Oscar Health

For decades, employers have chosen their employee's health plans. That has meant limited networks, uneven costs, and lost coverage when they leave a job. Our CEO Mark Bertolini believes there is a better path. Individuals deserve a system where everyone chooses their own coverage, keeps their doctors, and gets support that fits their needs—not their employers. He explains why in a conversation with The CEO Show: https://bit.ly/3XzIfv3

For Women’s History Month, Oscar has been celebrating the power of women’s voices. As we close out the month we asked our team what this month means to them. Swipe through to see what they had to say. Thanks to Nikole Langner, Alison Bloom-Kiefer, Ashley Domers, and Tammy Forchion for sharing their perspectives. #womenshistorymonth

Some members prefer phone calls. Others want to message their doctor quietly from work, on the go, or after hours. That’s why we built Live Chat, a real-time messaging option for Oscar members. It brings together the immediacy of a call with the structure and flexibility of chat. It's already changing how members engage with care. And our provider teams are seeing fewer handoffs, faster resolutions, and more focus. Here’s how we designed Live Chat to work better for everyone: https://bit.ly/4l1h9qP

“We have market in front of us that can work for all Americans — if we can get the legislation right and the policies right to allow employers to do the work. It's a marketplace where nobody gets penalized for being sick because the rates are set across the whole market and Americans can choose [the plans] they want.” Oscar CEO Mark Bertolini spoke to CNBC’s Squawk Box about the future of employer-sponsored healthcare, why the individual market is the largest and most stable risk pool in America, and how expanding ACA coverage to gig workers and small businesses could drive down costs for everyone. Watch the full interview: https://bit.ly/4ibE15g

How can AI better understand messy, unstructured medical records? Unlike clean, structured text, medical records often contain handwritten notes, tables, and images—making them tricky for text-only models to process. That’s why we’re testing multimodal AI approaches that combine text and vision. Read the results from our latest experiments: https://bit.ly/4kIJzWh

New podcast alert! ?? Our product ops pals, Graham Reed and Antonia Landi, sat down with Clare Hawthorne, Senior Director of Engineering & Product Operations at Oscar Health. They discuss: ??Futureproofing product ops ??Gaining executive buy-in ??Measuring product ops impact And more… Plus Clare explains how her product management peers became so bought into product ops, they transferred budget to her team. ?? ?? Listen now: https://lnkd.in/eMawy8_W #ProductOperations #ProductOps #ProductOpsMetrics

Large language models (LLMs) are great at understanding text, but when it comes to medical records, that understanding isn’t always enough. That's because medical records aren’t just words—they’re images, tables, and non-standard layouts that text-only AI models can struggle to process. Multimodal models, which handle text and images together, are changing the game. In our latest post, Lauren Pendo Rachael Burns and Linda Schilling dig into how Oscar has experimented with different AI-driven approaches identifying provider signatures, parsing complex provider contracts, and other complex tasks. Read more: https://bit.ly/4kIJzWh

Can ICHRA help employers control costs without cutting benefits? Health benefit costs per employee is set to rise by 5.8% in 2025, which is forcing many employers to rethink their approach. At this year’s Mercer Annual Symposium, Oscar's Louis DeStefano heard firsthand how companies are looking beyond cost-cutting measures to smarter benefits strategies. For many, ICHRA has become an innovation worth watching. Read takeaways from our discussion: https://bit.ly/4h6NgCj

“For better or for worse, the era of employees staying at a single company for decades is largely over.” That’s why ICHRA is such a big deal. When employees change jobs, their health insurance moves with them—no new doctors, no network disruptions, no starting over. This shift is part of a bigger transformation: health insurance is finally becoming more consumer-driven. When individuals have choice, companies compete—on cost, experience, and quality. That’s the future we’re building toward. Read more: https://bit.ly/43hv2L0

The biggest challenges in employer-sponsored healthcare today? Cost and complexity. At Mercer’s 2025 Annual Symposium, Oscar SVP, Growth Louis DeStefano spoke to a room of national employers about the future of health benefits. One thing was clear: businesses are looking for better, more sustainable ways to offer healthcare coverage. That’s why ICHRA is gaining traction. It shifts risk away from employers, gives employees more choice, and eliminates the administrative burden of traditional group plans—all while keeping costs predictable. Read Louis's takeaways from the event: https://bit.ly/4h6NgCj