Oregon Housing & Community Services (OHCS)

Great News! The Homeowner Assistance and Reconstruction Program (HARP) has expanded its income requirements! If you weren’t eligible before due to income, check your inbox! We’ll be reaching out if you qualify under the new, broader income guidelines.

?Excelentes Noticias! ?El Programa de Asistencia y Reconstrucción para Propietarios (HARP, por sus siglas en inglés) ha ampliado sus requisitos de ingresos! Si antes no eras elegible debido a tus ingresos, ?revisa tu bandeja de entrada! Nos comunicaremos contigo si reúnes los requisitos según las nuevas directrices de ingresos ampliadas.

OHCS is assisting Oregonians on lower incomes to achieve the dream of homeownership by revamping the Flex Lending program with two new loan products: FirstHome and NextStep. FirstHome offers a mortgage loan with competitive rates to first-time homebuyers, veterans, and previous homebuyers in Targeted Areas as defined by the U.S. Census; NextStep is similar, but without the requirement of being a first-time homebuyer. Additionally, homebuyers may also receive a down payment assistance loan of 4% or 5%, which can cover up to 100% of the borrower's cash requirements at closing. Homebuyers interested in these programs will need to work with an OHCS-approved lender, and first-time homebuyers must take Homebuyer Education classes with a housing counselor at homeownership centers throughout the state. For more info, visit bit.ly/4g9PFfd.

Do you have skills in applying a racial equity lens to data analysis? We're looking for a Racial Equity Research Analyst! If you have a knack for making sense out of mountains of info to help Oregonians attain housing stability, considering applying today: t.ly/r5_PF

We have released the first State of the State Housing Report for Oregon, providing an in-depth analysis of housing availability and affordability across the state. Drawing from comprehensive data on housing markets, economic trends, and demographic shifts, the report highlights the challenges Oregon residents face in affording high-quality housing. ?? ?? “Data enables us to identify where our efforts are making an impact and where improvements are needed to make life better in ways that all people can feel and that we can measure,” said OHCS Executive Director Andrea Bell. We aim to release a State of the State’s Housing Report every two years, with additional localized analyses in the years between each release. To read the full press release and for a link to the report: bit.ly/3On0izF

Hemos publicado el primer informe sobre el estado de la vivienda en Oregón, que ofrece un análisis profundo de la vivienda a precio asequible disponible en el estado. Con datos sobre los mercados de la vivienda, las tendencias económicas y los cambios demográficos, el informe resalta los retos a los que se enfrentan los residentes de Oregon a la hora de encontrar una vivienda de alta calidad a un precio económico. ?? ?? “Estar atentos a las cosas que a?aden significado a la vida de las personas requiere datos confiables”, dijo la directora ejecutiva de OHCS, Andrea Bell. “Los datos nos permiten identificar dónde nuestros esfuerzos están teniendo un impacto y dónde se necesita mejorar para ayudar a hacer la vida fácil para las personas en una forma que se pueda sentir y que podamos medir. Estos datos nos ayudarán en nuestros esfuerzos colectivos para conseguir el progreso en materia de vivienda que las comunidades merecen y exigen”. Nuestro objetivo es publicar un informe sobre el estado de la vivienda en Oregon cada dos a?os, con análisis adicionales en los a?os entre cada publicación. Para leer el comunicado de prensa completo y para acceder al informe:?bit.ly/3Z3sTPf

ReOregon's HARP program is here to support homeowners affected by the 2020 Labor Day Disasters. If your home was damaged or destroyed, HARP offers financial assistance for: ?? Rehabilitation ?? Reconstruction ?? Manufactured Home Replacement ?? Home Purchase Explore your options and find the best solution for your recovery. bit.ly/3AUnUsd

El programa HARP de ReOregon está aquí para apoyar a los propietarios afectados por los Desastres del Día del Trabajo de 2020. Si tu vivienda resultó da?ada o destruida, HARP ofrece asistencia financiera para: ?? Rehabilitación ?? Reconstrucción ?? Reemplazo de Casas Prefabricadas ?? Compra de Vivienda Explora tus opciones y encuentra la mejor solución para tu recuperación. https://lnkd.in/givG_5TJ

It's National Rural Health day, and we want to highlight the amazing work Oregon Health Authority is doing right now to address health and housing. Earlier this month, they released their housing benefits component of the Medicaid 1115 Waiver, which provides housing benefits for eligible OHP recipients. Housing is a huge stressor with severe impacts on health and wellness. In rural areas where there can be both a lack of access to healthcare and a lack of available affordable housing, these impacts can be exacerbated. While OHCS exceeded our goal to fund more developments in rural areas in the last five years, partnerships with programs like this are essential in continuing to address community needs. To learn more about this first-in-the-nation program, visit t.ly/Fsxh8.

On this Transgender Day of Remembrance, we want to honor those who were lost to violence and recommit to protecting those still with us. We will continue to work toward an Oregon where all can live in housing that provides safety and security. To learn more about this observance, visit glaad.org/tdor/.