, Nicola Burnett (Formerly Pringle), Lizzy Mackay, and Martin Newman for joining us. #PILIVEEurope

??? Wickes is now live with Clearpay ??? We're thrilled that Wickes is now offering Clearpay. This means Wickes customers can manage their spending when shopping online. Whether it's a big renovation or simply a room refresh, shoppers at Wickes can now spread the cost of a project and get started right away.???? #homeimprovement #BNPL #Wickes #retail #payments

?? Introducing Clearpay's "Own It" Campaign ?? We're excited to announce the launch of our new advertising campaign: 'Own It', which highlights how shoppers are using Clearpay for everyday purchases. With an expanded selection of the nation's favourite brands across beauty, fashion, home and more, Clearpay offers customers the flexibility to shop now and pay in 4, responsibly. Partner with us this season and let your customers #OwnIt with Clearpay. Catch our campaign on London billboards, as well as video ads on YouTube, Netflix, Sky, and across social media channels. #Clearpay #OwnIt #MarketingCampaign #PoweringAnEconomyWhereEveryoneWins

Feeling the chill? Autumn is here so we delved into our latest sales data to discover the top trending coats that will be taking over the streets this season. Vintage and leather trench coats are making a big comeback, alongside the rise of luxe faux fur, blending style with warmth. Read more below. #bnpl #retailtrends #autumntrends #wintertrends

Clearpay has helped some of the most influential names in UK retail grow and nurture success. We spoke to ?? George Z Graham, CEO and Co-Founder of Wolf & Badger, to hear what our flexible payment options have meant for his innovative business. Here's what he had to say: “When customers are looking to make more of an investment in their wardrobe, we’ve learned they are also looking for flexible payment options, and that’s where Clearpay excels. With our unique edit of responsibly produced, made-to-last brands, we encourage consumers to shop consciously, and in line with their personal values – there’s no fast fashion fixes here - so being able to offer different methods of payment is an important service. We’ve been working with Clearpay since 2021 and our customers have really engaged with the option of spreading the cost for their slower fashion choices. It’s improved conversion and driven new customer acquisition too, helping us become the leading worldwide marketplace for independent ethical brands.”

Our Chief Strategy Officer,?Adam Jackson, sat down with?Michael S., Head of International Public Policy at?Block/Clearpay (Afterpay), to discuss the rise of?Buy-Now-Pay-Later (BNPL)?and its impact on consumer finance on #CoffeeWithInnovateFinance ? ?? If you missed it, now’s your chance to catch up on key discussions, including: ?? The growing popularity of BNPL and how it’s reshaping shopping habits ?? Addressing concerns over consumer debt and the cost of living crisis ?? Regulatory developments in the UK and globally – What’s next for BNPL regulation? ?? The future of consumer payments and how BNPL integrates with digital money, AI, and open finance. ?? Tune in here: https://lnkd.in/eXU6qS_g #CWIF #VoiceOfFinTech