PACIFIC CAPITAL

Sound familiar? If so, it might be the time for you to rethink your priorities and start taking action... ? The holidays are here! This is the ideal time to unwind, relax, and spend quality time with family and friends!?? ? No amount of thinking is going to fix the problem that is solved by doing. ? We have said this before, but you shouldn’t wait until “retirement” to enjoy life. Your health or some other life change may not allow you to do that.? ? It’s time for you to normalize enjoying life now.? ? It’s essential to coordinate your financial decisions if you want to achieve financial freedom.? ? Future problems and stress can be avoided when you are aware of your whole financial situation.? ? We are here to hold you accountable for that and help you enjoy life by reducing your stress about money.? ?? Experiences are more valuable than any other material possession or your business. Hope you create at least one interesting experience this holiday season!!!? Ps: It's Thanksgiving time, take a moment to relax and enjoy family and loved ones. Our office will be closed today until the 29th. We'll be back on Monday, December 2nd, at 8 a.m. PST.

SPOILER: #3 is a game changer Get a copy of the #1 best seller? book ‘Fit for Wealth’ by our Founder and President ??Chad Willardson, CFF?, CRPC? ?? https://a.co/d/7rJasMD

When it comes to investing, the biggest risks aren’t always the obvious ones.? While market fluctuations and interest rates get all the attention, there are other threats that could quietly affect your portfolio. What hidden risks have you encountered in your investment journey? ??

We mean… not just a quick "pat on the back" or a social media shoutout, but genuinely paused to savor the moment and reflect on your journey... If you’re like many high achievers, celebrating can feel unproductive—even wasteful. It’s easy to believe that taking time off might slow your momentum or leave you behind. But that’s far from the truth. Your next goal will still be there after you take a break. In fact, when you do pause to celebrate, you’re likely to: ?? Feel more fulfilled ?? Strengthen connections with loved ones ?? Maintain or even boost your productivity Constantly chasing the next milestone without rest leads to burnout, stress, and less quality time with those who matter most. So, here’s a challenge ?? Schedule time to celebrate your achievements. Plan a special dinner, take a short trip, or anything that helps you reflect and recharge. Grab a pen and paper to jot down your reflections, lessons, and experiences—a practice that will memorialize your achievements and enrich your journey. As our Founder and President, ??Chad Willardson, CFF?, CRPC?, shared in his book “Beyond the Money,” the most successful entrepreneurs he has worked with over 20+ years know that true growth includes pausing to appreciate how far you’ve come. Happy Sunday!! Ps: If you haven’t read yet, get your copy of Chad’s books today at https://lnkd.in/gsPs7UGS

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There are several golden rules when it comes to money and finances, but they also serve as golden rules for life! What else would you add to the list?

There are 41 days left in 2024 and A LOT you can still achieve…. This? applies to all areas of your life: professional, relationships, health, and? your FINANCIAL life! Set up your 2025 for SUCCESS!

Would you take parenting advice from someone without kids? Or fitness tips from someone out of shape? Of course not! Yet… Many entrepreneurs and investors seek business and financial advice from those without proven success. Relying on such advice is like asking a “travel agent” (who’s never visited your destination) to plan your big trip. What you need is an experienced “travel guide”—a pro who has been where you want to go, knows the terrain, and understands the real challenges and hidden opportunities. True success isn’t just about making more money. It’s about becoming the person capable of achieving big goals. A genuine “travel guide” helps you: ??Think bigger about your future ??Navigate challenges in business and finances ??Optimize the talent of those around you ??Make bold, strategic moves ??Build a business that maximizes your impact They teach you how to think, not just what to do. Whether you aim to expand market share or 10x your profits, who you take advice from matters most. Surround yourself with ambitious “climbers”—a tribe that fosters momentum and connections. With them, that daunting summit seems achievable. But remember, true fulfillment comes from scaling the mountain with great company. The struggles are easier, and the view from the top is more rewarding when shared. Are you surrounded by “travel agents” or “travel guides”? Do you have your tribe of ambitious climbers?

Motivation will only take you so far. But how long will you stay committed when the results take longer than expected? DISCIPLINE. The magic of compound growth comes with consistency and discipline over time. ???? Happy Tuesday!

It's time to think BIG! Happy Monday!