Open Payment Network

We’re thrilled to announce our participation at the Southern Financial Exchange’s 35th Annual Conference & Expo – Digital Directions in Orange Beach, Alabama, April 14-16, 2025! Bradley Wilkes will be a panelist in the highly anticipated session: ?? “Instant Payments: Big Benefits & Big Questions” ?? Tuesday, April 15, 2025 ? 8:30–9:30 AM CST Joining the conversation are industry leaders Debbie Smart (Q2), Nell Campbell-Drake (Atlanta FRB), Keith Gray (TCH), and Tim Mills (Regions). Together, they’ll explore the evolving world of instant payments and tackle the pressing questions shaping the future of the industry. Let’s Surf the Waves of Payments ?? and take instant payments to the next level! Proud partners with: @ The Clearing House @ Fed Now #OPN #InstantPayments

Financial institutions, it’s time to elevate your services with Open Payment Network's (OPN) cutting-edge technology. ?? Here’s how OPN can help you stay ahead in the fast-paced financial landscape: ?? Deliver Instant Payments – Meet your customers’ demand for real-time transactions via mobile and online. ?? Increase Revenue – Boost efficiency and enhance customer value with modern payment solutions. ?? Improve Engagement – Strengthen relationships by offering the convenience and speed customers expect. ?? Seamless Integration – Build apps natively or in parallel with your core system—no need for a costly overhaul. ?? Flexibility for Developers – Use OPN’s open API to craft tailor-made solutions that suit your institution’s needs. Real-time payments aren't just a trend—they’re the future. OPN makes it simple and secure to get there, keeping you competitive in a rapidly evolving market. ?? Learn more here ?? https://lnkd.in/gMQDRZNR #FinancialInstitutions #RealTimePayments #Innovation #FinTech

Looking to unlock seamless integration of instant payments? With Open Payment Network’s Flexible API, the path to embedding instant payment capabilities or building innovative solutions has been made simple. Here’s what you get: ?? Secure platform to protect your work ? Real-time settlement for fast, efficient payments ??? Developer Sandbox for testing, building, and perfecting your solutions Whether you’re enhancing existing infrastructure or crafting something entirely new, OPN’s Flexible API puts the power in your hands. Start building the future of payments, one integration at a time. #OPN #InstantPayments #FinTech #DeveloperTools #APIs

Instant Payments + Endless Opportunities. Did you know that with Open Payment Network (OPN), financial institutions and developers can deliver real-time payment solutions seamlessly? ?? Whether it’s instant mortgage payments, payroll processing, or boosting customer engagement, OPN empowers you to meet modern demands with cutting-edge features like: ?? Interoperability with TCH-RTP & FedNow ?? Enhanced reporting & analytics tools ?? Advanced fraud controls for secure transactions ?? Developer APIs for seamless app integration ?? OPN revolutionizes how money moves—and it’s all in real time. ?? Learn more about how OPN can upgrade your financial services here ?? https://opn.inc/ #FinTech #RealTimePayments #Innovation #CustomerExperience

The Clearing House’s RTP? network now connects 750+ institutions, covering 70% of U.S. bank accounts and processing nearly a million daily transactions. Since its 2023 launch, FedNow? has also expanded rapidly with 1,000+ institutions onboarded, setting the stage for wider instant payment adoption by 2025. Many smaller banks face tech limitations in sending instant payments, but OPN bridges this gap by connecting financial institutions to both RTP and FedNow networks for seamless transactions. As CEO Bradley Wilkes notes, this approach fosters a competitive marketplace, empowering FIs to adopt real-time payments and enhance customer experience. Read more: https://lnkd.in/gzXXK5rZ Q2 The Clearing House Federal Reserve Financial Services #Instantpayments #TheClearingHouse #FedNow #RTP

?? Open Payment Network Acquires ExcheQ Instant Payment App! Open Payment Network (OPN) proudly announces the acquisition of ExcheQ, a cutting-edge instant payment app. ?? ? What’s New? ?? ExcheQ enables customers to send and receive instant payments seamlessly through the FedNow Service? and the RTP? Network. ?? Now available in the Google Play Store! Available on the Apple App soon! Why it Matters: ?? With ExcheQ, financial institutions can offer their customers real-time, reliable payment solutions—simplifying and speeding up transactions like never before. ?? Built on OPN’s open API, the app empowers institutions to design custom payment applications tailored to their needs, backed by OPN’s robust interoperability across major networks. "ExcheQ is opening new doors for fast, flexible payment options," said Bradley Wilkes, CEO of Open Payment Network. "We’re excited to deliver the benefits of instant payments to more financial institutions and their customers." Ready to explore the future of payments? Discover ExcheQ today! Learn more: https://lnkd.in/ekzFH3Z8 #OpenPaymentNetwork #ExcheQ #InstantPayments #FedNow #RTPNetwork

?? We’re thrilled to announce OPN’s recent feature in Q2’s white paper, highlighting the latest advancements in instant payments across the U.S. ?? The report underscores the rapid growth of The Clearing House’s RTP? network and the Federal Reserve’s FedNow? Service: ?? RTP?: Over 750 financial institutions (FIs) onboard, covering 70% of U.S. bank accounts and processing nearly 1M daily transactions. ?? FedNow?: Launched in 2023, now connecting more than 1,000 institutions. ?? Projected Growth: Industry experts foresee a 289% increase in transaction values between 2023 and 2030! For many FIs, technology gaps have been a barrier to sending instant payments. That’s where OPN steps in—bridging the gap with seamless connectivity to both RTP and FedNow. Our flexible solutions empower FIs to send, receive, and request payments effortlessly, helping them enhance customer experiences and stay ahead in a competitive digital landscape. As OPN CEO & Co-Founder Bradley Wilkes states, “Real-time payment networks foster a competitive marketplace, giving FIs access to the tools they need to succeed.” ?? Why it matters: OPN is helping FIs redefine their digital payment strategies with faster, more reliable, and flexible solutions. Together, we’re unlocking new opportunities for innovation and customer engagement. ?? Ready to embrace the future of payments? ?? Download the white paper: “Developing Your Instant Payment Send Strategy”. ?? Contact us to learn how OPN can support your institution. Read more: https://lnkd.in/gzXXK5rZ Proud partners with: The Clearing House Federal Reserve Financial Services #RealTimePayments #RTP #FedNow #OPN

What could your business achieve with instant payments that happen anytime, anywhere? ?? Let's us tell you, with an instant payment option, you can offer customers real-time payroll, bill-pay, and instant disbursements. At Open Payment Network (OPN), we help financial institutions stay competitive by enabling seamless, instant payments. ?? Stay ahead of the curve—streamline operations and exceed expectations with OPN's secure platform. Ready to innovate? Contact us today: https://opn.inc/contact/ Proud partners with: The Clearing House Federal Reserve Financial Services #OPN #InstantPayments

WESPAY ?, MACHA?, on my way to UMACHA then will head to EPCOR. Love having a chance to talk about FedNow at the payment association events. And always great to see our pioneers at these events! Thanks William Bradley Wilkes for sporting your pioneer pin last week!

Thank you, Hawaii Payments University, for an incredible event! ?? Robert Lewis represented OPN on the 'Faster Payments Update' panel alongside Kevin Olsen, Joni Everhart Hopkins, AAP, and Scott Miller, diving into the latest in real-time payments. It was a pleasure to engage with industry leaders, share insights, and connect with attendees at the booth. If you missed us, reach out to continue the conversation! https://opn.inc/contact #HawaiiPaymentsUniversity #OPN The Clearing House Federal Reserve Financial Services